Institution Type | Credit Union / Cooperative |
Is this institution regulated? | Yes |
Website address | http://www.coopedu.rw/ |
Year established | 1997 |
Head of Institution | Murebwayire Denise |
Regions active | Gasabo, Kicukiro |
# Branches | 7 |
Total Portfolio (nat'l) | RWF 4,756,395,805 |
Total Portfolio (USD) | USD 7,549,834.61 |
Active clients with loans | 2,029 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 80% - 100% |
Network affiliations | AMIR |
Funders |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | http://WWW.IDEPRO.ORG/ |
Year established | 1988 |
Head of Institution | ROBERTO CASANOVAS SAINZ |
Regions active | 0 |
# Branches | 15 |
Total Portfolio (nat'l) | BOB 277,045,116.80 |
Total Portfolio (USD) | USD 41,043,721.01 |
Active clients with loans | 5,428 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 40% - 60% |
Network affiliations | FINRURAL |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Avance Sur Salaire | RWF 150,000 - 3,500,000 | 6 - 24 | 40% - 60% | 80% - 100% | Any Purpose | Women, Men, Salaried worker | ||||||||
Credit Femmes Entrepreneurs | RWF 300,000 - 2,000,000 | 6 - 12 | 80% - 100% | 80% - 100% | Business | Women, Have business, Must be a COOPEDU member for at least 1 month. | ||||||||
Credit Group D'Epargne Et Credit | RWF 300,000 - 2,400,000 | 4 - 12 | 80% - 100% | 80% - 100% | Business | Women | ||||||||
Credit Minerval | RWF 100,000 - 2,000,000 | 3 - 12 | 80% - 100% | 80% - 100% | Education | Women, Men | Credit Educ, Other Training | |||||||
Credit Ordinaire | RWF 500,000 - 30,000,000 | 12 - 60 | 60% - 80% | 80% - 100% | Business, Housing, Consumer | Women, Men | Other Training |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Crédito Individual - Pro Cadenas (BOB) | BOB 780 - 354,000 | 3 - 72 | 20% - 40% | 0% - 20% | Business | Women, Men, Have business | Credit Educ, Credit Ins | |||||||
Crédito Individual - Pro Cadenas (USD) | USD 244 - 47,000 | 3.7 - 72 | 20% - 40% | 20% - 40% | Business, Capital de operación, inversión y/o pago de servic | Women, Men, Have business, Pertenecer a las cadenas productivas priorizadas por IDEPRO | Credit Ins, El cliente puede optar por servicios financieros exclusivamente y/o requerir tambien servicios empre | |||||||
Crédito Individual - Pro Micro (BOB) | BOB 1,000 - 105,000 | 3 - 72 | 40% - 60% | 60% - 80% | Business, Capital de Inversión, Capital de Operaciones | Women, Men, Have business | Credit Educ, Credit Ins | |||||||
Crédito Individual - Pro Micro (USD) | USD 200 - 40,000 | 2.8 - 72 | 20% - 40% | 40% - 60% | Business, Capital de operación, Capital de inversión | Women, Men, Have business, minimo 18 años y maximo 65 años | Credit Ins | |||||||
Crédito Individual - Servicios Especializados e Integrados | USD 150 - 20,000 | 4 - 72 | 40% - 60% | 0% - 20% | Business, Capital de operación, inversión y/o pago de servic | Women, Men, Have business, Pertenecer a las cadenas productivas priorizadas por IDEPRO | Credit Ins, El cliente puede optar por servicios financieros exclusivamente y/o requerir tambien servicios empre | |||||||
Crédito Individual -Servicios de Microcrédito | USD 150 - 15,000 | 4 - 72 | 40% - 60% | 40% - 60% | Business, Capital de operación, Capital de inversión | Women, Men, Have business, minimo 18 años y maximo 65 años | Credit Ins | |||||||
Prendario Tipo Warrant - Pro Cadenas (USD) | USD 500 - 10,000 | 17.7 - 72 | 20% - 40% | 0% - 20% | Business, capital de operación, inversión y/o pago de servic | Women, Men, Have business, Pertenecen a cadenas productivas priorizadas por IDEPRO | Credit Ins, El cliente puede optar por servicios financieros exclusivamente y/o requerir tambien servicios empre | |||||||
Prendario Tipo Warrant - Servicios Especializados e Integrados | USD 500 - 10,000 | 10 - 72 | 0% - 20% | 0% - 20% | Business, capital de operación, inversión y/o pago de servic | Women, Men, Have business, Pertenecen a cadenas productivas priorizadas por IDEPRO | Credit Ins, El cliente puede optar por servicios financieros exclusivamente y/o requerir tambien servicios empre |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Avance Sur Salaire | 20.40% annual, Decl Bal | 1 Fee | 1 Ins | 18.00% fees | N/A | 20.8% - 21.6% | 21.5% - 22.5% | 92 | ||||||||
