2. ASPI
Please note that the information you are viewing is 133 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. FINCOOP
Please note that the information you are viewing is 137 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

AIDEZ Small Project International HSN C191/18, AbelemkpeAccra, Greater AccraNB29, Accra
Data approved: 2011-12-07
Data version: 1
Age of data: -   months 
Choose version

Institution

Finance Cooperative Limited ADL House, 3rd FloorCity CenterLilongwe, Central
Data approved: 2011-01-31
Data version: 1
Age of data: -   months 
Choose version

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.asp-i.org/asp-i/
Year established2003
Head of InstitutionMoses O.T Owharo
Regions active0
# Branches0

Total Portfolio (nat'l)GHS 310,000
Total Portfolio (USD)USD 206,666.67
Active clients with loans4,200
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliationsGHAMFIN, ASSFIN, Coalition of NGOs in Health, Microcredit summit campaign, USA
FundersUSAID, UBA, FIDELITY BANK, Ghana Commercial Bank

Institution Details

Institution TypeCooperative
Is this institution regulated?N/A
Website addressN/A
Year established2004
Head of InstitutionAnthony Mtali Ngwira
Regions active0
# Branches4

Total Portfolio (nat'l)MWK 615,884,079
Total Portfolio (USD)USD 4,105,893.86
Active clients with loans33,228
Approximate % female clients80% - 100%
Approximate % urban clients60% - 80%
Network affiliationsMalawi Union of Savings and Credit Cooperations (MUSCCO), Malawi Microfinance Network (MAMN)
FundersHIVOS, CORDAID

Loan Products » Summary

Agriculture Loan
550 Borrowers
USD 13,333 Portfolio
Active Product
Compulsory Savings Loan
1,900 Borrowers
USD 106,667 Portfolio
Active Product
Individual Loan
200 Borrowers
USD 2,401 Portfolio
Active Product
SME Loan
200 Borrowers
USD 2,100 Portfolio
Active Product
Susu Savings Loan
900 Borrowers
USD 56,667 Portfolio
Active Product

Loan Products » Summary

Mpamba (Individual Business Loan)
9,968 Borrowers
USD 1,453,333 Portfolio
Active Product
Mwai wa Mayi (Female Group Loan)
5,989 Borrowers
USD 328,472 Portfolio
Active Product
Phindu (Group Business)
4,984 Borrowers
USD 615,884 Portfolio
Active Product
Pompopompo (Emergency Loan)
665 Borrowers
USD 82,118 Portfolio
Active Product
Uchikumbe (Agriculture Loan)
21,598 Borrowers
USD 2,668,838 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agriculture Loan GHS 800 - 8,000 4 - 6 80% - 100% 0% - 20%
Compulsory Savings Loan GHS 300 - 3,000 3 - 6 80% - 100% 0% - 20%
Individual Loan GHS 900 - 2,000 3 - 12 60% - 80% 40% - 60%
SME Loan GHS 1,500 - 5,000 4 - 8 80% - 100% 60% - 80%
Susu Savings Loan GHS 200 - 1,000 3 - 6 80% - 100% 0% - 20%

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Mpamba (Individual Business Loan) MWK 10,000 - 1,500,000 2 - 12 40% - 60% 20% - 40%
Mwai wa Mayi (Female Group Loan) MWK 10,000 - 100,000 2 - 8 80% - 100% 20% - 40%
Phindu (Group Business) MWK 10,000 - 250,000 3 - 12 20% - 40% 20% - 40%
Pompopompo (Emergency Loan) MWK 1,120 - 30,000 2 - 5 20% - 40% 60% - 80%
Uchikumbe (Agriculture Loan) MWK 7,500 - 200,000 4 - 10 20% - 40% 0% - 20%

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loan 42.00%-0.00% annual, Flat 1 Fee 0 Ins 46% - 64.7% 59.4% - 132.1% 47
Compulsory Savings Loan 42.00%-0.00% annual, Flat 1 Fee 0 Ins 65.1% - 97.2% 90.8% - 141.1% 33
Individual Loan 42.00%-0.00% annual, Flat 1 Fee 0 Ins 83.1% - 87.1% 119.8% - 126.9% 34
SME Loan 42.00%-0.00% annual, Flat 1 Fee 0 Ins 74.7% - 96.7% 109.5% - 140.4% 34
Susu Savings Loan 42.00%-0.00% annual, Flat 1 Fee 0 Ins N/A 87.1% 87.1% 48

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Mpamba (Individual Business Loan) 32.00% annual, Flat 1 Fee 0 Ins N/A 0% - 66.6% 66.8% - 77%
Mwai wa Mayi (Female Group Loan) 36.00% annual, Flat 1 Fee 0 Ins N/A 63.9% - 65.7% 71.8% - 73.8%
Phindu (Group Business) 30.00% annual, Flat 2 Fees 0 Ins N/A 0% - 65.4% 67.1% - 75.8%
Pompopompo (Emergency Loan) 36.00% annual, Flat 1 Fee 0 Ins N/A 72.1% - 75.6% 85.6% - 89.8%
Uchikumbe (Agriculture Loan) 32.00% annual, Flat 2 Fees 0 Ins N/A 62.4% - 62.8% 68.4% - 69.4%

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loan 42.00%-0.00% annual, Flat 1 Fee 0 Ins Ins 46% - 64.7% 59.4% - 132.1% 47
Compulsory Savings Loan 42.00%-0.00% annual, Flat 1 Fee 0 Ins Ins 65.1% - 97.2% 90.8% - 141.1% 33
Individual Loan 42.00%-0.00% annual, Flat 1 Fee 0 Ins Ins 83.1% - 87.1% 119.8% - 126.9% 34
SME Loan 42.00%-0.00% annual, Flat 1 Fee 0 Ins Ins 74.7% - 96.7% 109.5% - 140.4% 34
Susu Savings Loan 42.00%-0.00% annual, Flat 1 Fee 0 Ins Ins N/A 87.1% 87.1% 48

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Mpamba (Individual Business Loan) 32.00% annual, Flat 1 Fee 0 Ins Ins N/A 0% - 66.6% 66.8% - 77%
Mwai wa Mayi (Female Group Loan) 36.00% annual, Flat 1 Fee 0 Ins Ins N/A 63.9% - 65.7% 71.8% - 73.8%
Phindu (Group Business) 30.00% annual, Flat 2 Fees 0 Ins Ins N/A 0% - 65.4% 67.1% - 75.8%
Pompopompo (Emergency Loan) 36.00% annual, Flat 1 Fee 0 Ins Ins N/A 72.1% - 75.6% 85.6% - 89.8%
Uchikumbe (Agriculture Loan) 32.00% annual, Flat 2 Fees 0 Ins Ins N/A 62.4% - 62.8% 68.4% - 69.4%
Institution Price Graph
Click to view Price Analysis Tool
Institution Price Graph
Click to view Price Analysis Tool
Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
Loading...
X Axis
Greater than:
Less or equal to:
N (# of Samples)
Total Borrrowers of Samples
Avg
Min
Max
Std Dev
By Inst Type
By Country

Total Borrowers of Samples

X Axis
Greater than:
Less or equal to:
From 0 to
to
to
to ∞