2. UCU
Please note that the information you are viewing is 137 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. Wasasa
Please note that the information you are viewing is 151 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

UNION OF SAVINGS AND CREDIT COOPERATIVES (UCU) KIGALINYARUGENGENYAMIRAMBO, RWANDA2998 KIGALI
Data approved: 2011-10-26
Data version: 1
Age of data: -   months 
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Institution

Wasasa MFI AlemgenaOromiaP O Box 1192
Data approved: 2011-12-23
Data version: 1
Age of data: 151 months

Institution Details

Institution TypeCooperative
Is this institution regulated?N/A
Website addressN/A
Year established2005
Head of InstitutionNDAHAYO JULES THEONESTE
Regions active0
# Branches0

Total Portfolio (nat'l)RWF 576,723,471
Total Portfolio (USD)USD 977,497.41
Active clients with loans1,031
Approximate % female clients20% - 40%
Approximate % urban clients20% - 40%
Network affiliationsAssociation of Microfinance Institutions in Rwanda (AMIR), Microfinance African Institutions Network (MAIN)
FundersLes membres qui lib?rent les parts sociales, ONG Trocaire

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addressN/A
Year established2000
Head of InstitutionAmsalu Alemayehu Gutema
Regions active
# Branches24

Total Portfolio (nat'l)ETB 113,970,892
Total Portfolio (USD)USD 6,194,070.22
Active clients with loans53,981
Approximate % female clients40% - 60%
Approximate % urban clients0% - 20%
Network affiliationsAEMFI, MAIN, PAMIGA
FundersTerrafina, Cordaid, Ethio Italian Rural Development Cooperation, World Solidarity Movement

Loan Products » Summary

After purpose saving loan
52 Borrowers
USD 49 Portfolio
Active Product
Decouvert (2 weeks)
52 Borrowers
USD 48,875 Portfolio
Active Product
Decouvert (One Month) Loan
52 Borrowers
USD 48,875 Portfolio
Active Product
Microloan
46 Borrowers
USD 439,874 Portfolio
Active Product

Loan Products » Summary

Employee
4,002 Borrowers
USD 493,914.29 Portfolio
Active Product
Enterprise
452 Borrowers
USD 72,351.36 Portfolio
Active Product
Individual
393 Borrowers
USD 326,133.70 Portfolio
Active Product
Large Group
44,503 Borrowers
USD 4,906,114.40 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
After purpose saving loan RWF 2,000,000 - 5,000,000 12 - 24 20% - 40% 0% - 20%
Decouvert (2 weeks) RWF 500,000 - 1,500,000 0.5 0% - 20% 20% - 40%
Decouvert (One Month) Loan RWF 500,000 - 1,500,000 1 0% - 20% 20% - 40%
Microloan 0 0 20% - 40% 0% - 20%

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Employee Loan ETB 1,000 - 10,000 4 - 24 0% - 20% 80% - 100% Housing, Consumer, Education Women, Men, Salaried worker Credit Educ
Enterprise Loan ETB 2,000 - 10,000 4 - 12 20% - 40% 80% - 100% Business Women, Men, Have business, Must be urban or semi-urban, not for rural clients. Credit Educ, Business Training
Individual Loan ETB 5,000 - 150,000 4 - 24 40% - 60% 80% - 100% Business Women, Men, Have business Credit Educ, Tech Asst Visits, Business Training
Large Group Loan ETB 100 - 5,000 4 - 12 40% - 60% 0% - 20% Any Purpose Women, Men Credit Educ, Other Training, Agricultural Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
After purpose saving loan 24.00% annual, Decl Bal 1 Fee 1 Ins N/A 23.9% - 24.1% 25.9% - 27.3%
Decouvert (2 weeks) 130.00% annual, Flat 0 Fees 0 Ins N/A 130.4% 130.4%
Decouvert (One Month) Loan 96.00% annual, Flat 0 Fees 0 Ins N/A 94.1% - 97.4% 94.1% - 97.4%
Microloan 0.00% annual, 0 0 Fees 0 Ins 23.9% - 24.3% 36.9% - 42.1%

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Employee Loan 15.0% annual, Flat 0 Fees 1 Ins None 10.0%-15.0% upfront 26.6% 31.9% - 33.6% 45
Enterprise Loan 18.0% annual, Flat 0 Fees 1 Ins None 10.0% upfront 32.1% - 33.8% 40.2% - 43.9% 43
Individual Loan 11.0%-15.0% annual, Flat 0 Fees 0 Ins None N/A 21.6% - 26.5% 21.6% - 26.5% 46
Large Group Loan 18.0% annual, Flat 1 Fee 1 Ins None 10.0%-15.0% upfront 23.6% - 23.8% 27.4% - 27.7% 65

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
After purpose saving loan 24.00% annual, Decl Bal 1 Fee 1 Ins Ins N/A 23.9% - 24.1% 25.9% - 27.3%
Decouvert (2 weeks) 130.00% annual, Flat 0 Fees 0 Ins Ins N/A 130.4% 130.4%
Decouvert (One Month) Loan 96.00% annual, Flat 0 Fees 0 Ins Ins N/A 94.1% - 97.4% 94.1% - 97.4%
Microloan 0.00% annual, 0 0 Fees 0 Ins Ins 23.9% - 24.3% 36.9% - 42.1%

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Employee Loan 15.0% annual, Flat 0 Fees 1 Ins Ins None 10.0%-15.0% upfront 26.6% 31.9% - 33.6% 45
Enterprise Loan 18.0% annual, Flat 0 Fees 1 Ins Ins None 10.0% upfront 32.1% - 33.8% 40.2% - 43.9% 43
Individual Loan 11.0%-15.0% annual, Flat 0 Fees 0 Ins Ins None N/A 21.6% - 26.5% 21.6% - 26.5% 46
Large Group Loan 18.0% annual, Flat 1 Fee 1 Ins Ins None 10.0%-15.0% upfront 23.6% - 23.8% 27.4% - 27.7% 65
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