| Institution Type | Private 'For-Profit' |
| Is this institution regulated? | Yes |
| Website address | http://www.ahantamanruralbank.com/ |
| Year established | 1984 |
| Head of Institution | John Dadzie |
| Regions active | 0 |
| # Branches | 12 |
| Total Portfolio (nat'l) | GHS 9,200,000 |
| Total Portfolio (USD) | USD 6,133,333.33 |
| Active clients with loans | 17,000 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | GHAMFIN, ARB APEX, BOG |
| Funders | SPEED GHANA |
| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 2010 |
| Head of Institution | Mr Sam Baimbill-Johnson |
| Regions active | Greater Accra Region |
| # Branches | 1 |
| Total Portfolio (nat'l) | GHS 546,670 |
| Total Portfolio (USD) | USD 277,497.46 |
| Active clients with loans | 83 |
| Approximate % female clients | 20% - 40% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations | |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group Loan | GHS 500 - 2,500 | 4 - 6 | 80% - 100% | 20% - 40% | ||||||||||
| Salary Loan | GHS 200 - 12,000 | 12 - 60 | 40% - 60% | 80% - 100% | ||||||||||
| Sundry (SME) Loan | GHS 5,000 - 25,000 | 12 - 18 | 60% - 80% | 20% - 40% | ||||||||||
| Susu Loan | GHS 500 - 5,000 | 12 | 60% - 80% | 0% - 20% |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan | GHS 1,000 - 10,000 | 1 - 12 | 0% - 20% | 0% - 20% | Business, Other | Women, Men, Have business, Salaried worker |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group Loan | 44.00%-0.00% annual, Flat | 1 Fee | 0 Ins | 86.3% - 86.4% | 103% - 104.8% | 42 | ||||||||||
| Salary Loan | 29.50%-0.00% annual, Decl Bal | 1 Fee | 0 Ins | N/A | 36.3% - 63.2% | 36.3% - 63.2% | 60 | |||||||||
| Sundry (SME) Loan | 33.00%-0.00% annual, Decl Bal | 1 Fee | 0 Ins | N/A | 60.5% - 63.9% | 60.5% - 63.9% | 52 | |||||||||
| Susu Loan | 32.00%-0.00% annual, Decl Bal | 1 Fee | 0 Ins | N/A | 63.5% - 68.7% | 63.5% - 68.7% | 47 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan | 54.00%-96.00% annual, Flat | 1 Fee | 0 | None | N/A | 116.1% - 146.2% | 116.1% - 146.2% | 39 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group Loan | 44.00%-0.00% annual, Flat | 1 Fee | 0 Ins Ins | 86.3% - 86.4% | 103% - 104.8% | 42 | ||||||||||
| Salary Loan | 29.50%-0.00% annual, Decl Bal | 1 Fee | 0 Ins Ins | N/A | 36.3% - 63.2% | 36.3% - 63.2% | 60 | |||||||||
| Sundry (SME) Loan | 33.00%-0.00% annual, Decl Bal | 1 Fee | 0 Ins Ins | N/A | 60.5% - 63.9% | 60.5% - 63.9% | 52 | |||||||||
| Susu Loan | 32.00%-0.00% annual, Decl Bal | 1 Fee | 0 Ins Ins | N/A | 63.5% - 68.7% | 63.5% - 68.7% | 47 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan | 54.00%-96.00% annual, Flat | 1 Fee | 0 | None | N/A | 116.1% - 146.2% | 116.1% - 146.2% | 39 |
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