| Institution Type | Private 'For-Profit' |
| Is this institution regulated? | N/A |
| Website address | N/A |
| Year established | 2002 |
| Head of Institution | Chuon Sophal, Chief Executive Officer |
| Regions active | 0 |
| # Branches | 23 |
| Total Portfolio (nat'l) | N/A |
| Total Portfolio (USD) | N/A |
| Active clients with loans | 91,924 |
| Approximate % female clients | N/A |
| Approximate % urban clients | N/A |
| Network affiliations | |
| Funders |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.worldvision.org/ |
| Year established | 2001 |
| Head of Institution | Spencer Badu |
| Regions active | Greater Accra Region, Central Region, Western Region, Eastern Region, Volta Region, Ashanti Region, Brong Ahafo Region, Northern Region, Upper East Region, Upper West Region |
| # Branches | 7 |
| Total Portfolio (nat'l) | GHS 3,697,508 |
| Total Portfolio (USD) | USD 1,876,907.61 |
| Active clients with loans | 13,774 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | ASSFIN, GHAMFIN, Vision Fund International |
| Funders | World Vision International, Vision Fund International |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Individual Loan (KHR) | KHR 1,000,000 - 20,000,000 | 0 | 80% - 100% | 0% - 20% | Business, Housing, Consumer | |||||||||
| Individual Loan (USD) | USD 500 - 4,000 | 0 | 80% - 100% | 0% - 20% | Business, Housing, Consumer | |||||||||
| Individual Loan - Seasonal (KHR) | KHR 500,000 - 5,000,000 | 0 | 80% - 100% | 0% - 20% | Business | |||||||||
| Solidarity Group Loan (KHR) | KHR 300,000 - 3,000,000 | 0 | 80% - 100% | 0% - 20% | Business, Housing, Consumer | Group Mtgs | ||||||||
| Solidarity Group Loan (SGL) Seasonal Loan | KHR 200,000 - 1,000,000 | 0 | 80% - 100% | 0% - 20% | Business | |||||||||
| TP Loan End of Cycle (KHR) | KHR 250,000 - 1,000,000 | 0 | 80% - 100% | 0% - 20% | Business, Housing, Consumer | Group Mtgs | ||||||||
| TP Loan Fixed Installment (KHR) | KHR 500,000 - 2,000,000 | 0 | 80% - 100% | 0% - 20% | Business, Housing, Consumer |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Farmer Loan | GHS 300 - 7,000 | 6 - 8 | 60% - 80% | 0% - 20% | Business, Agriculture | Women, Men, Have business, Specific age group, Must be resident in community near branch for at least on year | Group Mtgs, Credit Ins, Business Training, Other Training, Extention Services | |||||||
| Working Capital Loan | GHS 800 - 8,500 | 4 - 12 | 60% - 80% | 20% - 40% | Business | Women, Men, Have business, Specific age group, Must be resident in community near branch for at least on year | Group Mtgs, Credit Ins, Business Training, Other Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Individual Loan (KHR) | 3.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | #N/A | #N/A | 0 | ||||||||
| Individual Loan (USD) | 2.0%-2.5% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | #N/A | #N/A | 0 | ||||||||
| Individual Loan - Seasonal (KHR) | 3.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | #N/A | #N/A | 0 | ||||||||
| Solidarity Group Loan (KHR) | 3.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | #N/A | #N/A | 0 | ||||||||
| Solidarity Group Loan (SGL) Seasonal Loan | 3.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | #N/A | #N/A | 0 | ||||||||
| TP Loan End of Cycle (KHR) | 3.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | #N/A | #N/A | 0 | ||||||||
| TP Loan Fixed Installment (KHR) | 3.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | #N/A | #N/A | 0 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Farmer Loan | 39.00%-52.00% annual, Flat | 2 Fees | 1 Ins | None | 15.00%-20.00% upfront | 43.1% - 51.9% | 55.1% - 68% | 65 | ||||||||
| Working Capital Loan | 39.00%-52.00% annual, Flat | 2 Fees | 1 Ins | None | 15.00%-20.00% upfront | 81.2% - 106.3% | 119.1% - 182.5% | 24 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Individual Loan (KHR) | 3.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | #N/A | #N/A | 0 | ||||||||
| Individual Loan (USD) | 2.0%-2.5% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | #N/A | #N/A | 0 | ||||||||
| Individual Loan - Seasonal (KHR) | 3.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | #N/A | #N/A | 0 | ||||||||
| Solidarity Group Loan (KHR) | 3.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | #N/A | #N/A | 0 | ||||||||
| Solidarity Group Loan (SGL) Seasonal Loan | 3.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | #N/A | #N/A | 0 | ||||||||
| TP Loan End of Cycle (KHR) | 3.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | #N/A | #N/A | 0 | ||||||||
| TP Loan Fixed Installment (KHR) | 3.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | #N/A | #N/A | 0 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Farmer Loan | 39.00%-52.00% annual, Flat | 2 Fees | 1 Ins Ins | None | 15.00%-20.00% upfront | 43.1% - 51.9% | 55.1% - 68% | 65 | ||||||||
| Working Capital Loan | 39.00%-52.00% annual, Flat | 2 Fees | 1 Ins Ins | None | 15.00%-20.00% upfront | 81.2% - 106.3% | 119.1% - 182.5% | 24 |
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