2. Nano
Please note that the information you are viewing is 165 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. Janalakshmi
Please note that the information you are viewing is 132 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Nano Financial Services India Private Limited H NO 6-3-1099/1/14 & 15,Flat No 301, Lake Melody ApartmentsNear Katriya Hotel,Raj Bhavan Road,Somajiguda,Hyderabad, Andhra Pradesh500082
Data approved: 2010-10-25
Data version: 1
Age of data: 165 months

Institution

Janalakshmi Financial Services (P) Ltd. No. 302, 7th Cross, 4th Main, Domlur LayoutBangalore, Karnataka560071
Data approved: 2010-10-25
Data version: 1
Age of data: -   months 
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Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addressN/A
Year established2004
Head of InstitutionK. Ravikumar
Regions active
# Branches13

Total Portfolio (nat'l)INR 194,002,175
Total Portfolio (USD)USD 3,660,418.40
Active clients with loans28,501
Approximate % female clients80% - 100%
Approximate % urban clients20% - 40%
Network affiliations

Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?Yes
Website addresshttp://www.janalakshmi.com/
Year established2006
Head of InstitutionVS Radhakrishnan
Regions active0
# Branches19

Total Portfolio (nat'l)INR 1,667,106,026
Total Portfolio (USD)USD 37,046,800.58
Active clients with loans173,918
Approximate % female clients80% - 100%
Approximate % urban clients80% - 100%
Network affiliations

Loan Products » Summary

AP -JLG
16,336 Borrowers
USD 3,162,175.57 Portfolio
Active Product
TN-JLG
9,295 Borrowers
USD 498,211.89 Portfolio
Active Product

Loan Products » Summary

Education
1,189 Borrowers
USD 272,796.29 Portfolio
Active Product
Small Group
171,534 Borrowers
USD 35,678,590.44 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
AP-JLGD21T12ME INR 9,000 - 15,000 12 80% - 100% 20% - 40% Any Purpose Women Credit Educ, Group Mtgs, Credit Ins
TN-JLGF12T12ME INR 6,000 - 12,000 12 80% - 100% 0% - 20% Any Purpose Women Credit Educ, Group Mtgs, Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Education Loan INR 5,000 - 50,000 12 - 24 60% - 80% 60% - 80% Education Women, Men, Must have children who are studying until the age of 24 yrs Credit Educ
Small Group Loan INR 5,000 - 30,000 9 - 24 80% - 100% 80% - 100% Business, Housing, Consumer, Education, Other Women, group members must live within each other's vicinity, must demonstrate capacity to repay Credit Educ, Group Mtgs, Credit Ins

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
AP-JLGD21T12ME 0% 25.7% 26.6% N/A
TN-JLGF12T12ME 0% 25.7% 26.7% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
AP-JLGD21T12ME 21.0% annual, Decl Bal 0 Fees 1 Ins None N/A 25.7% 26.6% 79
TN-JLGF12T12ME 12.0% annual, Flat 0 Fees 1 Ins None N/A 25.7% 26.7% 45

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Education Loan 30.6% #N/A #N/A 78
Small Group Loan 0% #N/A #N/A N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Education Loan 24.0% annual, Decl Bal 1 Fee 0 Ins None 10.0% upfront #N/A #N/A 63
Small Group Loan 28.0%-30.0% annual, Decl Bal 1 Fee 0 Ins None 10.0% upfront #N/A #N/A 63

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
AP-JLGD21T12ME 0% 25.7% 26.6% N/A
TN-JLGF12T12ME 0% 25.7% 26.7% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
AP-JLGD21T12ME 21.0% annual, Decl Bal 0 Fees 1 Ins Ins None N/A 25.7% 26.6% 79
TN-JLGF12T12ME 12.0% annual, Flat 0 Fees 1 Ins Ins None N/A 25.7% 26.7% 45

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Education Loan 30.6% #N/A #N/A 78
Small Group Loan 0% #N/A #N/A N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Education Loan 24.0% annual, Decl Bal 1 Fee 0 Ins Ins None 10.0% upfront #N/A #N/A 63
Small Group Loan 28.0%-30.0% annual, Decl Bal 1 Fee 0 Ins Ins None 10.0% upfront #N/A #N/A 63
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