Please note that the information you are viewing is
132 months old and may not represent the prices currently charged.
If you represent this MFI and wish to update your information,
click HERE
Institution
Data approved: 2010-10-25
Data version: 1
Age of data: - months
Institution Type | Private 'For-Profit' |
Is this institution regulated? | N/A |
Website address | http://www.ujjivan.com/ |
Year established | 2005 |
Head of Institution | Samit Ghosh |
Regions active | 0 |
# Branches | 303 |
Total Portfolio (nat'l) | INR 5,128,997,735 |
Total Portfolio (USD) | USD 113,977,727.40 |
Active clients with loans | 665,778 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 80% - 100% |
Network affiliations | Association of Karnataka Microfinance Inst (AKMI), Sa-Dhan, Microfinance Insitutions Network (MFIN), Women's World Banking |
1,779,253 Borrowers
USD 98,518,778 Portfolio
Active Product
15,770 Borrowers
USD 545,976 Portfolio
Active Product
191,591 Borrowers
USD 94,071 Portfolio
Active Product
420,037 Borrowers
USD 26,949,155 Portfolio
Active Product
Loan Products » Conditions
Product Name |
|
Loan Size Range |
|
Loan Term (months) |
|
% Female |
|
% Urban |
|
Loan Purpose |
|
Eligibility |
|
Other Services |
Business Loan |
|
INR 6,000 - 25,000 |
|
12 - 18 |
|
80% - 100% |
|
80% - 100% |
|
Business |
|
Women, Have business, Can also be taken for spouses/son's business |
|
Credit Educ, Group Mtgs |
Education Loan |
|
INR 3,000 - 10,000 |
|
12 |
|
80% - 100% |
|
80% - 100% |
|
Education, Can only be used for education |
|
Women |
|
Credit Educ, Group Mtgs |
Emergency Loan |
|
INR 2,000 - 2,000 |
|
6 |
|
80% - 100% |
|
80% - 100% |
|
Other, Only for emergency use, Can NOT be used for business |
|
Women |
|
Group Mtgs |
Family Loan |
|
INR 6,000 - 25,000 |
|
12 |
|
80% - 100% |
|
80% - 100% |
|
Housing, Consumer, Education, Other |
|
Women |
|
Credit Educ, Group Mtgs |
Loan Products » MFIN India Additional Information
Product Name |
|
APR (int) |
|
MFIN MFI Earning (Annualised) |
|
MFIN Cost to Borrower (Annualised) |
|
COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD |
|
COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES |
|
COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM |
|
MFIN Transparency Index |
Business Loan |
|
0% |
|
27.2% |
|
29.6% |
|
|
|
|
|
|
|
N/A |
Education Loan |
|
0% |
|
24.1% |
|
24.8% |
|
|
|
|
|
|
|
N/A |
Emergency Loan |
|
0% |
|
23.8% |
|
23.8% |
|
|
|
|
|
|
|
N/A |
Family Loan |
|
0% |
|
27.2% |
|
29.6% |
|
|
|
|
|
|
|
N/A |
Loan Products » Pricing Information
Product Name |
|
Annual Nominal Interest |
|
Fees |
|
Insurance |
|
Taxes |
|
Compulsory Deposit |
|
APR (int+fee) |
|
Full APR |
|
Transparency Index |
Business Loan |
|
26.0% annual, Decl Bal |
|
1 Fee |
|
0 Ins |
|
None |
|
N/A |
|
27.2% |
|
29.6% |
|
88 |
Education Loan |
|
23.0% annual, Decl Bal |
|
1 Fee |
|
1 Ins |
|
None |
|
N/A |
|
24.1% |
|
24.8% |
|
93 |
Emergency Loan |
|
25.0% annual, Decl Bal |
|
0 Fees |
|
0 Ins |
|
None |
|
N/A |
|
23.8% |
|
23.8% |
|
100 |
Family Loan |
|
26.0% annual, Decl Bal |
|
1 Fee |
|
1 Ins |
|
None |
|
N/A |
|
27.2% |
|
29.6% |
|
88 |
Please note that the information you are viewing is
123 months old and may not represent the prices currently charged.
If you represent this MFI and wish to update your information,
click HERE
Institution
Data approved: 2013-09-23
Data version: 2
Age of data: 123 months
This product either has less than 50 active borrowers or less than 10 loan disbursements over the past 9 months.
MFTransparency presents basic data rather than full data for low volume products
Key Statistics
Outstanding portfolio (BOB) | BOB 768,609 |
Portfolio (USD) | USD 113,868 |
Active Clients with Loans | 42 |
Approximate % Female Clients | 0% - 20% |
Approximate % Urban Clients | 60% - 80% |
Description
Es un crédito para la compra de vehículo para fines multiples
Loan Purpose
Any purpose | |
Income generation | x |
Mortgage/housing | |
Consumer loan | |
Agriculture | |
Education | |
Other household finance | |
Other | Activo Fijo |
Other (2) | |
Eligibility
Men | x |
Women | x |
Must run a business | x |
Must own a home or land | |
Must be a salaried worker | x |
Must be specific age group | |
Other | |
Other (2) | |
Portfolio Size by Product
Geographic Coverage
# Regions for this institution | 6 |
# Regions for this product | N/A |
Regions Active | |