Institution

Arth Microfinance Pvt Ltd A-11,Mahaveer udyan pathBajaj NagarJaipur, Rajasthan302015
Data approved: 2010-10-25
Data version: 1
Age of data: 165 months

Institution

Arohan Financial Services Ltd. 195/1, Prafulla, Rajdanga Chakraborty Para,Kasba,Kolkata, West Bengal700107
Data approved: 2010-10-25
Data version: 1
Age of data: -   months 

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addressN/A
Year established1996
Head of InstitutionPramod Kumar Paliwal
Regions active
# Branches10

Total Portfolio (nat'l)INR 98,799,721
Total Portfolio (USD)USD 1,864,145.68
Active clients with loans13,170
Approximate % female clients80% - 100%
Approximate % urban clients20% - 40%
Network affiliations

Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?N/A
Website addresshttp://www.arohan.in/
Year established1991
Head of InstitutionShubhankar Sengupta
Regions active0
# Branches86

Total Portfolio (nat'l)INR 977,953,655
Total Portfolio (USD)USD 21,732,303.44
Active clients with loans187,754
Approximate % female clients80% - 100%
Approximate % urban clients80% - 100%
Network affiliationsMFIN, Sa-Dhan

Loan Products » Summary

152 Borrowers
USD 101,146.23 Portfolio
Active Product
2,758 Borrowers
USD 509,913.58 Portfolio
Active Product

Loan Products » Summary

13,262 Borrowers
USD 1,978,910 Portfolio
Active Product
10,357 Borrowers
USD 1,299,961 Portfolio
Active Product
164,135 Borrowers
USD 18,453,432 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Sampda INR 35,000 - 35,000 16 80% - 100% 20% - 40% Business, Can only be used for FIXED assets, Asset Creation of Borrower's Choice Women Credit Educ, Group Mtgs, Credit Ins, Business Training
Shahyog INR 10,000 - 16,000 12 80% - 100% 20% - 40% Business, Housing Women Credit Educ, Group Mtgs, Credit Ins, Business Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Bazar Loan INR 6,000 - 18,000 10.5 0% - 20% 80% - 100% Any Purpose Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins
Saral Product - Bihar INR 5,000 - 17,000 13.3 80% - 100% 80% - 100% Any Purpose Women Credit Educ, Group Mtgs, Credit Ins
Saral Product- WB INR 5,000 - 17,500 13.3 80% - 100% 80% - 100% Any Purpose Women Credit Educ, Group Mtgs, Credit Ins

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Sampda 0% 29.2% 32.4% N/A
Shahyog 0% 31.7% 35.9% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Sampda 14.0% annual, Flat 1 Fee 1 Ins None N/A 29.2% 32.4% 43
Shahyog 15.0% annual, Flat 1 Fee 1 Ins None N/A 31.7% 35.9% 42

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Bazar Loan 0% 35.1% - 36.2% 37% N/A
Saral Product - Bihar 0% 29.4% - 30.6% 31.9% N/A
Saral Product- WB 0% 25.5% - 27% 28% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Bazar Loan 27.3% annual, Decl Bal 2 Fees 0 Ins None N/A 35.1% - 36.2% 37% 74
Saral Product - Bihar 24.1% annual, Decl Bal 1 Fee 0 Ins None N/A 29.4% - 30.6% 31.9% 76
Saral Product- WB 24.1% annual, Decl Bal 2 Fees 0 Ins None N/A 25.5% - 27% 28% 86

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Sampda 0% 29.2% 32.4% N/A
Shahyog 0% 31.7% 35.9% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Sampda 14.0% annual, Flat 1 Fee 1 Ins Ins None N/A 29.2% 32.4% 43
Shahyog 15.0% annual, Flat 1 Fee 1 Ins Ins None N/A 31.7% 35.9% 42

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Bazar Loan 0% 35.1% - 36.2% 37% N/A
Saral Product - Bihar 0% 29.4% - 30.6% 31.9% N/A
Saral Product- WB 0% 25.5% - 27% 28% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Bazar Loan 27.3% annual, Decl Bal 2 Fees 0 Ins Ins None N/A 35.1% - 36.2% 37% 74
Saral Product - Bihar 24.1% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 29.4% - 30.6% 31.9% 76
Saral Product- WB 24.1% annual, Decl Bal 2 Fees 0 Ins Ins None N/A 25.5% - 27% 28% 86
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Key Statistics
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# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
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% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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