2. Comicoka
Please note that the information you are viewing is 137 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

COOPEC COMICOKA MahokoKanamaRubavu, West RwandaPO Box 506 RWA
Data approved: 2012-10-04
Data version: 2
Age of data: 137 months
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Institution Details

Institution TypeCredit Union / Cooperative
Is this institution regulated?Yes
Website addressN/A
Year established2005
Head of InstitutionJean Damascene Nkurikiyinka
Regions activeNgororero, Nyabihu
# Branches1

Total Portfolio (nat'l)RWF 477,814,327
Total Portfolio (USD)USD 758,435.44
Active clients with loans827
Approximate % female clients20% - 40%
Approximate % urban clients0% - 20%
Network affiliationsAMIR
FundersAQUADEV

Loan Products » Summary

Ord 30%
568 Borrowers
USD 332,775 Portfolio
Active Product
Ord 18%
75 Borrowers
USD 50,429 Portfolio
Active Product
Ord 19%
125 Borrowers
USD 347,500 Portfolio
Active Product
Urgence
59 Borrowers
USD 27,731 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Ordinaire 30% RWF 12,000 - 5,000,000 3 - 36 0% - 20% 0% - 20% Any Purpose Women, Men Credit Educ
Ordinaire 18% RWF 100,000 - 5,000,000 3 - 24 0% - 20% 0% - 20% Any Purpose Women, Men, Salaried worker Credit Educ
Ordinaire 19% RWF 1,000,000 - 5,000,000 13 - 36 20% - 40% 0% - 20% Business, Credit Agricole Avec Subvention RIF2 Women, Men, Have business, Autrest Immobilisations Credit Educ
Urgence 60% RWF 15,000 - 5,000,000 3 0% - 20% 0% - 20% Any Purpose Women, Men Credit Educ

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Ordinaire 30% 30.00% annual, Decl Bal 2 Fees 1 Ins 18.00% fees 20.00% upfront 19.9% - 37.1% 45.9% - 72.1% 53
Ordinaire 18% 18.00% annual, Decl Bal 2 Fees 1 Ins 18.00% fees N/A 19.4% - 20.3% 20.3% - 21.3% 86
Ordinaire 19% 19.00% annual, Decl Bal 2 Fees 1 Ins 18.00% fees 20.00% upfront 20% - 22.9% 30.3% - 37.4% 57
Urgence 60% 60.00% annual, Flat 2 Fees 0 Ins 18.00% fees N/A 63.6% - 66.1% 65.1% - 68% 90
Institution Price Graph
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  2. SPN
Please note that the information you are viewing is 133 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

SATHAPANA Limited #831C, Monivong Blvd, Phsa Doem ThkovChamkarmornPhnom Penh, N/A1423
Data approved: 2010-09-22
Data version: 1
Age of data: -   months 
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Product

Business Loan USD Product 4 of 4 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (USD)USD 28,261,607.33
Portfolio (USD)USD 28,261,607.33
Active Clients with Loans21,445
Approximate % Female Clients60% - 80%
Approximate % Urban Clients40% - 60%
Methodology
Individualx
Solidarity groupx
Village banking
Self help group
Other
Description
Loan Purpose
Any purpose
Income generationx
Mortgage/housingx
Consumer loanx
Agriculture
Education
Other household finance
Other
Other (2)
Included Services
Credit educationx
Group meetings
Credit insurance
Workplace visits
Business training
Other training
Other
Other (2)
No other services
Eligibility
Men
Women
Must run a business
Must own a home or land
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institutionN/A
# Regions for this productN/A
Regions Active

Loan Conditions

Loan Amount
CurrencyUSD
Minimum loan sizeUSD 200
Maximum loan size25,000
Loan Term and Grace Period
Shortest loan term0
Longest loan term0
Approx average0
Distribution at Disbursement (Est.)
Loans 3 months or lessN/A
Between 4 and 6 monthsN/A
Between 7 and 9 monthsN/A
Between 10 and 12 monthsN/A
Between 13 and 18 monthsN/A
Longer than 18 monthsN/A
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthly
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest1.80%
Highest quoted nominal interest3.00%
Interest rate periodYearly
Interest Rate Calculation MethodDecl Bal
Subsidized by funder request?N/A
Is rate fixed for entire loan termN/A
Upfront Fees
This product has no upfront fees
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forSome
CriteriaN/A
Is deposit indicated on the repayment schedule?
Do borrowers control deposit in their group?Yes
Deposit BEFORE or AT Disbursement
% loan amount deposited2.00% - N/A
or, Fixed-amount deposited0 - N/A
Deposits DURING period payments
% loan amount deposited0 - N/A
or, Fixed-amount deposited0 - N/A
Conditions on access to depositFinal Pmt
Interest Paid on Deposit
Minimum interest rate paid4.00%
Maximum interest rate paid4.00%
Interest payment frequencyEnd Term
Taxes
Are taxes charged on this product?No
Additional Comments
Loan fee show in disbursement voucher

Full Pricing Data

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# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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