| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| Action | 0 | 0 | 0 | 135 |
| Adok Timo | 4,200 | 570,000 | 4 | 166 |
| BIMAS | 11,100 | 4,679,000 | 7 | 135 |
| ECLOF Kenya | 20,500 | 5,455,000 | 8 | 135 |
| Equity Bank | 135,500 | 94,746,000 | 9 | 135 |
| Family Bank | 43,200 | 90,700,000 | 5 | 166 |
| Jamii Bora | 2,400 | 3,374,000 | 4 | 135 |
| Juhudi Kilimo | 10,400 | 4,436,000 | 2 | 135 |
| KADET | 12,900 | 5,402,000 | 4 | 135 |
| K-Rep | 0 | 0 | 0 | 135 |
| K-Rep Bank | 65,000 | 28,743,000 | 4 | 166 |
| KWFT DTM | 294,600 | 165,982,000 | 6 | 135 |
| LKL | 13,100 | 9,311,000 | 10 | 127 |
| MKL | 18,200 | 5,989,000 | 6 | 112 |
| Opportunity Kenya | 9,100 | 4,866,000 | 5 | 135 |
| PAWDEP | 40,900 | 7,133,000 | 2 | 135 |
| RAFODE | 2,900 | 356,000 | 1 | 135 |
| SISDO | 7,300 | 3,657,000 | 11 | 135 |
| Yehu | 14,000 | 3,149,000 | 11 | 135 |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | Yes |
| Website address | http://www.mardef.mw |
| Year established | 2005 |
| Head of Institution | Joseph Mononga |
| Regions active | Dedza, Dowa, Kasungu, Lilongwe, Mchinji, Nkhotakota, Ntcheu, Ntchisi, Salima, ChitipaKaronga, Likoma, Mzimba, Nkhata Bay, Rumphi, Balaka, Blantyre, Chikwawa, Chiradzulu, MachingaMangochi, Mulanje, Mwanza, Nsanje |
| # Branches | 28 |
| Total Portfolio (nat'l) | MWK 994,727,000 |
| Total Portfolio (USD) | USD 2,550,582.05 |
| Active clients with loans | 166,575 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | MAMN |
| Funders | Government of Malawi |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group Loan | MWK 150,000 - 500,000 | 6 - 18 | 40% - 60% | 0% - 20% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training, Group Dynamics |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group Loan | 28.00% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 24.3% - 30.5% | 24.9% - 31.1% | 100 |
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