2. ASPI
Please note that the information you are viewing is 133 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. KACITA
Please note that the information you are viewing is 138 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

AIDEZ Small Project International HSN C191/18, AbelemkpeAccra, Greater AccraNB29, Accra
Data approved: 2011-12-07
Data version: 1
Age of data: -   months 
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Institution

KACITA Cooperative Finance Ltd Jjemba PlazaLuwum StreetKampala, Central30794
Data approved: 2012-10-27
Data version: 2
Age of data: 138 months
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Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.asp-i.org/asp-i/
Year established2003
Head of InstitutionMoses O.T Owharo
Regions active0
# Branches0

Total Portfolio (nat'l)GHS 310,000
Total Portfolio (USD)USD 206,666.67
Active clients with loans4,200
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliationsGHAMFIN, ASSFIN, Coalition of NGOs in Health, Microcredit summit campaign, USA
FundersUSAID, UBA, FIDELITY BANK, Ghana Commercial Bank

Institution Details

Institution TypeCredit Union / Cooperative
Is this institution regulated?No
Website addressN/A
Year established2004
Head of InstitutionRobert Mugabi
Regions activeCentral
# Branches2

Total Portfolio (nat'l)UGX 150,795,428
Total Portfolio (USD)USD 60,318.17
Active clients with loans156
Approximate % female clients40% - 60%
Approximate % urban clients20% - 40%
Network affiliationsAMFIU, UCA, UCSCU
Funders

Loan Products » Summary

Agriculture Loan
550 Borrowers
USD 13,333 Portfolio
Active Product
Compulsory Savings Loan
1,900 Borrowers
USD 106,667 Portfolio
Active Product
Individual Loan
200 Borrowers
USD 2,401 Portfolio
Active Product
SME Loan
200 Borrowers
USD 2,100 Portfolio
Active Product
Susu Savings Loan
900 Borrowers
USD 56,667 Portfolio
Active Product

Loan Products » Summary

Business
200 Borrowers
USD 80,000 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agriculture Loan GHS 800 - 8,000 4 - 6 80% - 100% 0% - 20%
Compulsory Savings Loan GHS 300 - 3,000 3 - 6 80% - 100% 0% - 20%
Individual Loan GHS 900 - 2,000 3 - 12 60% - 80% 40% - 60%
SME Loan GHS 1,500 - 5,000 4 - 8 80% - 100% 60% - 80%
Susu Savings Loan GHS 200 - 1,000 3 - 6 80% - 100% 0% - 20%

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Business Loan UGX 200,000 - 5,000,000 1 - 6 40% - 60% 60% - 80% Business, Consumer, Education, Other Women, Men, Have business Credit Educ, Tech Asst Visits

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loan 42.00%-0.00% annual, Flat 1 Fee 0 Ins 46% - 64.7% 59.4% - 132.1% 47
Compulsory Savings Loan 42.00%-0.00% annual, Flat 1 Fee 0 Ins 65.1% - 97.2% 90.8% - 141.1% 33
Individual Loan 42.00%-0.00% annual, Flat 1 Fee 0 Ins 83.1% - 87.1% 119.8% - 126.9% 34
SME Loan 42.00%-0.00% annual, Flat 1 Fee 0 Ins 74.7% - 96.7% 109.5% - 140.4% 34
Susu Savings Loan 42.00%-0.00% annual, Flat 1 Fee 0 Ins N/A 87.1% 87.1% 48

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loan 36.00% annual, Flat 2 Fees 1 Ins None N/A 90% - 94.1% 95% - 99.2% 37

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loan 42.00%-0.00% annual, Flat 1 Fee 0 Ins Ins 46% - 64.7% 59.4% - 132.1% 47
Compulsory Savings Loan 42.00%-0.00% annual, Flat 1 Fee 0 Ins Ins 65.1% - 97.2% 90.8% - 141.1% 33
Individual Loan 42.00%-0.00% annual, Flat 1 Fee 0 Ins Ins 83.1% - 87.1% 119.8% - 126.9% 34
SME Loan 42.00%-0.00% annual, Flat 1 Fee 0 Ins Ins 74.7% - 96.7% 109.5% - 140.4% 34
Susu Savings Loan 42.00%-0.00% annual, Flat 1 Fee 0 Ins Ins N/A 87.1% 87.1% 48

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loan 36.00% annual, Flat 2 Fees 1 Ins Ins None N/A 90% - 94.1% 95% - 99.2% 37
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