Please note that the information you are viewing is
151 months old and may not represent the prices currently charged.
If you represent this MFI and wish to update your information,
click HERE
Institution
Data approved: 2011-12-23
Data version: 1
Age of data: 151 months
This product either has less than 50 active borrowers or less than 10 loan disbursements over the past 9 months.
MFTransparency presents basic data rather than full data for low volume products
Key Statistics
| Outstanding portfolio (ETB) | ETB 624,833 |
| Portfolio (USD) | USD 33,958.32 |
| Active Clients with Loans | 47 |
| Approximate % Female Clients | 80% - 100% |
| Approximate % Urban Clients | 80% - 100% |
Description
This loan requires physical collateral and a detailed business analysis. It is a loan for mature business activities.
Loan Purpose
| Any purpose | |
| Income generation | x |
| Mortgage/housing | |
| Consumer loan | |
| Agriculture | |
| Education | |
| Other household finance | |
| Other | |
| Other (2) | |
Eligibility
| Men | x |
| Women | x |
| Must run a business | x |
| Must own a home or land | |
| Must be a salaried worker | |
| Must be specific age group | |
| Other | |
| Other (2) | |
Portfolio Size by Product
Geographic Coverage
| # Regions for this institution | N/A |
| # Regions for this product | N/A |
| Regions Active | |
Please note that the information you are viewing is
132 months old and may not represent the prices currently charged.
If you represent this MFI and wish to update your information,
click HERE
Institution
Data approved: 2010-10-25
Data version: 1
Age of data: - months
| Institution Type | Private 'For-Profit' |
| Is this institution regulated? | N/A |
| Website address | http://www.arohan.in/ |
| Year established | 1991 |
| Head of Institution | Shubhankar Sengupta |
| Regions active | 0 |
| # Branches | 86 |
| Total Portfolio (nat'l) | INR 977,953,655 |
| Total Portfolio (USD) | USD 21,732,303.44 |
| Active clients with loans | 187,754 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 80% - 100% |
| Network affiliations | MFIN, Sa-Dhan |
13,262 Borrowers
USD 1,978,910 Portfolio
Active Product
10,357 Borrowers
USD 1,299,961 Portfolio
Active Product
164,135 Borrowers
USD 18,453,432 Portfolio
Active Product
Loan Products » Conditions
| Product Name |
|
Loan Size Range |
|
Loan Term (months) |
|
% Female |
|
% Urban |
|
Loan Purpose |
|
Eligibility |
|
Other Services |
| Bazar Loan |
|
INR 6,000 - 18,000 |
|
10.5 |
|
0% - 20% |
|
80% - 100% |
|
Any Purpose |
|
Women, Men, Have business |
|
Credit Educ, Group Mtgs, Credit Ins |
| Saral Product - Bihar |
|
INR 5,000 - 17,000 |
|
13.3 |
|
80% - 100% |
|
80% - 100% |
|
Any Purpose |
|
Women |
|
Credit Educ, Group Mtgs, Credit Ins |
| Saral Product- WB |
|
INR 5,000 - 17,500 |
|
13.3 |
|
80% - 100% |
|
80% - 100% |
|
Any Purpose |
|
Women |
|
Credit Educ, Group Mtgs, Credit Ins |
Loan Products » MFIN India Additional Information
| Product Name |
|
APR (int) |
|
MFIN MFI Earning (Annualised) |
|
MFIN Cost to Borrower (Annualised) |
|
COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD |
|
COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES |
|
COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM |
|
MFIN Transparency Index |
| Bazar Loan |
|
0% |
|
35.1% - 36.2% |
|
37% |
|
|
|
|
|
|
|
N/A |
| Saral Product - Bihar |
|
0% |
|
29.4% - 30.6% |
|
31.9% |
|
|
|
|
|
|
|
N/A |
| Saral Product- WB |
|
0% |
|
25.5% - 27% |
|
28% |
|
|
|
|
|
|
|
N/A |
Loan Products » Pricing Information
| Product Name |
|
Annual Nominal Interest |
|
Fees |
|
Insurance |
|
Taxes |
|
Compulsory Deposit |
|
APR (int+fee) |
|
Full APR |
|
Transparency Index |
| Bazar Loan |
|
27.3% annual, Decl Bal |
|
2 Fees |
|
0 Ins |
|
None |
|
N/A |
|
35.1% - 36.2% |
|
37% |
|
74 |
| Saral Product - Bihar |
|
24.1% annual, Decl Bal |
|
1 Fee |
|
0 Ins |
|
None |
|
N/A |
|
29.4% - 30.6% |
|
31.9% |
|
76 |
| Saral Product- WB |
|
24.1% annual, Decl Bal |
|
2 Fees |
|
0 Ins |
|
None |
|
N/A |
|
25.5% - 27% |
|
28% |
|
86 |
