| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.mojaz.org |
| Year established | 2008 |
| Head of Institution | Gulshan Kaur |
| Regions active | Punjab |
| # Branches | 4 |
| Total Portfolio (nat'l) | PKR 246,000,000 |
| Total Portfolio (USD) | USD 2,415,720 |
| Active clients with loans | 13,417 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | Pakistan Center for Philanthropy, Human Resource Development Network |
| Funders | Pakistan Poverty Alleviation Fund, Orix Leasing, Orangi Charitable Trust |
| Institution Type | Private 'For-Profit' |
| Is this institution regulated? | Yes |
| Website address | http://www.maxima.com.kh/ |
| Year established | 2000 |
| Head of Institution | UONG Kimseng |
| Regions active | 0 |
| # Branches | 2 |
| Total Portfolio (nat'l) | KHR 8,340,916,323 |
| Total Portfolio (USD) | USD 2,085,229.08 |
| Active clients with loans | 2,485 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | MIX MARKET, CAMBODIA MICROFINANCE ASSOCIATION |
| Funders | Founders, Etimos - Italy, Kiva - USA, LMDF - Luxmbourg |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Regular Loan | PKR 10,000 - 75,000 | 12 - 18 | 40% - 60% | 0% - 20% | Business, Agriculture, Livestock | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training | |||||||
| Seasonal Loan | PKR 10,000 - 75,000 | 3 - 6 | 40% - 60% | 0% | Agriculture, Other, Livestock | Women, Men, Must be involved in agriculture activity | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group Loans | USD 50 - 950 | 12 - 20 | 60% - 80% | 0% - 20% | Business, Housing, Consumer, Education | Have business, Have home or land, Salaried worker | Credit Educ, Group Mtgs | |||||||
| Individual Loans | USD 50 - 950 | 12 - 20 | 60% - 80% | 0% - 20% | Business, Housing, Consumer, Education | Have business, Have home or land, Salaried worker | Credit Educ, Group Mtgs | |||||||
| SMEs Loans | USD 1,000 - 5,000 | 12 - 20 | 60% - 80% | 0% - 20% | Business, Housing, Consumer, Education | Have business, Have home or land, Salaried worker | Credit Educ, Group Mtgs |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Regular Loan | 20.0% annual, Flat | 1 Fee | 1 Ins | None | N/A | 39.3% | 41.3% | 48 | ||||||||
| Seasonal Loan | 24.0% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 30.2% | 32.3% | 74 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group Loans | 2.7%-3.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | #N/A | #N/A | 7 | ||||||||
| Individual Loans | 32.4%-36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | #N/A | #N/A | 93 | ||||||||
| SMEs Loans | 1.9%-2.5% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | #N/A | #N/A | 6 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Regular Loan | 20.0% annual, Flat | 1 Fee | 1 Ins Ins | None | N/A | 39.3% | 41.3% | 48 | ||||||||
| Seasonal Loan | 24.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | N/A | 30.2% | 32.3% | 74 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group Loans | 2.7%-3.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | #N/A | #N/A | 7 | ||||||||
| Individual Loans | 32.4%-36.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | #N/A | #N/A | 93 | ||||||||
| SMEs Loans | 1.9%-2.5% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | #N/A | #N/A | 6 |
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