2. Grameen Koota
Please note that the information you are viewing is 134 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Grameen Financial Services Pvt. Ltd. (Grameen Koota) AvalahaliJP Nagar-9th PhaseBanglore, Karnataka560062
Data approved: 2011-03-25
Data version: 1
Age of data: -   months 
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Product

Water Connection Loan Product 2 of 7 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (INR)INR 7,645,589
Portfolio (USD)USD 169,901.98
Active Clients with Loans3,527
Approximate % Female Clients80% - 100%
Approximate % Urban Clients0% - 20%
Methodology
Individualx
Solidarity groupx
Village banking
Self help groupx
Other
Description
The product is offered for taking water connection
Loan Purpose
Any purpose
Income generation
Mortgage/housingx
Consumer loan
Agriculture
Education
Other household finance
OtherFor taking water connection
Other (2)
Included Services
Credit educationx
Group meetingsx
Credit insurancex
Workplace visits
Business trainingx
Other training
Other
Other (2)
No other services
Eligibility
Men
Womenx
Must run a business
Must own a home or landx
Must be a salaried worker
Must be specific age group
Household income <60,000 INR
Household income <120,000 INR
Must live in rural area
Must lives in urban area
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institutionN/A
# Regions for this productN/A
Regions Active

Loan Conditions

Loan Amount
CurrencyINR
Minimum loan sizeINR 5,000
Maximum loan size5,000
Loan Term and Grace Period
Shortest loan term24.0 months
Longest loan term24.0 months
Approx average24.0 months
Distribution at Disbursement (Est.)
Loans 3 months or lessN/A
Between 4 and 6 monthsN/A
Between 7 and 9 monthsN/A
Between 10 and 12 monthsN/A
Between 13 and 18 monthsN/A
Longer than 18 monthsN/A
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weekly
Every 2 weeksx
Every 4 weeks
Monthly
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest21.00%
Highest quoted nominal interest21.00%
Interest rate periodYearly
Interest Rate Calculation MethodDecl Bal
Subsidized by funder request?N/A
Is rate fixed for entire loan termYes
Upfront Fees
This product has no upfront fees
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forNever
CriteriaN/A
Is deposit indicated on the repayment schedule?N/A
Do borrowers control deposit in their group?N/A
Deposit BEFORE or AT Disbursement
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Deposits DURING period payments
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Conditions on access to depositN/A
Interest Paid on Deposit
Minimum interest rate paidN/A
Maximum interest rate paidN/A
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No

Full Pricing Data

Water Connection Loan samples
Sample 1
Loan AmountINR 5,000
Loan Cycle (1, 2, 3, etc)Not Known
Disbursement Date2011-09-30
Loan Term (Months)24.3 months
Grace Period (Months)0
Total Cost of CreditNot Known
True Price by Comp 
Interest and Fee Component22.2%
Insurance Component0.7%
Tax Component0.1%
Deposit Component0
Full APR (int fee ins tax dep)23.1%
MFIN MFI Earning (Annualised)22.2%
MFIN Cost to Borrower (Annualised)23.1%
Transparency Index91
MFIN Transparency IndexN/A
  
Original Repayment SchedulePDF
MFT Pricing CalculationPDF
* The APR stated here is an MFTransparency term, definition and formula
Water Connection Loan Price Graphs


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  2. Ecofuturo
Please note that the information you are viewing is 123 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Ecofuturo S.A. Calle Mexico 1530 entre Otero de la Vega y Nicolas AcostaLa Paz
Data approved: 2013-12-31
Data version: 2
Age of data: 123 months
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Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.ecofuturo.com.bo/
Year established1998
Head of InstitutionJoaquin Fernando Mompo Siles
Regions activeBeni , Chuquisaca , Cochabamba , La Paz , Oruro , Pando , Potosí, Santa Cruz, Tarija
# Branches9

Total Portfolio (nat'l)BOB 1,640,984,134
Total Portfolio (USD)USD 243,108,760.60
Active clients with loans59,512
Approximate % female clients20% - 40%
Approximate % urban clients60% - 80%
Network affiliationsASOFIN
Funders

Loan Products » Summary

Disponsible
48,785 Borrowers
USD 160,517,948.60 Portfolio
Active Product
DPF
4,888 Borrowers
USD 34,573,963 Portfolio
Active Product
Eco Viv BOB
880 Borrowers
USD 16,881,655.11 Portfolio
Active Product
Eco Viv USD
315 Borrowers
USD 5,152,482 Portfolio
Active Product
Eco Hag BOB
4,409 Borrowers
USD 9,713,484.89 Portfolio
Active Product
Retracted -Product
Retired Product
Indv BOB
Retired Product
Indv USD
Retired Product
Agro BOB
Retired Product
Agro USE
Retired Product
Consumo BOB
Retired Product
Consumo USD
Retired Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Eco - BOB BOB 350 - 3,500,000 3 - 120 20% - 40% 60% - 80% Business, Agriculture, Consumer, Education, Other Women, Men, Have business Credit Ins
Eco - USD USD 300 - 500,000 3 - 120 20% - 40% 60% - 80% Business, Agriculture, Consumer, Education, Other Women, Men, Have business Credit Ins
Eco - Vivienda (BOB) BOB 35,000 - 3,500,000 3 - 120 20% - 40% 60% - 80% Compra de Vivienda, Construcción Women, Men, Have business, Have home or land, Salaried worker Credit Ins
Eco - Vivienda (USD) USD 5,000 - 500,000 3 - 120 20% - 40% 60% - 80% Compra de Vivienda, Construcción Women, Men, Have business, Have home or land, Salaried worker Credit Ins
Eco - Hagar (BOB) BOB 3,500 - 68,600 3 - 48 20% - 40% 40% - 60% Construcción de Vivienda, Refacción, remodelación y ampliación Women, Men, Have business, Have home or land, Salaried worker Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Eco - BOB 10.0%-30.0% annual, Decl Bal 0 Fees 2 Ins None N/A 15% - 27.7% 16% - 29.3% 40
Eco - USD 9.2%-30.0% annual, Decl Bal 0 Fees 2 Ins None N/A 12% - 28.9% 13.8% - 30.5% 47
Eco - Vivienda (BOB) 6.0%-23.0% annual, Decl Bal 0 Fees 2 Ins None N/A 9.9% - 23.7% 11% - 24.8% 37
Eco - Vivienda (USD) 8.9%-26.0% annual, Decl Bal 0 Fees 2 Ins None N/A 11.4% - 25.7% 13.3% - 26.7% 47
Eco - Hagar (BOB) 11.0%-30.0% annual, Decl Bal 0 Fees 2 Ins None N/A 20.1% - 24.9% 21.1% - 26.6% 45
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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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