Institution

Chaitanya India Fin Credit Pvt Ltd #169, 1st Floor, 5th MainChamarajpetBangalore, Karnataka560018
Data approved: 2012-01-09
Data version: 2
Age of data: -   months 

Institution

Katipunan Bank (ZN), Inc Quezon Ave. cor. Aguilar St.MiputakDipolog City, Zamboanga del Norte/Region IX7100
Data approved: 2011-11-15
Data version: 1
Age of data: 152 months

Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?N/A
Website addresshttp://www.chaitanyaindia.in/
Year established2009
Head of InstitutionAnand Rao
Regions active0
# Branches10

Total Portfolio (nat'l)INR 125,831,377
Total Portfolio (USD)USD 2,796,252.82
Active clients with loans14,873
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliations

Institution Details

Institution TypeRurBank
Is this institution regulated?Yes
Website addressN/A
Year established1979
Head of InstitutionLeticia G. Loquinario
Regions active
# Branches10

Total Portfolio (nat'l)PhP 824,435,000
Total Portfolio (USD)USD 19,723,325.36
Active clients with loans57,276
Approximate % female clients60% - 80%
Approximate % urban clients40% - 60%
Network affiliationsRural Bankers Association of the Philippines (RBAP), Microenterprise Access to Banking Services (MABS), Zamboanga del Norte Federation of Rural Banks
Funders

Loan Products » Summary

79 Borrowers
USD 41,994 Portfolio
Active Product
461 Borrowers
USD 173,779 Portfolio
Active Product
1,840 Borrowers
USD 716,088 Portfolio
Active Product
749 Borrowers
USD 211,262 Portfolio
Active Product
Retired Product
Retired Product
Retired Product

Loan Products » Summary

5,719 Borrowers
USD 1,795,761.96 Portfolio
Active Product
36,402 Borrowers
USD 3,529,482.25 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
2 Year Asset Loan INR 16,000 - 30,000 24 - 30 80% - 100% 0% - 20% Income Generating Aseet Purchase Women Credit Educ, Group Mtgs, Tech Asst Visits, Business Training
2D Business Loan INR 6,000 - 25,000 24 - 30 80% - 100% 0% - 20% Business, Income Generating Activities Women
3D Business Loan INR 6,000 - 25,000 24 - 30 80% - 100% 0% - 20% Business, Income Generating Activities Women
One Year Business Loan INR 5,000 - 15,000 12 80% - 100% 0% - 20% Any Purpose, Mainly for Income Generating Activities Women, Should be used in Income Generating Activities Credit Educ, Group Mtgs, Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
ASENSO Loan PHP 10,000 - 150,000 1 - 12 60% - 80% 40% - 60% Business Women, Men, Have business, Specific age group, 18-65 years old Business Training, Other Training, Tie-up with other agencies (DTI, TESDA) for trainings
Proyekto Maasenso PHP 1,000 - 50,000 3 - 6 80% - 100% 40% - 60% Business Women, Have business, Specific age group, 18-65 years old Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training, Livelihood, Leadership Training

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
2 Year Asset Loan 0% 26.4% - 26.5% 28.6% N/A
2D Business Loan 0% 24.3% 25.1% N/A
3D Business Loan 0% 25.8% 26.7% N/A
One Year Business Loan 0% 27.4% - 27.5% 29.4% - 29.7% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
2 Year Asset Loan 25.4% annual, Decl Bal 1 Fee 0 Ins None N/A 26.4% - 26.5% 28.6% 89
2D Business Loan 25.4% annual, Decl Bal 1 Fee 1 Ins None N/A 24.3% 25.1% 100
3D Business Loan 25.4% annual, Decl Bal 1 Fee 0 Ins None N/A 25.8% 26.7% 95
One Year Business Loan 25.4% annual, Decl Bal 2 Fees 0 Ins None N/A 27.4% - 27.5% 29.4% - 29.7% 86

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
ASENSO Loan 30.0% annual, Flat 2 Fees 2 Ins None 100.00 upfront 10.00% ongoing 66.1% - 74.4% 79.2% - 103.5% 34
Proyekto Maasenso 30.0% annual, Flat 1 Fee 2 Ins None 100.00 upfront 45.00 ongoing 78.9% - 97.7% 92.2% - 179.2% 24

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
2 Year Asset Loan 0% 26.4% - 26.5% 28.6% N/A
2D Business Loan 0% 24.3% 25.1% N/A
3D Business Loan 0% 25.8% 26.7% N/A
One Year Business Loan 0% 27.4% - 27.5% 29.4% - 29.7% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
2 Year Asset Loan 25.4% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 26.4% - 26.5% 28.6% 89
2D Business Loan 25.4% annual, Decl Bal 1 Fee 1 Ins Ins None N/A 24.3% 25.1% 100
3D Business Loan 25.4% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 25.8% 26.7% 95
One Year Business Loan 25.4% annual, Decl Bal 2 Fees 0 Ins Ins None N/A 27.4% - 27.5% 29.4% - 29.7% 86

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
ASENSO Loan 30.0% annual, Flat 2 Fees 2 Ins Ins None 100.00 upfront 10.00% ongoing 66.1% - 74.4% 79.2% - 103.5% 34
Proyekto Maasenso 30.0% annual, Flat 1 Fee 2 Ins Ins None 100.00 upfront 45.00 ongoing 78.9% - 97.7% 92.2% - 179.2% 24
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Loan Portfolio (USD)
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% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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