2. AMOS
Please note that the information you are viewing is 128 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. KRB
Please note that the information you are viewing is 133 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Association de Microfinance Oued Srou 2,Rue Oued SbouQuartier Ettakadoum Elkbab CentreKhénifra, Région Mèknès Tafilalet
Data approved: 2013-05-13
Data version: 1
Age of data: 128 months

Institution

Kumanwuman Rural Bank Limited P.O.Box 33Kumawu-AshantiKumasi, Ashanti233
Data approved: 2011-12-07
Data version: 1
Age of data: -   months 
Choose version

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://Néant
Year established2000
Head of InstitutionMohamed OUMAYCHA
Regions activeBeni Mellal-Khenifra, Drâa-Tafilalt
# Branches15

Total Portfolio (nat'l)MAD 6,092,844
Total Portfolio (USD)USD 716,805.18
Active clients with loans2,720
Approximate % female clients20% - 40%
Approximate % urban clients0% - 20%
Network affiliationsRéseau de la Microfinance solidaire au Maroc (RMS)
FundersAMSED, Fonds Hassan II, USAID, Fondation Mohamed V

Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?Yes
Website addressN/A
Year established1982
Head of InstitutionC.K Ablerdu
Regions active0
# Branches9

Total Portfolio (nat'l)GHS 6,917,462
Total Portfolio (USD)USD 4,611,641.33
Active clients with loans4,110
Approximate % female clients60% - 80%
Approximate % urban clients40% - 60%
Network affiliationsARB Apex, GHAMFIN
FundersSPEED Ghana, MiDA, MASLOC

Loan Products » Summary

Solidaire
1,774 Borrowers
USD 297,253.76 Portfolio
Active Product
Individuel
946 Borrowers
USD 419,551.41 Portfolio
Active Product

Loan Products » Summary

Commercial Loan
1,109 Borrowers
USD 1,693,333 Portfolio
Active Product
Salary Loan
1,233 Borrowers
USD 1,210,667 Portfolio
Active Product
Susu Loan
1,438 Borrowers
USD 950,667 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Produit Solidaire MAD 1,000 - 5,000 4 - 12 0% 0% - 20% Business, Agriculture Women, Have business
Produit Individuel MAD 1,500 - 50,000 4 - 36 40% - 60% 0% - 20% Business, Agriculture Women, Men, Have business

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Commercial Loan GHS 500 - 90,000 6 - 18 20% - 40% 60% - 80%
Salary Loan GHS 200 - 6,000 6 - 18 20% - 40% 60% - 80%
Susu Loan GHS 50 - 20,000 3 - 12 60% - 80% 40% - 60%

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Produit Solidaire 21.6% annual, Flat 1 Fee 0 Ins None 1.00%-1.50% ongoing 37.7% - 40.1% 43% - 44.5% 49
Produit Individuel 18.0%-20.4% annual, Flat 1 Fee 0 Ins None N/A 31.8% - 37.5% 31.8% - 37.5% 51

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Commercial Loan 28.00%-0.00% annual, Flat 1 Fee 0 Ins 38.1% - 65% 68.4% - 113.1% 28
Salary Loan 30.00%-0.00% annual, Flat 2 Fees 0 Ins 38.8% - 56.6% 45.6% - 66.6% 52
Susu Loan 28.00%-0.00% annual, Flat 1 Fee 0 Ins 50.1% - 58.3% 172% - 240.8% 12

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Produit Solidaire 21.6% annual, Flat 1 Fee 0 Ins Ins None 1.00%-1.50% ongoing 37.7% - 40.1% 43% - 44.5% 49
Produit Individuel 18.0%-20.4% annual, Flat 1 Fee 0 Ins Ins None N/A 31.8% - 37.5% 31.8% - 37.5% 51

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Commercial Loan 28.00%-0.00% annual, Flat 1 Fee 0 Ins Ins 38.1% - 65% 68.4% - 113.1% 28
Salary Loan 30.00%-0.00% annual, Flat 2 Fees 0 Ins Ins 38.8% - 56.6% 45.6% - 66.6% 52
Susu Loan 28.00%-0.00% annual, Flat 1 Fee 0 Ins Ins 50.1% - 58.3% 172% - 240.8% 12
Institution Price Graph
Click to view Price Analysis Tool
Institution Price Graph
Click to view Price Analysis Tool
Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
Loading...
X Axis
Greater than:
Less or equal to:
N (# of Samples)
Total Borrrowers of Samples
Avg
Min
Max
Std Dev
By Inst Type
By Country

Total Borrowers of Samples

X Axis
Greater than:
Less or equal to:
From 0 to
to
to
to ∞