| Outstanding portfolio (PKR) | PKR 3,670,236 |
| Portfolio (USD) | USD 36,041.72 |
| Active Clients with Loans | 230 |
| Approximate % Female Clients | N/A |
| Approximate % Urban Clients | N/A |
| Any purpose | |
| Income generation | x |
| Mortgage/housing | |
| Consumer loan | |
| Agriculture | |
| Education | |
| Other household finance | |
| Other | |
| Other (2) |
| Men | x |
| Women | x |
| Must run a business | x |
| Must own a home or land | |
| Must be a salaried worker | |
| Must be specific age group | |
| Other | |
| Other (2) |
| # Regions for this institution | 4 |
| # Regions for this product | N/A |
| Regions Active |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | Yes |
| Website address | http://www.brac.net/ |
| Year established | 2006 |
| Head of Institution | Faruque Ahmed |
| Regions active | Central, Eastern, Northern, Western |
| # Branches | 130 |
| Total Portfolio (nat'l) | UGX 46,875,143,379 |
| Total Portfolio (USD) | USD 18,564,413.22 |
| Active clients with loans | 121,959 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | AMFIU |
| Funders | MasterCard Foundation, BRAC Africa Loan Fund |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microfinance 1-Year Loan | UGX 100,000 - 2,000,000 | 10 - 12.5 | 100% | 0% - 20% | Any Purpose | Women, Have business | Credit Educ, Group Mtgs, Business Training | |||||||
| Microfinance 6-Month Loan | UGX 100,000 - 2,000,000 | 5 - 7 | 100% | 0% - 20% | Any Purpose | Women, Have business | Credit Educ, Group Mtgs | |||||||
| Small Enterprise Program | UGX 1,000,000 - 8,000,000 | 3 - 24 | 40% - 60% | 20% - 40% | Business | Women, Men, Have business | Credit Educ, Business Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microfinance 1-Year Loan | 25.0% annual, Flat | 1 Fee | 1 Ins | None | 10.0% upfront | 59.1% - 61.8% | 71.5% - 75.8% | 33 | ||||||||
| Microfinance 6-Month Loan | 25.0% annual, Flat | 1 Fee | 1 Ins | None | 10.0% upfront | 62.5% - 64.5% | 76.4% - 81.4% | 31 | ||||||||
| Small Enterprise Program | 25.0% annual, Flat | 2 Fees | 1 Ins | None | 10.0% upfront | 43% - 44.8% | 44.1% - 53.5% | 50 |
| Key Statistics | |
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| % Products with one or more insurances | |
| % Products with compulsory deposits |
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