2. NRDP
Please note that the information you are viewing is 126 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. Chaitanya
Please note that the information you are viewing is 133 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

National Rural Development Program NRDP Secretariat, Circular Road, Mumtaz ColonyNarowal, Punjab51600
Data approved: 2013-07-23
Data version: 1
Age of data: 126 months

Institution

Chaitanya India Fin Credit Pvt Ltd #169, 1st Floor, 5th MainChamarajpetBangalore, Karnataka560018
Data approved: 2011-01-25
Data version: 1
Age of data: -   months 
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Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://www.nrdp.org
Year established1992
Head of InstitutionMirza Moqeem Baig
Regions activePunjab
# Branches5

Total Portfolio (nat'l)PKR 70,423,958
Total Portfolio (USD)USD 718,611.82
Active clients with loans4,799
Approximate % female clients60% - 80%
Approximate % urban clients20% - 40%
Network affiliations
FundersPakistan Poverty Alleviation Fund (PPAF), ORIX Leasing Pakistan Ltd.

Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?N/A
Website addresshttp://www.chaitanyaindia.in/
Year established2009
Head of InstitutionAnand Rao
Regions active0
# Branches7

Total Portfolio (nat'l)INR 67,701,816
Total Portfolio (USD)USD 1,504,484.80
Active clients with loans9,379
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliations

Loan Products » Summary

General
4,691 Borrowers
USD 689,122.02 Portfolio
Active Product
Seasonal
387 Borrowers
USD 26,836.73 Portfolio
Active Product
Short Term
13 Borrowers
USD 2,653.06 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Summary

2D Business
461 Borrowers
USD 173,779 Portfolio
Active Product
Business Loan
2,772 Borrowers
USD 377,805 Portfolio
Active Product
Business Loan BH 01
77 Borrowers
USD 25,821 Portfolio
Active Product
Business Loan JK 01
517 Borrowers
USD 141,254 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
General Loan PKR 10,000 - 75,000 12 40% - 60% 20% - 40% Business Women, Men, Have business, Specific age group, Productive Loans for legal business (Small) Credit Educ, Group Mtgs, Tech Asst Visits, Business Training
Seasonal Loan PKR 10,000 - 30,000 6 40% - 60% 0% Agriculture Women, Men, Specific age group Credit Educ, Group Mtgs, Tech Asst Visits, Business Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
2D Business Loan INR 6,000 - 25,000 24 - 30 80% - 100% 0% - 20% Business, Income Generating Activities Women
Business Loan INR 2,000 - 15,000 12 80% - 100% 0% - 20% Business, Housing, Consumer, Education, Other Women Credit Educ, Group Mtgs, Credit Ins
Business Loan BH 01 INR 5,000 - 20,000 11.5 - 12 80% - 100% 0% - 20% Business, Housing, Education, Other Women Credit Educ, Group Mtgs, Credit Ins
Business Loan JK 01 INR 2,000 - 15,000 11.5 - 13 80% - 100% 0% - 20% Business, Housing, Education, Other Women Credit Educ, Group Mtgs, Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
General Loan 20.0% annual, Flat 1 Fee 0 Ins None N/A 38.5% - 38.7% 38.5% - 38.7% N/A
Seasonal Loan 30.0% annual, Flat 1 Fee 0 Ins None N/A 32.3% 32.3% N/A

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
2D Business Loan 0% 24.3% 25.1% N/A
Business Loan 0% 30.1% - 30.3% 31.2% - 31.4% N/A
Business Loan BH 01 0% 28.7% - 28.9% 30.9% - 31.1% N/A
Business Loan JK 01 0% 28.6% - 28.7% 30.7% - 30.9% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
2D Business Loan 25.4% annual, Decl Bal 1 Fee 1 Ins None N/A 24.3% 25.1% N/A
Business Loan 28.2% annual, Decl Bal 2 Fees 0 Ins None N/A 30.1% - 30.3% 31.2% - 31.4% 90
Business Loan BH 01 24.2% annual, Decl Bal 1 Fee 0 Ins None N/A 28.7% - 28.9% 30.9% - 31.1% N/A
Business Loan JK 01 26.5% annual, Decl Bal 1 Fee 0 Ins None N/A 28.6% - 28.7% 30.7% - 30.9% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
General Loan 20.0% annual, Flat 1 Fee 0 Ins Ins None N/A 38.5% - 38.7% 38.5% - 38.7% N/A
Seasonal Loan 30.0% annual, Flat 1 Fee 0 Ins Ins None N/A 32.3% 32.3% N/A

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
2D Business Loan 0% 24.3% 25.1% N/A
Business Loan 0% 30.1% - 30.3% 31.2% - 31.4% N/A
Business Loan BH 01 0% 28.7% - 28.9% 30.9% - 31.1% N/A
Business Loan JK 01 0% 28.6% - 28.7% 30.7% - 30.9% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
2D Business Loan 25.4% annual, Decl Bal 1 Fee 1 Ins Ins None N/A 24.3% 25.1% N/A
Business Loan 28.2% annual, Decl Bal 2 Fees 0 Ins Ins None N/A 30.1% - 30.3% 31.2% - 31.4% 90
Business Loan BH 01 24.2% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 28.7% - 28.9% 30.9% - 31.1% N/A
Business Loan JK 01 26.5% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 28.6% - 28.7% 30.7% - 30.9% N/A
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Key Statistics
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# Borrowers
Loan Portfolio (USD)
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