Please note that the information you are viewing is 110 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Cooperativa de Ahorro y Crédito Padre Vicente Ponce 10 de Agosto y Olmedo, Edif. Episcopal 3er. PisoTulcán, Carchi
Data approved: 2011-10-11
Data version: 1
Age of data: 110 months

Product

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Product Details

Key Statistics
Outstanding portfolio (USD)USD 915,386
Portfolio (USD)USD 915,386
Active Clients with Loans636
Approximate % Female Clients60% - 80%
Approximate % Urban Clients0% - 20%
Methodology
Individualx
Solidarity groupx
Village bankingx
Self help group
Other
Description
Entregado a cada socio, con el amparo de su grupo solidario o en forma individual, con garantía personal. Dirigido a financiar cualquier necesidad productiva de nuestros socios.
Loan Purpose
Any purpose
Income generationx
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
Other
Other (2)
Included Services
Credit educationx
Group meetings
Credit insurance
Workplace visitsx
Business trainingx
Other trainingx
OtherFormación y capacitación en diversos temas
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or land
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institution1
# Regions for this product1
Regions ActiveCarchi

Loan Conditions

Loan Amount
CurrencyUSD
Minimum loan sizeUSD 200
Maximum loan size3,030
Distribution at Disbursement (Est.)
Loans less than USD 1,50050%
USD 1,500-5,00050%
USD 5,000-10,0000
USD 10,000-15,0000
USD 15,000-18,0000
Greater than USD 18,0000
Loan Term and Grace Period
Shortest loan term4.0 months
Longest loan term36.0 months
Approx average12.3 months
Distribution at Disbursement (Est.)
Loans 3 months or less0
Between 4 and 6 months30%
Between 7 and 9 months10%
Between 10 and 12 months30%
Between 13 and 18 months10%
Longer than 18 months20%
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthlyx
Every 2 months
Quarterlyx
Every 6 months
Every 12 months
Single end paymentx
Irregular paymentsx

Pricing Information

Interest
Lowest quoted nominal interest18.81%
Highest quoted nominal interest18.81%
Interest rate periodYearly
Interest Rate Calculation MethodDecl Bal
Subsidized by funder request?No
Is rate fixed for entire loan termYes
Upfront Fees
This product has no upfront fees
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
Ins 1
DescriptionSeguro de desgravamen para el saldo del prestamo
% of loan amount - min5.32%
% of loan amount - max5.32%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variationN/A
Appears on Repayment Sched?Yes
Compulsory Deposit
Required forAll
CriteriaN/A
Is deposit indicated on the repayment schedule?No
Do borrowers control deposit in their group?No
Deposit BEFORE or AT Disbursement
% loan amount deposited12.50%
or, Fixed-amount deposited0
Deposits DURING period payments
% loan amount deposited0
or, Fixed-amount deposited0
Conditions on access to depositFinal Pmt
Interest Paid on Deposit
Minimum interest rate paid2.00%
Maximum interest rate paid2.00%
Interest payment frequencyMonthly
Taxes
Are taxes charged on this product?No

Full Pricing Data

Crédito PRODUCIR samples
Sample 1Sample 2Sample 3
Loan AmountUSD 404USD 1,010USD 2,020
Loan Cycle (1, 2, 3, etc)Not KnownNot KnownNot Known
Disbursement Date2011-07-192011-07-062011-07-06
Loan Term (Months)12.0 months6.0 months24.0 months
Grace Period (Months)0.0 months0.0 months0.0 months
Total Cost of CreditNot KnownNot KnownNot Known
True Price by Comp     
Interest and Fee Component20.0%18.8%19.5%
Insurance Component1.1%1.0%1.0%
Tax Component0.0%0.0%0.0%
Deposit Component5.3%2.5%5.0%
Full APR (int fee ins tax dep)26.4%22.3%25.6%
Transparency Index718474
      
Original Repayment SchedulePDFPDFPDF
MFT Pricing CalculationPDFPDFPDF
Crédito PRODUCIR Price Graphs


Please note that the information you are viewing is 75 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

BRAC Tanzania Finance Limited Plot 2329, Block HMbezi BeachDar es salaamPO BOX 105213
Data approved: 2013-06-27
Data version: 2
Age of data: 75 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.brac.net/
Year established2006
Head of InstitutionMr.Gunendu .K. Roy
Regions activeArusha, Dar es Salaam, Dodoma, Iringa, Kagera, Kilimanjaro, Manyara, MaraMbeya, Morogoro, Mwanza, ShinyangaSingida, Tabora, Tanga, Zanzibar Central/South, Zanzibar North, Zanzibar Urban/West
# Branches112

Total Portfolio (nat'l)TZS 31,264,999,264
Total Portfolio (USD)USD 19,663,521.55
Active clients with loans102,392
Approximate % female clients80% - 100%
Approximate % urban clients20% - 40%
Network affiliationsTanzania Association of Microfinance Institutions
FundersUNICEF, FSDT, Triodos, BRAC Africa Loan fund

Loan Products » Summary

100,061 Borrowers
USD 16,790,821.97 Portfolio
Active Product
2,331 Borrowers
USD 2,872,699.58 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Microfinance Loan TZS 175,000 - 2,600,000 6 - 12 100% 20% - 40% Business Women, Have business, Specific age group, 20- 50 years old Credit Educ, Group Mtgs, Credit Ins, Other Training, Training on health, women empowerment and income generating opportunities.
Small Enterprise Program (SEP) Loan TZS 1,200,000 - 14,000,000 6 - 12 20% - 40% 40% - 60% Business Women, Men, Have business, Have home or land, Specific age group, 20 - 50 years old Credit Educ, Group Mtgs, Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Microfinance Loan 32.5%-33.8% annual, Flat 1 Fee 0 Ins None 10.0% upfront 61.5% - 68.1% 73.8% - 82.7% 41
Small Enterprise Program (SEP) Loan 25.0%-26.0% annual, Flat 2 Fees 0 Ins None 10.0% upfront 44.5% - 45.1% 52.9% - 53.7% 47
Institution Price Graph
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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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