2. AJDFI
Please note that the information you are viewing is 152 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. SVDP
Please note that the information you are viewing is 125 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Ad Jesum Development Foundation, Inc. Clergy House CompoundMadangMati City, Davao Oriental/Region XI8200
Data approved: 2011-11-15
Data version: 1
Age of data: 152 months

Institution

Soon Valley Development Program Sakesar Road, Naushera, Tehsil & District, KhushabNaushera, PunjabN/A
Data approved: 2013-08-15
Data version: 1
Age of data: 125 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://adjesum.multiply.com/
Year established1997
Head of InstitutionSr. Bernadette R. Dollete, CSJ
Regions active
# Branches9

Total Portfolio (nat'l)PhP 76,253,793
Total Portfolio (USD)USD 1,824,253.42
Active clients with loans9,525
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliationsPeople's Credit and Finance Corporation (PCFC), National Livelihood Development Corporation (NLDC), PinoyME Foundation, Responsible Investment for Solidarity Empowerment
FundersCatholic Relief Services

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addressN/A
Year established1996
Head of InstitutionMr Gulbaz Afaqi
Regions activePunjab
# Branches3

Total Portfolio (nat'l)PKR 85,584,088
Total Portfolio (USD)USD 873,307.02
Active clients with loans4,193
Approximate % female clients20% - 40%
Approximate % urban clients0
Network affiliationsPakistan Microfinance Network, PMFN, MONPAK, HRDN
FundersPakistan Poverty Alleviation Fund, One UN GRIP, OPP/OCT

Loan Products » Summary

Asset
120 Borrowers
USD 64,320.74 Portfolio
Active Product
Educational
221 Borrowers
USD 3,789.31 Portfolio
Active Product
Regular
11,000 Borrowers
USD 461,158.13 Portfolio
Active Product
House Repair
276 Borrowers
USD 8,752.51 Portfolio
Active Product
Micro-Agri
300 Borrowers
USD 265,383.21 Portfolio
Active Product
MultiPurpose
1,200 Borrowers
USD 81,471.36 Portfolio
Active Product

Loan Products » Summary

Agriculture
758 Borrowers
USD 157,870.14 Portfolio
Active Product
Livestock
384 Borrowers
USD 56,569.42 Portfolio
Active Product
L-Fattening
1,065 Borrowers
USD 306,122.45 Portfolio
Active Product
Handicrafts
128 Borrowers
USD 14,183.67 Portfolio
Active Product
Trade
774 Borrowers
USD 141,408.31 Portfolio
Active Product
Solar
753 Borrowers
USD 124,883.97 Portfolio
Active Product
Water Well
2 Borrowers
USD 714.29 Portfolio
Low Volume Product
B-Digestors
4 Borrowers
USD 1,020.41 Portfolio
Low Volume Product
B-Irrigation
7 Borrowers
USD 4,081.63 Portfolio
Low Volume Product
Dairy
11 Borrowers
USD 2,806.12 Portfolio
Low Volume Product
Poultry
3 Borrowers
USD 816.33 Portfolio
Low Volume Product
Pipe Irri
2 Borrowers
USD 612.24 Portfolio
Low Volume Product
Miscell
11 Borrowers
USD 903.21 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Asset Acquisition - Land PHP 40,000 - 70,000 36 80% - 100% 20% - 40% Housing Women, Men Credit Educ, Credit Ins, Tech Asst Visits, Business Training, Other Training
Educational Loan PHP 3,000 - 5,000 6 80% - 100% 0% - 20% Education Women, Men Credit Educ, Group Mtgs, Credit Ins, Business Training
Grameen I or Regular Loan PHP 3,000 - 60,000 6 - 12 80% - 100% 0% - 20% Any Purpose Women, Men Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training
House Repair Loan PHP 3,000 - 5,000 6 80% - 100% 20% - 40% Housing Women, Men, Have home or land Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training
Micro-Agri Loan PHP 5,000 - 70,000 6 - 12 60% - 80% 0% - 20% Business, Agriculture Women, Men Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits
Multi Purpose Loan PHP 5,000 - 15,000 6 - 12 80% - 100% 20% - 40% Any Purpose Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agriculture PKR 20,000 - 75,000 6 - 18 20% - 40% 0% Agriculture Women, Men
Livestock PKR 15,000 - 30,000 12 40% - 60% 0% Business Women, Men
Livestock Fattening PKR 20,000 - 30,000 6 - 11 40% - 60% 0% Business Women, Men Credit Ins, Tech Asst Visits
Handicrafts PKR 15,000 - 30,000 12 80% - 100% 0% Business Women, Men, Have business
Trade Business PKR 10,000 - 70,000 12 20% - 40% 0% Business Women, Men, Have business
Solar Lighting PKR 15,000 - 30,000 6 - 12 20% - 40% 0% Any Purpose Women, Men

