| Institution Type | Private 'For-Profit' |
| Is this institution regulated? | N/A |
| Website address | http://www.anjalimfi.com/ |
| Year established | 1996 |
| Head of Institution | John Mayne |
| Regions active | 0 |
| # Branches | 4 |
| Total Portfolio (nat'l) | INR 23,172,000 |
| Total Portfolio (USD) | USD 514,933.33 |
| Active clients with loans | 2,383 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations |
| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | http://www.finca.org/ |
| Year established | 1998 |
| Head of Institution | Tom Kocsis |
| Regions active | Arusha, Dar es Salaam, Dodoma, Iringa, Kagera, Kilimanjaro, Manyara, MaraMbeya, Morogoro, Mwanza, Pwani, Ruvuma, ShinyangaSingida, Tabora, Tanga |
| # Branches | 26 |
| Total Portfolio (nat'l) | TZS 38,061,836,434 |
| Total Portfolio (USD) | USD 23,938,261.91 |
| Active clients with loans | 79,129 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 40% - 60% |
| Network affiliations | FINCA International, FINCA Microfinance Holding Company LLC, Tanzania Association of Microfinance Institutions |
| Funders | Responsibility, Triple Jump, International Finance Corporation (IFC), KFW |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Anjali Laxmi | INR 8,000 - 12,000 | 10.7 | 80% - 100% | 60% - 80% | Business, Other, Loan is primarily provided to enhance income gener | Women, Every member must have a source of income generation | Group Mtgs, Credit Ins |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan | TZS 500,000 - 30,000,000 | 3 - 18 | 20% - 40% | 80% - 100% | Any Purpose | Women, Men, Have business | Credit Educ, Tech Asst Visits | |||||||
| Small Group Loan | TZS 350,000 - 4,000,000 | 6 - 12 | 40% - 60% | 60% - 80% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits | |||||||
| Village Banking Loan | TZS 30,000 - 3,000,000 | 6 - 10 | 60% - 80% | 20% - 40% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Anjali Laxmi | 0 | 30.4% - 34.3% | 33.1% - 38.8% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Anjali Laxmi | 23.8% annual, Decl Bal | 1 Fee | 0 | None | N/A | 30.4% - 34.3% | 33.1% - 38.8% | 67 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan | 36.0%-60.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 59.7% - 61.6% | 59.7% - 61.6% | 59 | ||||||||
| Small Group Loan | 64.8% annual, Decl Bal | 1 Fee | 0 Ins | None | 10.0% upfront | 66.7% - 68.1% | 78.9% - 80.6% | 80 | ||||||||
| Village Banking Loan | 78.0% annual, Decl Bal | 0 Fees | 0 Ins | None | 10.0% upfront 2,000.00 ongoing | 76% | 89.8% - 97.4% | 84 |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Anjali Laxmi | 0 | 30.4% - 34.3% | 33.1% - 38.8% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Anjali Laxmi | 23.8% annual, Decl Bal | 1 Fee | 0 | None | N/A | 30.4% - 34.3% | 33.1% - 38.8% | 67 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan | 36.0%-60.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 59.7% - 61.6% | 59.7% - 61.6% | 59 | ||||||||
| Small Group Loan | 64.8% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | 10.0% upfront | 66.7% - 68.1% | 78.9% - 80.6% | 80 | ||||||||
| Village Banking Loan | 78.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | 10.0% upfront 2,000.00 ongoing | 76% | 89.8% - 97.4% | 84 |
| Key Statistics | |
|---|---|
| # Samples: | |
| # Products | |
| # Institutions | |
| # Countries | |
| # Borrowers | |
| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
| X Axis | ||||||
|---|---|---|---|---|---|---|
| Greater than: | ||||||
| Less or equal to: | ||||||
| N (# of Samples) | ||||||
| Total Borrrowers of Samples | ||||||
| Avg | ||||||
| Min | ||||||
| Max | ||||||
| Std Dev | ||||||
| By Inst Type | ||||||
| By Country | ||||||
| X Axis | ||||||
|---|---|---|---|---|---|---|
| Greater than: | ||||||
| Less or equal to: | ||||||
| From 0 to | ||||||
| to | ||||||
| to | ||||||
| to ∞ | ||||||
