2. Micro Options
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  2. Duterimbere
Please note that the information you are viewing is 137 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Micro Options Mohallah Hussainiya, Thaneel RoadChakwal, Punjab
Data approved: 2013-06-01
Data version: 1
Age of data: -   months 
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Institution

Duterimbere - IMF B.P.6719KIGALIB.P. 6719
Data approved: 2011-09-16
Data version: 1
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Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://www.microoption.org
Year established2009
Head of InstitutionShazia Abbas
Regions activePunjab
# Branches2

Total Portfolio (nat'l)PKR 51,356,249
Total Portfolio (USD)USD 524,043.36
Active clients with loans2,516
Approximate % female clients40% - 60%
Approximate % urban clients20% - 40%
Network affiliationsPunjab Microfinance Network
FundersPakistan Poverty Alleviation Fund, Plan Pakistan/NRSP

Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?N/A
Website addressN/A
Year established2004
Head of InstitutionDelphin NGAMIJE
Regions active0
# Branches13

Total Portfolio (nat'l)RWF 1,800,000,000
Total Portfolio (USD)USD 3,050,847.46
Active clients with loans12,000
Approximate % female clients60% - 80%
Approximate % urban clients0% - 20%
Network affiliationsAMIR, Terrafina
FundersTrovaire, International Alert, Oxfam GB, PDRCIU

Loan Products » Summary

Agriculture
1,000 Borrowers
USD 306,122.45 Portfolio
Active Product
Livestock
516 Borrowers
USD 102,040.82 Portfolio
Active Product
Commerce
1,000 Borrowers
USD 255,102.04 Portfolio
Active Product

Loan Products » Summary

Agriculture Loan
2,500 Borrowers
USD 665,822 Portfolio
Active Product
Credit Femme Entrepreneur Loan
2,000 Borrowers
USD 2,602,759 Portfolio
Active Product
Group Solidaire Commerce Loan
1,750 Borrowers
USD 178,998 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agriculture Loan PKR 10,000 - 75,000 4 - 8 0% - 20% 0% Agriculture Women, Men, Have business, Specific age group Group Mtgs, Other Training
Livestock Loan PKR 5,000 - 75,000 12 40% - 60% 0% - 20% Any Purpose Women, Men, Specific age group Group Mtgs, Tech Asst Visits, Other Training
Commerce Loan PKR 5,000 - 30,000 12 20% - 40% 60% - 80% Business Women, Men, Have business, Specific age group Group Mtgs, Tech Asst Visits, Other Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agriculture Loan RWF 500,000 - 2,500,000 12 60% - 80% 0% - 20%
Credit Femme Entrepreneur Loan RWF 600,000 - 4,000,000 3 - 36 60% - 80% 0% - 20%
Group Solidaire Commerce Loan RWF 500,000 - 2,500,000 6 - 8 60% - 80% 0% - 20%

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loan 20.0%-22.0% annual, Flat 1 Fee 0 Ins None N/A 27% - 27.2% 27% - 27.2% N/A
Livestock Loan 20.0%-22.0% annual, Flat 1 Fee 0 Ins None N/A 31% - 31.1% 31% - 31.1% N/A
Commerce Loan 20.0%-22.0% annual, Flat 1 Fee 0 Ins None N/A 43.9% - 44.2% 43.9% - 44.2% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loan 24.00%-0.00% annual, Flat 1 Fee 0 Ins 31.2% - 33.3% 43.6% - 47%
Credit Femme Entrepreneur Loan 15.00%-0.00% annual, Flat 1 Fee 0 Ins N/A 25.9% - 27.9% 26.3% - 28.2%
Group Solidaire Commerce Loan 24.00%-0.00% annual, Flat 1 Fee 0 Ins 32.9% - 42.2% 101% - 137.2%

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loan 20.0%-22.0% annual, Flat 1 Fee 0 Ins Ins None N/A 27% - 27.2% 27% - 27.2% N/A
Livestock Loan 20.0%-22.0% annual, Flat 1 Fee 0 Ins Ins None N/A 31% - 31.1% 31% - 31.1% N/A
Commerce Loan 20.0%-22.0% annual, Flat 1 Fee 0 Ins Ins None N/A 43.9% - 44.2% 43.9% - 44.2% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loan 24.00%-0.00% annual, Flat 1 Fee 0 Ins Ins 31.2% - 33.3% 43.6% - 47%
Credit Femme Entrepreneur Loan 15.00%-0.00% annual, Flat 1 Fee 0 Ins Ins N/A 25.9% - 27.9% 26.3% - 28.2%
Group Solidaire Commerce Loan 24.00%-0.00% annual, Flat 1 Fee 0 Ins Ins 32.9% - 42.2% 101% - 137.2%
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