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Asset Acquisition - Land 10.0% annual, Flat 1 Fee 2 Ins None N/A 73.8% 78.7% 13
Educational Loan 0.0% annual, Flat 1 Fee 2 Ins None N/A 12.3% 125% 0
Grameen I or Regular Loan 36.0% annual, Flat 1 Fee 2 Ins 1.00% loan amt 5.0% upfront 8.00-20.00 ongoing 73.8% - 81.8% 87% - 224% 31
House Repair Loan 12.0% annual, Flat 1 Fee 2 Ins None N/A 23.6% 174.9% 7
Micro-Agri Loan 36.0% annual, Flat 1 Fee 1 Ins None N/A 42.9% - 43.7% 44.4% - 56.4% 74
Multi Purpose Loan 36.0% annual, Flat 1 Fee 2 Ins None 5.0% upfront 20.00 ongoing 73.8% 102.6% - 139.1% 30

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture 21.0%-24.0% annual, Flat 1 Fee 0 Ins None N/A 40.7% 40.7% N/A
Livestock 21.0%-24.0% annual, Flat 1 Fee 0 Ins None N/A 40.7% - 40.9% 40.7% - 40.9% N/A
Livestock Fattening 21.0%-24.0% annual, Flat 1 Fee 1 Ins None None 25.8% 29% N/A
Handicrafts 21.0%-24.0% annual, Flat 1 Fee 0 Ins None N/A 40.3% - 40.9% 40.3% - 40.9% N/A
Trade Business 21.0%-24.0% annual, Flat 1 Fee 0 Ins None N/A 40.7% - 40.9% 40.7% - 40.9% N/A
Solar Lighting 36.0% annual, Decl Bal 1 Fee 0 Ins None N/A 40.3% - 40.9% 40.3% - 40.9% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Asset Acquisition - Land 10.0% annual, Flat 1 Fee 2 Ins Ins None N/A 73.8% 78.7% 13
Educational Loan 0.0% annual, Flat 1 Fee 2 Ins Ins None N/A 12.3% 125% 0
Grameen I or Regular Loan 36.0% annual, Flat 1 Fee 2 Ins Ins 1.00% loan amt 5.0% upfront 8.00-20.00 ongoing 73.8% - 81.8% 87% - 224% 31
House Repair Loan 12.0% annual, Flat 1 Fee 2 Ins Ins None N/A 23.6% 174.9% 7
Micro-Agri Loan 36.0% annual, Flat 1 Fee 1 Ins Ins None N/A 42.9% - 43.7% 44.4% - 56.4% 74
Multi Purpose Loan 36.0% annual, Flat 1 Fee 2 Ins Ins None 5.0% upfront 20.00 ongoing 73.8% 102.6% - 139.1% 30

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture 21.0%-24.0% annual, Flat 1 Fee 0 Ins Ins None N/A 40.7% 40.7% N/A
Livestock 21.0%-24.0% annual, Flat 1 Fee 0 Ins Ins None N/A 40.7% - 40.9% 40.7% - 40.9% N/A
Livestock Fattening 21.0%-24.0% annual, Flat 1 Fee 1 Ins Ins None None 25.8% 29% N/A
Handicrafts 21.0%-24.0% annual, Flat 1 Fee 0 Ins Ins None N/A 40.3% - 40.9% 40.3% - 40.9% N/A
Trade Business 21.0%-24.0% annual, Flat 1 Fee 0 Ins Ins None N/A 40.7% - 40.9% 40.7% - 40.9% N/A
Solar Lighting 36.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 40.3% - 40.9% 40.3% - 40.9% N/A
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% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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