Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | N/A |
Year established | 2000 |
Head of Institution | Merga Bekele |
Regions active | |
# Branches | 12 |
Total Portfolio (nat'l) | ETB 44,028,216 |
Total Portfolio (USD) | USD 2,392,837.83 |
Active clients with loans | 24,199 |
Approximate % female clients | 20% - 40% |
Approximate % urban clients | 0% - 20% |
Network affiliations | AEMFI, MAIN |
Funders | RUFIP, Oxfam Novib |
Institution Type | Private 'For-Profit' |
Is this institution regulated? | N/A |
Website address | N/A |
Year established | 2003 |
Head of Institution | Charles Isingoma |
Regions active | 0 |
# Branches | 5 |
Total Portfolio (nat'l) | UGX 7,921,352,553 |
Total Portfolio (USD) | USD 3,600,614.80 |
Active clients with loans | 17,248 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 0% - 20% |
Network affiliations | AMFIU, AMT, MFI Upgrading Initiative |
Funders | TRIPPLE JUMP, OIKOCREDIT, TRIAS, CRS |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Business Loan | ETB 500 - 7,500 | 6 - 18 | 40% - 60% | 80% - 100% | Business | Women, Men | Credit Educ, Group Mtgs, Credit Ins | |||||||
Employee Loan | ETB 500 - 10,000 | 6 - 18 | 20% - 40% | 80% - 100% | Any Purpose | Women, Men, Salaried worker | Credit Ins | |||||||
Rural Agricultural Loan | ETB 500 - 7,500 | 6 - 12 | 20% - 40% | 0% - 20% | Business, Agriculture | Women, Men | Credit Educ, Group Mtgs, Credit Ins |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loan | UGX 50,000 - 15,000,000 | 6 - 12 | 60% - 80% | 20% - 40% | ||||||||||
Individual Loan | UGX 500,000 - 10,000,000 | 6 - 24 | 20% - 40% | 20% - 40% | ||||||||||
Salary Loan | UGX 250,000 - 10,000,000 | 6 - 12 | 20% - 40% | 20% - 40% | ||||||||||
School Fees Loan | UGX 700,000 - 1,500,000 | 6 - 8 | 20% - 40% | 20% - 40% | ||||||||||
Solidarity Group Loan | UGX 200,000 - 500,000 | 4 - 12 | 60% - 80% | 40% - 60% | ||||||||||
Village Bank Loan | UGX 50,000 - 5,000,000 | 4 - 12 | 40% - 60% | 0% - 20% |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Business Loan | 18.0% annual, Flat | 0 Fees | 1 Ins | None | 5.0% upfront 10.00 ongoing | 31.2% - 32.3% | 35.8% - 37.7% | 49 | ||||||||
Employee Loan | 15.0% annual, Flat | 0 Fees | 1 Ins | None | N/A | 26.4% - 27.5% | 28.4% - 29.9% | 51 | ||||||||
Rural Agricultural Loan | 24.0% annual, Flat | 0 Fees | 1 Ins | None | 5.0% upfront 10.00 ongoing | 24.1% | 26.6% - 26.8% | 89 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loan | 27.60% annual, Flat | 1 Fee | 0 Ins | 0% - 54.6% | 47.9% - 93.5% | 40 | ||||||||||
Individual Loan | 27.60% annual, Flat | 1 Fee | 0 Ins | N/A | 0% - 52.5% | 53.4% - 55.5% | 51 | |||||||||
Salary Loan | 24.00% annual, Flat | 1 Fee | 1 Ins | N/A | 43% - 46.5% | 44.2% - 49.5% | 52 | |||||||||
School Fees Loan | 24.00% annual, Flat | 1 Fee | 0 Ins | N/A | 56.5% - 58.2% | 60.3% - 62.1% | 39 | |||||||||
Solidarity Group Loan | 30.00% annual, Flat | 1 Fee | 1 Ins | 66.5% - 68.9% | 119.6% - 126.5% | 24 | ||||||||||
Village Bank Loan | 30.00% annual, Flat | 1 Fee | 0 Ins | 25.7% - 66.6% | 39.7% - 119.8% | 35 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Business Loan | 18.0% annual, Flat | 0 Fees | 1 Ins Ins | None | 5.0% upfront 10.00 ongoing | 31.2% - 32.3% | 35.8% - 37.7% | 49 | ||||||||
Employee Loan | 15.0% annual, Flat | 0 Fees | 1 Ins Ins | None | N/A | 26.4% - 27.5% | 28.4% - 29.9% | 51 | ||||||||
Rural Agricultural Loan | 24.0% annual, Flat | 0 Fees | 1 Ins Ins | None | 5.0% upfront 10.00 ongoing | 24.1% | 26.6% - 26.8% | 89 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loan | 27.60% annual, Flat | 1 Fee | 0 Ins Ins | 0% - 54.6% | 47.9% - 93.5% | 40 | ||||||||||
Individual Loan | 27.60% annual, Flat | 1 Fee | 0 Ins Ins | N/A | 0% - 52.5% | 53.4% - 55.5% | 51 | |||||||||
Salary Loan | 24.00% annual, Flat | 1 Fee | 1 Ins Ins | N/A | 43% - 46.5% | 44.2% - 49.5% | 52 | |||||||||
School Fees Loan | 24.00% annual, Flat | 1 Fee | 0 Ins Ins | N/A | 56.5% - 58.2% | 60.3% - 62.1% | 39 | |||||||||
Solidarity Group Loan | 30.00% annual, Flat | 1 Fee | 1 Ins Ins | 66.5% - 68.9% | 119.6% - 126.5% | 24 | ||||||||||
Village Bank Loan | 30.00% annual, Flat | 1 Fee | 0 Ins Ins | 25.7% - 66.6% | 39.7% - 119.8% | 35 |
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