| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.actuarcaldas.org/ |
| Year established | 1986 |
| Head of Institution | Fabio Mejia Arango |
| Regions active | |
| # Branches | 4 |
| Total Portfolio (nat'l) | COP 9,550,000,000 |
| Total Portfolio (USD) | USD 5,247,252.75 |
| Active clients with loans | 3,702 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations | EMPRENDER, ASOMICROFINANZAS |
| Funders |
| Institution Type | Bank |
| Is this institution regulated? | Yes |
| Website address | http://www.bancoprocredit.co.mz/ |
| Year established | 2000 |
| Head of Institution | Yann Groeger |
| Regions active | 0 |
| # Branches | 19 |
| Total Portfolio (nat'l) | MT 932,441,804 |
| Total Portfolio (USD) | USD 30,078,767.87 |
| Active clients with loans | 9,492 |
| Approximate % female clients | 20% - 40% |
| Approximate % urban clients | 80% - 100% |
| Network affiliations | ProCredit Group |
| Funders | ProCredit Holding AG, DOEN Foundation, Fundo de Fomento de Habita??·o |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Credito Acompanado | COP 300,000 - 50,000,000 | 1 - 60 | 60% - 80% | 60% - 80% | Any Purpose, VEHICULO, MOTO, VIAJES FAMILIARES | Women, Men, Have business, EL NEGOCIO PUEDE SER FORMAL O INFORMAL | Credit Educ, Credit Ins, Tech Asst Visits, Business Training, ASESORIAS PUNTUALES Y ESPECIALIZADAS PARA EL NEGOCIO, CAPACITACION SOCIEMPORESARIAL, EN DESARROLLO PERSONAL Y EN ARTES Y OFICIOS |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan | MZN 40,000 - 100,000 | 9 - 12 | 40% - 60% | 80% - 100% | Business | Women, Men, Have business, Must have collateral | Credit Educ, Group Mtgs, Business Training | |||||||
| Housing Loan | MZN 40,000 - 75,000 | 9 - 18 | 20% - 40% | 80% - 100% | Housing | Women, Men, Have home or land, Must have collateral | Credit Educ, Credit Ins |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Credito Acompanado | 24.0%-28.8% annual, Decl Bal | 1 Fee | 0 | None | N/A | 24% - 33.9% | 24% - 33.9% | 86 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan | 72.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 0% | 0% | N/A | ||||||||
| Housing Loan | 39.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 0% | 0% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Credito Acompanado | 24.0%-28.8% annual, Decl Bal | 1 Fee | 0 | None | N/A | 24% - 33.9% | 24% - 33.9% | 86 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan | 72.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 0% | 0% | N/A | ||||||||
| Housing Loan | 39.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 0% | 0% | N/A |
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