| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 2008 |
| Head of Institution | Claudien Nsengimana |
| Regions active | 0 |
| # Branches | 6 |
| Total Portfolio (nat'l) | MT 43,105,161 |
| Total Portfolio (USD) | USD 1,390,489.07 |
| Active clients with loans | 4,547 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 80% - 100% |
| Network affiliations | AMOMIF, MIX |
| Funders |
| Institution Type | Private 'For-Profit' |
| Is this institution regulated? | N/A |
| Website address | N/A |
| Year established | 2006 |
| Head of Institution | Kuldip Maity |
| Regions active | 0 |
| # Branches | 87 |
| Total Portfolio (nat'l) | INR 1,296,000,000 |
| Total Portfolio (USD) | USD 28,800,000 |
| Active clients with loans | 234,790 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Especial | MZN 10,000 - 50,000 | 4 - 6 | 60% - 80% | 20% - 40% | Business | Women, Men | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training | |||||||
| Grupo Comunitario | MZN 3,000 - 30,000 | 4 - 6 | 80% - 100% | 20% - 40% | Business | Women, Men | Credit Educ, Group Mtgs, Credit Ins, Business Training | |||||||
| Individual | MZN 20,000 - 400,000 | 2 - 12 | 60% - 80% | 20% - 40% | Business | Women, Men | Credit Ins | |||||||
| Tsembeka | MZN 2,000 - 10,000 | 4 - 6 | 60% - 80% | 20% - 40% | Business | Women, Men |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Pragati | INR 5,000 - 25,000 | 11 - 12 | 80% - 100% | 0% - 20% | Any Purpose | Women | Group Mtgs, Credit Ins, Other Training | |||||||
| Samridhhi | INR 8,000 - 25,000 | 13 - 18 | 80% - 100% | 0% - 20% | Any Purpose | Women | Group Mtgs, Credit Ins, Other Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Especial | 65.0% annual, Flat | 0 Fees | 0 Ins | None | 10.0% upfront | 0% | 0% | N/A | ||||||||
| Grupo Comunitario | 60.0% annual, Flat | 0 Fees | 0 Ins | None | N/A | 0% | 0% | N/A | ||||||||
| Individual | 52.0% annual, Flat | 0 Fees | 0 Ins | None | 10.00% ongoing | 0% | 0% | N/A | ||||||||
| Tsembeka | 32.5% annual, Flat | 0 Fees | 0 Ins | None | N/A | 0% | 0% | N/A |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Pragati | 0% | 29.7% | 33.3% | N/A | ||||||||||
| Samridhhi | 0% | 26.3% | 29% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Especial | 65.0% annual, Flat | 0 Fees | 0 Ins Ins | None | 10.0% upfront | 0% | 0% | N/A | ||||||||
| Grupo Comunitario | 60.0% annual, Flat | 0 Fees | 0 Ins Ins | None | N/A | 0% | 0% | N/A | ||||||||
| Individual | 52.0% annual, Flat | 0 Fees | 0 Ins Ins | None | 10.00% ongoing | 0% | 0% | N/A | ||||||||
| Tsembeka | 32.5% annual, Flat | 0 Fees | 0 Ins Ins | None | N/A | 0% | 0% | N/A |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Pragati | 0% | 29.7% | 33.3% | N/A | ||||||||||
| Samridhhi | 0% | 26.3% | 29% | N/A |
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| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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