Institution Type | Private 'For-Profit' |
Is this institution regulated? | N/A |
Website address | N/A |
Year established | 2003 |
Head of Institution | Bora OmSeng |
Regions active | 0 |
# Branches | 67 |
Total Portfolio (nat'l) | N/A |
Total Portfolio (USD) | N/A |
Active clients with loans | 85,172 |
Approximate % female clients | N/A |
Approximate % urban clients | N/A |
Network affiliations | |
Funders |
Institution Type | Private 'For-Profit' |
Is this institution regulated? | Yes |
Website address | http://www.ahantamanruralbank.com/ |
Year established | 1984 |
Head of Institution | John Dadzie |
Regions active | 0 |
# Branches | 12 |
Total Portfolio (nat'l) | GHS 9,200,000 |
Total Portfolio (USD) | USD 6,133,333.33 |
Active clients with loans | 17,000 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 20% - 40% |
Network affiliations | GHAMFIN, ARB APEX, BOG |
Funders | SPEED GHANA |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agricultural Loan - Community Bank - USD | USD 1 - 250 | 0 | 80% - 100% | 0% - 20% | Business | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training | ||||||||
Agricultural Loan - Individual - USD | USD 1,001 - 10,000 | 0 | 80% - 100% | 60% - 80% | Business | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training | ||||||||
Agricultural Loan - Solidarity Group - USD | USD 251 - 1,000 | 0 | 80% - 100% | 20% - 40% | Business | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training | ||||||||
Small Business Loan - Community Bank - USD | USD 1 - 250 | 0 | 80% - 100% | 0% - 20% | Business | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training | ||||||||
Small Business Loan - Individual - USD | USD 1,001 - 10,000 | 0 | 80% - 100% | 60% - 80% | Business | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training | ||||||||
Small Business Loan - Solidarity Group - USD | USD 251 - 1,000 | 0 | 80% - 100% | 20% - 40% | Business | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Group Loan | GHS 500 - 2,500 | 4 - 6 | 80% - 100% | 20% - 40% | ||||||||||
Salary Loan | GHS 200 - 12,000 | 12 - 60 | 40% - 60% | 80% - 100% | ||||||||||
Sundry (SME) Loan | GHS 5,000 - 25,000 | 12 - 18 | 60% - 80% | 20% - 40% | ||||||||||
Susu Loan | GHS 500 - 5,000 | 12 | 60% - 80% | 0% - 20% |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agricultural Loan - Community Bank - USD | 2.9%-3.3% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 0% | 0% | 0 | ||||||||
Agricultural Loan - Individual - USD | 1.9%-3.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 0% | 0% | 0 | ||||||||
Agricultural Loan - Solidarity Group - USD | 2.8%-3.3% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 0% | 0% | 0 | ||||||||
Small Business Loan - Community Bank - USD | 2.9%-3.3% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 0% | 0% | 0 | ||||||||
Small Business Loan - Individual - USD | 1.9%-3.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 0% | 0% | 0 | ||||||||
Small Business Loan - Solidarity Group - USD | 2.8%-3.3% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 0% | 0% | 0 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Group Loan | 44.00%-0.00% annual, Flat | 1 Fee | 0 Ins | 86.3% - 86.4% | 103% - 104.8% | 42 | ||||||||||
Salary Loan | 29.50%-0.00% annual, Decl Bal | 1 Fee | 0 Ins | N/A | 36.3% - 63.2% | 36.3% - 63.2% | 60 | |||||||||
Sundry (SME) Loan | 33.00%-0.00% annual, Decl Bal | 1 Fee | 0 Ins | N/A | 60.5% - 63.9% | 60.5% - 63.9% | 52 | |||||||||
Susu Loan | 32.00%-0.00% annual, Decl Bal | 1 Fee | 0 Ins | N/A | 63.5% - 68.7% | 63.5% - 68.7% | 47 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agricultural Loan - Community Bank - USD | 2.9%-3.3% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 0% | 0% | 0 | ||||||||
Agricultural Loan - Individual - USD | 1.9%-3.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 0% | 0% | 0 | ||||||||
Agricultural Loan - Solidarity Group - USD | 2.8%-3.3% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 0% | 0% | 0 | ||||||||
Small Business Loan - Community Bank - USD | 2.9%-3.3% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 0% | 0% | 0 | ||||||||
Small Business Loan - Individual - USD | 1.9%-3.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 0% | 0% | 0 | ||||||||
Small Business Loan - Solidarity Group - USD | 2.8%-3.3% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 0% | 0% | 0 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Group Loan | 44.00%-0.00% annual, Flat | 1 Fee | 0 Ins Ins | 86.3% - 86.4% | 103% - 104.8% | 42 | ||||||||||
Salary Loan | 29.50%-0.00% annual, Decl Bal | 1 Fee | 0 Ins Ins | N/A | 36.3% - 63.2% | 36.3% - 63.2% | 60 | |||||||||
Sundry (SME) Loan | 33.00%-0.00% annual, Decl Bal | 1 Fee | 0 Ins Ins | N/A | 60.5% - 63.9% | 60.5% - 63.9% | 52 | |||||||||
Susu Loan | 32.00%-0.00% annual, Decl Bal | 1 Fee | 0 Ins Ins | N/A | 63.5% - 68.7% | 63.5% - 68.7% | 47 |
Key Statistics | |
---|---|
# Samples: | |
# Products | |
# Institutions | |
# Countries | |
# Borrowers | |
Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
---|---|---|---|---|---|---|---|
X Axis | ||||||
---|---|---|---|---|---|---|
Greater than: | ||||||
Less or equal to: | ||||||
N (# of Samples) | ||||||
Total Borrrowers of Samples | ||||||
Avg | ||||||
Min | ||||||
Max | ||||||
Std Dev | ||||||
By Inst Type | ||||||
By Country | ||||||
X Axis | ||||||
---|---|---|---|---|---|---|
Greater than: | ||||||
Less or equal to: | ||||||
From 0 to | ||||||
to | ||||||
to | ||||||
to ∞ |