| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | N/A |
| Year established | 2007 |
| Head of Institution | Jayanta Dutta |
| Regions active | |
| # Branches | 2 |
| Total Portfolio (nat'l) | INR 7,701,610 |
| Total Portfolio (USD) | USD 145,313.40 |
| Active clients with loans | 1,888 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations |
| Institution Type | Private 'For-Profit' |
| Is this institution regulated? | N/A |
| Website address | http://www.finca.org/ |
| Year established | 1992 |
| Head of Institution | Julius Omoding |
| Regions active | 0 |
| # Branches | 25 |
| Total Portfolio (nat'l) | UGX 29,843,453,733 |
| Total Portfolio (USD) | USD 13,565,206.24 |
| Active clients with loans | 43,118 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | FINCA International |
| Funders | FINCA International, SEEP, Gates Foundation |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Micro | INR 1,000 - 50,000 | 6 - 10.7 | 80% - 100% | 0% - 20% | Business, Consumer | Women, Have business, Have home or land | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| FINCA Business Loan | UGX 500,000 - 60,000,000 | 3 - 24 | 20% - 40% | 80% - 100% | Business, Education | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins | |||||||
| FINCA Small Group Loan | UGX 500,000 - 6,000,000 | 3 - 12 | 60% - 80% | 60% - 80% | Business | Women, Men, Have business, Salaried worker | Credit Ins | |||||||
| FINCA Village Group Loan | UGX 50,000 - 6,000,000 | 4 - 8 | 40% - 60% | 20% - 40% | Business, Consumer, Education | Women, Men, Have business, Salaried worker | Credit Ins |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Micro | 0 | 33.8% - 34.6% | 42.2% - 48% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Micro | 15.0% annual, Flat | 1 Fee | 1 Ins | None | 5.0% upfront 50.00 ongoing | 33.8% - 34.6% | 42.2% - 48% | 34 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| FINCA Business Loan | 24.0%-30.0% annual, Flat | 1 Fee | 1 Ins | None | N/A | 0% - 60.9% | 48.8% - 62.8% | 44 | ||||||||
| FINCA Small Group Loan | 46.0% annual, Flat | 1 Fee | 0 Ins | None | 10.0% upfront | 74.2% - 78.8% | 91.1% - 98.3% | 48 | ||||||||
| FINCA Village Group Loan | 39.0% annual, Flat | 1 Fee | 0 Ins | None | 10.0% upfront | 0% - 78.2% | 94.7% - 96.2% | 40 |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Micro | 0 | 33.8% - 34.6% | 42.2% - 48% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Micro | 15.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 5.0% upfront 50.00 ongoing | 33.8% - 34.6% | 42.2% - 48% | 34 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| FINCA Business Loan | 24.0%-30.0% annual, Flat | 1 Fee | 1 Ins Ins | None | N/A | 0% - 60.9% | 48.8% - 62.8% | 44 | ||||||||
| FINCA Small Group Loan | 46.0% annual, Flat | 1 Fee | 0 Ins Ins | None | 10.0% upfront | 74.2% - 78.8% | 91.1% - 98.3% | 48 | ||||||||
| FINCA Village Group Loan | 39.0% annual, Flat | 1 Fee | 0 Ins Ins | None | 10.0% upfront | 0% - 78.2% | 94.7% - 96.2% | 40 |
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| % Products with compulsory deposits |
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