2. PBC
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  2. Wisigara
Please note that the information you are viewing is 137 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Peoples Bank of Caraga, Inc. Brgy. 5San Francisco, Agusan del Sur/Region XIII8501
Data approved: 2011-11-15
Data version: 1
Age of data: 152 months

Institution

Union des CLECAM Wisigara RubavuGisenyi, Western RwandaPO Box 588
Data approved: 2012-11-07
Data version: 2
Age of data: 137 months
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Institution Details

Institution TypeRurBank
Is this institution regulated?Yes
Website addresshttp://www.peoplesbankofcaraga.org/
Year established1972
Head of InstitutionCristina A. Bulaon
Regions active
# Branches12

Total Portfolio (nat'l)PhP 436,386,219
Total Portfolio (USD)USD 10,439,861.70
Active clients with loans41,943
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliationsMicrofinance Council of the Philippines, Inc. (MCPI)
Funders

Institution Details

Institution TypeCredit Union / Cooperative
Is this institution regulated?Yes
Website addressn/a
Year established2003
Head of InstitutionFlorent Majyambere
Regions activeBurera, Gakenke, Musanze, Ngororero, Nyabihu, Rubavu
# Branches11

Total Portfolio (nat'l)RWF 579,013,264
Total Portfolio (USD)USD 904,708.23
Active clients with loans2,177
Approximate % female clients40% - 60%
Approximate % urban clients0% - 20%
Network affiliationsAMIR
FundersTerrafina, Banque Rwandaise Developpement, AQUADEV, RaboBank

Loan Products » Summary

Allied
3,285 Borrowers
USD 672,640.86 Portfolio
Active Product
Cycled
31,305 Borrowers
USD 6,081,747.73 Portfolio
Active Product
Farm
14,249 Borrowers
USD 2,537,310.77 Portfolio
Active Product
Micro-Agri
1,876 Borrowers
USD 1,143,001.08 Portfolio
Active Product

Loan Products » Summary

Agriculture
1,039 Borrowers
USD 529,287.62 Portfolio
Active Product
Commerce
1,062 Borrowers
USD 189,401.16 Portfolio
Active Product
Other
76 Borrowers
USD 186,019.45 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Allied Undertakings Loan PHP 3,000 - 150,000 6 - 12 80% - 100% 0% - 20% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training
Cycled Loan / Enterprise Loan PHP 3,000 - 150,000 6 - 12 80% - 100% 20% - 40% Business Women, Men, Have business, Specific age group, Age must be 18 to 65 years old Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training
Farm Financing Loan PHP 3,000 - 10,000 6 80% - 100% 0% - 20% Business Women, Men, Have business, Specific age group Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training
ISAPA-PPP PHP 5,000 - 75,000 6 0% - 20% 0% - 20% Business Women, Men, Specific age group Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Education Trips of Members

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agriculture Loan RWF 20,000 - 1,000,000 3 - 24 0% - 20% 0% - 20% Business Women, Men Credit Educ, Business Training, Other Training
Commerce Loan RWF 20,000 - 2,000,000 3 - 12 20% - 40% 0% - 20% Business, Housing, Consumer, Education Women, Men, Have business Credit Educ, Business Training, Other Training
Others Loan RWF 100,000 - 2,000,000 3 - 12 0% - 20% 0% - 20% Any Purpose Women, Men Credit Educ, Business Training, Education Finance

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Allied Undertakings Loan 24.0% annual, Flat 2 Fees 1 Ins 0.50% loan amt N/A 59.2% - 61.1% 62.9% - 65.7% 37
Cycled Loan / Enterprise Loan 24.0% annual, Flat 2 Fees 1 Ins 0.50% loan amt 100.00 upfront 0.37% ongoing 58.1% - 63% 70.7% - 76.3% 32
Farm Financing Loan 28.0% annual, Flat 2 Fees 1 Ins 0.50% loan amt N/A 36.2% - 36.8% 38.3% - 39% 72
ISAPA-PPP 28.0% annual, Flat 2 Fees 1 Ins 0.50% loan amt N/A 66.5% 67.4% - 69% 41

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loan 24.00% annual, Decl Bal 2 Fees 1 Ins None 20.00% upfront 19.7% - 29.3% 29.9% - 42.4% 63
Commerce Loan 24.00% annual, Decl Bal 2 Fees 1 Ins None 20.00% upfront 27.8% - 78.1% 40.8% - 110.7% 39
Others Loan 24.00%-60.00% annual, Decl Bal 2 Fees 1 Ins None 20.00% upfront 27.3% - 78.1% 42.5% - 110.7% 35

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Allied Undertakings Loan 24.0% annual, Flat 2 Fees 1 Ins Ins 0.50% loan amt N/A 59.2% - 61.1% 62.9% - 65.7% 37
Cycled Loan / Enterprise Loan 24.0% annual, Flat 2 Fees 1 Ins Ins 0.50% loan amt 100.00 upfront 0.37% ongoing 58.1% - 63% 70.7% - 76.3% 32
Farm Financing Loan 28.0% annual, Flat 2 Fees 1 Ins Ins 0.50% loan amt N/A 36.2% - 36.8% 38.3% - 39% 72
ISAPA-PPP 28.0% annual, Flat 2 Fees 1 Ins Ins 0.50% loan amt N/A 66.5% 67.4% - 69% 41

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loan 24.00% annual, Decl Bal 2 Fees 1 Ins Ins None 20.00% upfront 19.7% - 29.3% 29.9% - 42.4% 63
Commerce Loan 24.00% annual, Decl Bal 2 Fees 1 Ins Ins None 20.00% upfront 27.8% - 78.1% 40.8% - 110.7% 39
Others Loan 24.00%-60.00% annual, Decl Bal 2 Fees 1 Ins Ins None 20.00% upfront 27.3% - 78.1% 42.5% - 110.7% 35
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