Institution Type | Private 'For-Profit' |
Is this institution regulated? | N/A |
Website address | http://www.chaitanyaindia.in/ |
Year established | 2009 |
Head of Institution | Anand Rao |
Regions active | 0 |
# Branches | 7 |
Total Portfolio (nat'l) | INR 67,701,816 |
Total Portfolio (USD) | USD 1,504,484.80 |
Active clients with loans | 9,379 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 0% - 20% |
Network affiliations |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | http://www.mojaz.org |
Year established | 2008 |
Head of Institution | Gulshan Kaur |
Regions active | Punjab |
# Branches | 4 |
Total Portfolio (nat'l) | PKR 246,000,000 |
Total Portfolio (USD) | USD 2,415,720 |
Active clients with loans | 13,417 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 20% - 40% |
Network affiliations | Pakistan Center for Philanthropy, Human Resource Development Network |
Funders | Pakistan Poverty Alleviation Fund, Orix Leasing, Orangi Charitable Trust |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
2D Business Loan | INR 6,000 - 25,000 | 24 - 30 | 80% - 100% | 0% - 20% | Business, Income Generating Activities | Women | ||||||||
Business Loan | INR 2,000 - 15,000 | 12 | 80% - 100% | 0% - 20% | Business, Housing, Consumer, Education, Other | Women | Credit Educ, Group Mtgs, Credit Ins | |||||||
Business Loan BH 01 | INR 5,000 - 20,000 | 11.5 - 12 | 80% - 100% | 0% - 20% | Business, Housing, Education, Other | Women | Credit Educ, Group Mtgs, Credit Ins | |||||||
Business Loan JK 01 | INR 2,000 - 15,000 | 11.5 - 13 | 80% - 100% | 0% - 20% | Business, Housing, Education, Other | Women | Credit Educ, Group Mtgs, Credit Ins |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Regular Loan | PKR 10,000 - 75,000 | 12 - 18 | 40% - 60% | 0% - 20% | Business, Agriculture, Livestock | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training | |||||||
Seasonal Loan | PKR 10,000 - 75,000 | 3 - 6 | 40% - 60% | 0% | Agriculture, Other, Livestock | Women, Men, Must be involved in agriculture activity | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
2D Business Loan | 0% | 24.3% | 25.1% | N/A | ||||||||||
Business Loan | 0% | 30.1% - 30.3% | 31.2% - 31.4% | N/A | ||||||||||
Business Loan BH 01 | 0% | 28.7% - 28.9% | 30.9% - 31.1% | N/A | ||||||||||
Business Loan JK 01 | 0% | 28.6% - 28.7% | 30.7% - 30.9% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
2D Business Loan | 25.4% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 24.3% | 25.1% | N/A | ||||||||
Business Loan | 28.2% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 30.1% - 30.3% | 31.2% - 31.4% | 90 | ||||||||
Business Loan BH 01 | 24.2% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 28.7% - 28.9% | 30.9% - 31.1% | N/A | ||||||||
Business Loan JK 01 | 26.5% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 28.6% - 28.7% | 30.7% - 30.9% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Regular Loan | 20.0% annual, Flat | 1 Fee | 1 Ins | None | N/A | 39.3% | 41.3% | 48 | ||||||||
Seasonal Loan | 24.0% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 30.2% | 32.3% | 74 |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
2D Business Loan | 0% | 24.3% | 25.1% | N/A | ||||||||||
Business Loan | 0% | 30.1% - 30.3% | 31.2% - 31.4% | N/A | ||||||||||
Business Loan BH 01 | 0% | 28.7% - 28.9% | 30.9% - 31.1% | N/A | ||||||||||
Business Loan JK 01 | 0% | 28.6% - 28.7% | 30.7% - 30.9% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
2D Business Loan | 25.4% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | N/A | 24.3% | 25.1% | N/A | ||||||||
Business Loan | 28.2% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | N/A | 30.1% - 30.3% | 31.2% - 31.4% | 90 | ||||||||
Business Loan BH 01 | 24.2% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 28.7% - 28.9% | 30.9% - 31.1% | N/A | ||||||||
Business Loan JK 01 | 26.5% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 28.6% - 28.7% | 30.7% - 30.9% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Regular Loan | 20.0% annual, Flat | 1 Fee | 1 Ins Ins | None | N/A | 39.3% | 41.3% | 48 | ||||||||
Seasonal Loan | 24.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | N/A | 30.2% | 32.3% | 74 |
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