Credit Femmes Entrepreneurs | 12.96% annual, Flat | 1 Fee | 1 Ins | 18.00% fees | 20.00% upfront | 24.7% - 25% | 49.2% - 83.5% | 18 | ||||||||
Credit Group D'Epargne Et Credit | 26.00% annual, Flat | 1 Fee | 2 Ins | 18.00% fees | 10.00% upfront | 49.8% - 51.4% | 70% - 74.2% | 36 | ||||||||
Credit Minerval | 16.80% annual, Decl Bal | 1 Fee | 1 Ins | 18.00% fees | N/A | 18.2% - 21.6% | 19% - 22.9% | 81 | ||||||||
Credit Ordinaire | 20.40% annual, Decl Bal | 1 Fee | 1 Ins | 18.00% fees | N/A | 21% - 22.1% | 21.7% - 22.9% | 91 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Crédito Individual - Pro Cadenas (BOB) | 14.0%-24.0% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 15.8% - 19.8% | 16.5% - 20.2% | 79 | ||||||||
Crédito Individual - Pro Cadenas (USD) | 13.0%-28.0% annual, Decl Bal | 1 Fee | 1 Ins | 15.00% Principal | N/A | 15.2% - 29.6% | 15.8% - 29.6% | 58 | ||||||||
Crédito Individual - Pro Micro (BOB) | 14.0%-35.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 18.3% - 30.4% | 18.9% - 31.1% | 55 | ||||||||
Crédito Individual - Pro Micro (USD) | 12.0%-35.0% annual, Decl Bal | 0 Fees | 1 Ins | 15.00% Principal | N/A | 25% - 32.6% | 26.1% - 33.2% | 39 | ||||||||
Crédito Individual - Servicios Especializados e Integrados | 14.0%-25.0% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 0% | 0% | N/A | ||||||||
Crédito Individual -Servicios de Microcrédito | 16.0%-29.0% annual, Decl Bal | 1 Fee | 0 Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Prendario Tipo Warrant - Pro Cadenas (USD) | 16.0%-19.0% annual, Decl Bal | 1 Fee | 1 Ins | 15.00% Principal | N/A | 7.5% - 17.4% | 7.6% - 17.5% | 100 | ||||||||
Prendario Tipo Warrant - Servicios Especializados e Integrados | 16.0%-19.0% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 0% | 0% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Avance Sur Salaire | 20.40% annual, Decl Bal | 1 Fee | 1 Ins Ins | 18.00% fees | N/A | 20.8% - 21.6% | 21.5% - 22.5% | 92 | ||||||||
Credit Femmes Entrepreneurs | 12.96% annual, Flat | 1 Fee | 1 Ins Ins | 18.00% fees | 20.00% upfront | 24.7% - 25% | 49.2% - 83.5% | 18 | ||||||||
Credit Group D'Epargne Et Credit | 26.00% annual, Flat | 1 Fee | 2 Ins Ins | 18.00% fees | 10.00% upfront | 49.8% - 51.4% | 70% - 74.2% | 36 | ||||||||
Credit Minerval | 16.80% annual, Decl Bal | 1 Fee | 1 Ins Ins | 18.00% fees | N/A | 18.2% - 21.6% | 19% - 22.9% | 81 | ||||||||
Credit Ordinaire | 20.40% annual, Decl Bal | 1 Fee | 1 Ins Ins | 18.00% fees | N/A | 21% - 22.1% | 21.7% - 22.9% | 91 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Crédito Individual - Pro Cadenas (BOB) | 14.0%-24.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | N/A | 15.8% - 19.8% | 16.5% - 20.2% | 79 | ||||||||
Crédito Individual - Pro Cadenas (USD) | 13.0%-28.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | 15.00% Principal | N/A | 15.2% - 29.6% | 15.8% - 29.6% | 58 | ||||||||
Crédito Individual - Pro Micro (BOB) | 14.0%-35.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 18.3% - 30.4% | 18.9% - 31.1% | 55 | ||||||||
Crédito Individual - Pro Micro (USD) | 12.0%-35.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | 15.00% Principal | N/A | 25% - 32.6% | 26.1% - 33.2% | 39 | ||||||||
Crédito Individual - Servicios Especializados e Integrados | 14.0%-25.0% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | N/A | 0% | 0% | N/A | ||||||||
Crédito Individual -Servicios de Microcrédito | 16.0%-29.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Prendario Tipo Warrant - Pro Cadenas (USD) | 16.0%-19.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | 15.00% Principal | N/A | 7.5% - 17.4% | 7.6% - 17.5% | 100 | ||||||||
Prendario Tipo Warrant - Servicios Especializados e Integrados | 16.0%-19.0% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | N/A | 0% | 0% | N/A |
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