Institution # Borrowers Portfolio (US$) Products Age of Data
AGFS20047,0002151
Ahantaman RB23,8009,896,0004133
APED13,7001,876,0002133
ASA Initiative4,400577,0004133
ASA-Ghana71,60018,385,0002133
ASPI80088,0006133
Atwima Kwanwoma3,8001,788,0002133
Baobab5,100967,0002133
BestFUND13,0004,172,0003133
Bonzali Rural10,4001,691,0004151
CashPhase83135,0002133
CASUD1,100524,0001133
CEDEF50054,0004133
CFF10013,0001133
CRAN3,6001,019,0002133
DQF1,70063,0002133
EASL9,20011,409,0006133
East Mamprusi12,5002,268,0004133
ELDA000133
EMPRETEC Ghana20056,0002133
FASL13,50014,047,0008133
Grameen Ghana9,500507,0003133
ID-Ghana5,600953,0003133
Innovative Finance2,700354,0003133
Kraban Support7,700781,0005151
KRB4,0006,350,0003133
Lower Pra RB34,0006,316,0003151
Maata-N-Tudu12,000941,0004133
Mail Finance300288,0001133
Markaz000133
Markaz Al Bishara10017,0001133
MicrofinPlus Gh1,100251,0002133
Nwabiagya RB4,0002,265,0003133
OISL62,00027,232,0009133
Pro Credit000133
Rich Step100101,0001133
SAT147,60029,359,0004133
Sekam Trust600137,0002133
Simli Pong8,900463,0003151
SS Ghana20035,0001133
TCCU10032,0003133
The Bridge40032,0003151
Union RB3,8002,361,0004133
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Institution

IDEPRO DESARROLLO EMPRESARIAL CALLE CAMPOS NRO 132 ZONA SAN JORGELa Paz, La Paz
Data approved: 2010-10-28
Data version: 1
Age of data: -   months 

Product

Crédito Individual -Servicios de Microcrédito Product 9 of 12 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (USD)USD 11,355,954
Portfolio (USD)USD 11,355,954
Active Clients with Loans4,252
Approximate % Female Clients40% - 60%
Approximate % Urban Clients40% - 60%
Methodology
Individualx
Solidarity group
Village banking
Self help group
Other
Description
Operación crediticia que financia actividades económicas (producción, comercio y servicio) y cuya principal fuente de repago son los ingresos generados por las propias actividades económicas.
Loan Purpose
Any purpose
Income generationx
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
OtherCapital de operación
Other (2)Capital de inversión
Included Services
Credit education
Group meetings
Credit insurancex
Workplace visits
Business training
Other training
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or land
Must be a salaried worker
Must be specific age group
Otherminimo 18 años y maximo 65 años
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institutionN/A
# Regions for this productN/A
Regions Active

Loan Conditions

Loan Amount
CurrencyUSD
Minimum loan sizeUSD 150
Maximum loan size15,000
Loan Term and Grace Period
Shortest loan term4.0 months
Longest loan term72.0 months
Approx average38.0 months
Grace Period
Grace period usage10%
Average grace period3.0 months
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthlyx
Every 2 months
Quarterlyx
Every 6 months
Every 12 months
Single end paymentx
Irregular paymentsx

Pricing Information

Interest
Lowest quoted nominal interest16.00%
Highest quoted nominal interest29.00%
Reason(s) why interest rate variesBranch, Time as Client, Loan Size, Collateral, Loan Purpose
Interest rate periodYearly
Interest Rate Calculation MethodDecl Bal
Subsidized by funder request?Yes
Is rate fixed for entire loan termNo
Upfront Fees
This product has no upfront fees
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forNever
CriteriaN/A
Is deposit indicated on the repayment schedule?N/A
Do borrowers control deposit in their group?N/A
Deposit BEFORE or AT Disbursement
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Deposits DURING period payments
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Conditions on access to depositN/A
Interest Paid on Deposit
Minimum interest rate paidN/A
Maximum interest rate paidN/A
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?Yes
Percentage of fees0
All or some fees taxedN/A
Additional Comments
IDEPRO, cuenta con financiadores entre los cuales se puede mencionar a: BDP, FONDESIF, FUNDAPRO, OIKOCREDIT, etc, algunos de ellos establecen tasa de interes tope para la otorgación de los créditos. \rA nivel institucional el monto maximo que se puede otorgar con este producto es $us 2.

Full Pricing Data

Crédito Individual -Servicios de Microcrédito samples
No sample data for this product
Crédito Individual -Servicios de Microcrédito Price Graphs
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Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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Total Borrowers of Samples

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