| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 2000 |
| Head of Institution | Mukhtiar Ali Sahto |
| Regions active | Sindh |
| # Branches | 2 |
| Total Portfolio (nat'l) | PKR 44,228,232 |
| Total Portfolio (USD) | USD 451,308.49 |
| Active clients with loans | 2,046 |
| Approximate % female clients | 20% - 40% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | MON-PAK, Community Development Network (CDN) |
| Funders | OPP-Oct Karachi, Pakistan Poverty Alleviation Fund(PPAF), OPP-RTI Karachi, IOM -Pak |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture | PKR 10,000 - 50,000 | 6 | 0% | 0% | Business, Agriculture | Men | Group Mtgs | |||||||
| Livestock | PKR 10,000 - 30,000 | 6 | 100% | 0% | Business | Women | Group Mtgs | |||||||
| Enterprise | PKR 10,000 - 30,000 | 12 | 40% - 60% | 80% - 100% | Business | Women, Men, Have business, Specific age group | Group Mtgs | |||||||
| Eid Festival | PKR 20,000 - 30,000 | 9 | 100% | 0% | Business | Women | Group Mtgs |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture | 22.0% annual, Flat | 1 Fee | 1 Ins | None | N/A | 26.8% - 26.9% | 28.8% - 29% | N/A | ||||||||
| Livestock | 22.0% annual, Flat | 1 Fee | 1 Ins | None | N/A | 26.8% - 26.9% | 28.8% - 29% | N/A | ||||||||
| Enterprise | 22.0% annual, Flat | 1 Fee | 1 Ins | None | N/A | 44.3% - 44.5% | 46.4% - 46.5% | N/A | ||||||||
| Eid Festival | 22.0% annual, Flat | 1 Fee | 1 Ins | None | N/A | 24.3% - 24.5% | 25.7% - 25.9% | N/A |
| Outstanding portfolio (RWF) | RWF 14,597,328 |
| Portfolio (USD) | USD 23,170 |
| Active Clients with Loans | 26 |
| Approximate % Female Clients | 40% - 60% |
| Approximate % Urban Clients | 80% - 100% |
| Any purpose | |
| Income generation | x |
| Mortgage/housing | |
| Consumer loan | |
| Agriculture | |
| Education | |
| Other household finance | |
| Other | |
| Other (2) |
| Men | x |
| Women | x |
| Must run a business | |
| Must own a home or land | |
| Must be a salaried worker | |
| Must be specific age group | |
| Other | |
| Other (2) |
| # Regions for this institution | 2 |
| # Regions for this product | N/A |
| Regions Active |
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| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
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