| Institution Type | Private 'For-Profit' |
| Is this institution regulated? | Yes |
| Website address | http://www.microafricagroup.com/ |
| Year established | 2004 |
| Head of Institution | Anthony Nderitu |
| Regions active | 0 |
| # Branches | 4 |
| Total Portfolio (nat'l) | RWF 1,255,802,510 |
| Total Portfolio (USD) | USD 2,128,478.83 |
| Active clients with loans | 2,858 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 40% - 60% |
| Network affiliations | Association of Microfinance Institutions in Rwanda |
| Funders | Micro africa Ltd, Ezra Bunyenyezi |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.kmbi.org.ph/ |
| Year established | 1986 |
| Head of Institution | Damiana D. Exiomo |
| Regions active | |
| # Branches | 71 |
| Total Portfolio (nat'l) | PhP 631,134,086 |
| Total Portfolio (USD) | USD 15,098,901.58 |
| Active clients with loans | 245,017 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations | Microfinance Council of the Philippines, Inc., Alliance of Philippine Partners in Enterprise Development (APPEND), Opportunity International Network (OIN), Banking with the Poor (BWTP) |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group Loan | RWF 30,000 - 500,000 | 3 - 12 | 40% - 60% | 40% - 60% | ||||||||||
| Salary Loan | RWF 100,000 - 5,000,000 | 3 - 15 | 40% - 60% | 80% - 100% | ||||||||||
| SME Loan | RWF 1,000,000 - 7,500,000 | 3 - 15 | 40% - 60% | 60% - 80% |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group Loan | PHP 4,000 - 20,000 | 6 | 80% - 100% | 60% - 80% | Business | Women, Have business | Group Mtgs |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group Loan | 30.00% annual, Flat | 1 Fee | 0 Ins | 58.4% - 61.4% | 92.1% - 99.6% | |||||||||||
| Salary Loan | 48.00%-60.00% annual, Decl Bal | 2 Fees | 1 Ins | N/A | 55% - 71.5% | 58.3% - 77.5% | ||||||||||
| SME Loan | 48.00%-60.00% annual, Decl Bal | 1 Fee | 1 Ins | 56% - 74.6% | 87.8% - 118.1% |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group Loan | 40.0% annual, Flat | 1 Fee | 1 Ins | None | 5.0% upfront 40.00 ongoing | 85.7% - 93.8% | 107.7% - 135.2% | 33 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group Loan | 30.00% annual, Flat | 1 Fee | 0 Ins Ins | 58.4% - 61.4% | 92.1% - 99.6% | |||||||||||
| Salary Loan | 48.00%-60.00% annual, Decl Bal | 2 Fees | 1 Ins Ins | N/A | 55% - 71.5% | 58.3% - 77.5% | ||||||||||
| SME Loan | 48.00%-60.00% annual, Decl Bal | 1 Fee | 1 Ins Ins | 56% - 74.6% | 87.8% - 118.1% |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group Loan | 40.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 5.0% upfront 40.00 ongoing | 85.7% - 93.8% | 107.7% - 135.2% | 33 |
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