Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.seilanithih.com.kh/ |
Year established | 1996 |
Head of Institution | Mr. Sanjay Gandhi |
Regions active | Banteay Meanchey, Battambang, Kampong Cham, Kandal, Phnom Penh, PursatSiem Reap |
# Branches | 25 |
Total Portfolio (nat'l) | KHR 26,884,090,059 |
Total Portfolio (USD) | USD 6,806,098.75 |
Active clients with loans | 11,502 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 0 |
Network affiliations | CMA |
Funders | CMI, CARD |
Institution Type | Sect25 |
Is this institution regulated? | Yes |
Website address | http://www.gfspl.in/ |
Year established | 1999 |
Head of Institution | Suresh K. Krishna |
Regions active | 0 |
# Branches | 174 |
Total Portfolio (nat'l) | INR 1,966,900,000 |
Total Portfolio (USD) | USD 37,111,320.75 |
Active clients with loans | 274,850 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 20% - 40% |
Network affiliations | Sa-dhan, akmi, MFIN |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Group Loan (KHR) | KHR 400,000 - 2,400,000 | 1 - 24 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Have home or land | Credit Ins | |||||||
Group Loan (THB) | THB 4,000 - 24,000 | 1 - 12 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business, Have home or land, Specific age group | Credit Ins | |||||||
Individual Loan (THB) | THB 4,000 - 200,000 | 1 - 12 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business, Have home or land, Specific age group | Credit Ins | |||||||
Individual Loan (KHR) | KHR 400,000 - 20,000,000 | 1 - 12 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business, Have home or land, Specific age group | ||||||||
Individual Loan (USD) | USD 100 - 10,000 | 1 - 24 | 40% - 60% | 20% - 40% | Business | Women, Men, Have business, Have home or land, Specific age group |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Emergency Loan | INR 1,000 - 1,000 | 2.5 | 80% - 100% | 20% - 40% | Any Purpose | Women | Credit Educ, Group Mtgs, Business Training | |||||||
Water Connection Loan | INR 5,000 - 5,000 | 24 | 80% - 100% | 0% - 20% | Housing, For taking water connection | Women, Have home or land | Credit Educ, Group Mtgs, Credit Ins, Business Training | |||||||
IGL-Pragati | INR 5,000 - 15,000 | 12 | 80% - 100% | 0% - 20% | Business | Women | ||||||||
IGL-Pragati Plus | INR 16,000 - 25,000 | 24 | 80% - 100% | 0% - 20% | Business | Women | ||||||||
Individual Loan | INR 10,000 - 50,000 | 3 - 9 | 20% - 40% | 80% - 100% | Business | Women, Men, Have business | Credit Educ | |||||||
Sanitation Loan | INR 7,000 - 10,000 | 24 | 0% | 0% | Housing, For construction of toilets | Women, Have home or land | Group Mtgs, Business Training | |||||||
Siksha Loan | INR 10,000 - 15,000 | 3 - 6 | 0% | 0% | Education | Women, Men | Credit Educ, Group Mtgs |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Group Loan (KHR) | 36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | 3.0% upfront | 36% | 37.1% | 97 | ||||||||
Group Loan (THB) | 36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | 3.0% upfront | 32.9% - 36% | 34.8% - 37.1% | 100 | ||||||||
Individual Loan (THB) | 27.0%-36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | 3.0% upfront | 27.1% - 36% | 28.7% - 37.1% | 88 | ||||||||
Individual Loan (KHR) | 30.0%-36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | 3.0% upfront | 30% - 36% | 31% - 37.1% | 85 | ||||||||
Individual Loan (USD) | 27.0%-36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | 3.0% upfront | 27.1% - 33.4% | 28.6% - 35.2% | 95 |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Emergency Loan | 0% | 29.1% | 30.1% | N/A | ||||||||||
Water Connection Loan | 0% | 0% | 0% | N/A | ||||||||||
IGL-Pragati | 0% | 0% | 0% | N/A | ||||||||||
IGL-Pragati Plus | 0% | 0% | 0% | N/A | ||||||||||
Individual Loan | 0% | 41.3% - 41.4% | 42.7% - 44.1% | N/A | ||||||||||
Sanitation Loan | 0% | 0% | 0% | N/A | ||||||||||
Siksha Loan | 0% | 0% | 0% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Emergency Loan | 18.8% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 29.1% | 30.1% | 63 | ||||||||
Water Connection Loan | 21.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 0% | 0% | N/A | ||||||||
IGL-Pragati | 26.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 0% | 0% | N/A | ||||||||
IGL-Pragati Plus | 26.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 0% | 0% | N/A | ||||||||
Individual Loan | 36.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 41.3% - 41.4% | 42.7% - 44.1% | 83 | ||||||||
Sanitation Loan | 21.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 0% | 0% | N/A | ||||||||
Siksha Loan | 28.3% annual, Decl Bal | 0 Fees | 0 Ins | None | None | 0% | 0% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Group Loan (KHR) | 36.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | 3.0% upfront | 36% | 37.1% | 97 | ||||||||
Group Loan (THB) | 36.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | 3.0% upfront | 32.9% - 36% | 34.8% - 37.1% | 100 | ||||||||
Individual Loan (THB) | 27.0%-36.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | 3.0% upfront | 27.1% - 36% | 28.7% - 37.1% | 88 | ||||||||
Individual Loan (KHR) | 30.0%-36.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | 3.0% upfront | 30% - 36% | 31% - 37.1% | 85 | ||||||||
Individual Loan (USD) | 27.0%-36.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | 3.0% upfront | 27.1% - 33.4% | 28.6% - 35.2% | 95 |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Emergency Loan | 0% | 29.1% | 30.1% | N/A | ||||||||||
Water Connection Loan | 0% | 0% | 0% | N/A | ||||||||||
IGL-Pragati | 0% | 0% | 0% | N/A | ||||||||||
IGL-Pragati Plus | 0% | 0% | 0% | N/A | ||||||||||
Individual Loan | 0% | 41.3% - 41.4% | 42.7% - 44.1% | N/A | ||||||||||
Sanitation Loan | 0% | 0% | 0% | N/A | ||||||||||
Siksha Loan | 0% | 0% | 0% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Emergency Loan | 18.8% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 29.1% | 30.1% | 63 | ||||||||
Water Connection Loan | 21.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 0% | 0% | N/A | ||||||||
IGL-Pragati | 26.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 0% | 0% | N/A | ||||||||
IGL-Pragati Plus | 26.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 0% | 0% | N/A | ||||||||
Individual Loan | 36.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 41.3% - 41.4% | 42.7% - 44.1% | 83 | ||||||||
Sanitation Loan | 21.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 0% | 0% | N/A | ||||||||
Siksha Loan | 28.3% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | None | 0% | 0% | N/A |
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