| Institution Type | Cooperative |
| Is this institution regulated? | N/A |
| Website address | N/A |
| Year established | 2005 |
| Head of Institution | NDAHAYO JULES THEONESTE |
| Regions active | 0 |
| # Branches | 0 |
| Total Portfolio (nat'l) | RWF 576,723,471 |
| Total Portfolio (USD) | USD 977,497.41 |
| Active clients with loans | 1,031 |
| Approximate % female clients | 20% - 40% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | Association of Microfinance Institutions in Rwanda (AMIR), Microfinance African Institutions Network (MAIN) |
| Funders | Les membres qui lib?rent les parts sociales, ONG Trocaire |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 2000 |
| Head of Institution | Mukhtiar Ali Sahto |
| Regions active | Sindh |
| # Branches | 2 |
| Total Portfolio (nat'l) | PKR 78,057,980 |
| Total Portfolio (USD) | USD 766,529.36 |
| Active clients with loans | 3,537 |
| Approximate % female clients | 20% - 40% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | MON-PAK, Community Development Network (CDN) |
| Funders | OPP-Oct Karachi, Pakistan Poverty Alleviation Fund(PPAF), OPP-RTI Karachi, IOM -Pak |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| After purpose saving loan | RWF 2,000,000 - 5,000,000 | 12 - 24 | 20% - 40% | 0% - 20% | ||||||||||
| Decouvert (2 weeks) | RWF 500,000 - 1,500,000 | 0.5 | 0% - 20% | 20% - 40% | ||||||||||
| Decouvert (One Month) Loan | RWF 500,000 - 1,500,000 | 1 | 0% - 20% | 20% - 40% | ||||||||||
| Microloan | 0 | 0 | 20% - 40% | 0% - 20% |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture | PKR 10,000 - 50,000 | 6 | 0% | 0% | Business, Agriculture | Men | Group Mtgs | |||||||
| Enterprise | PKR 10,000 - 30,000 | 12 | 40% - 60% | 80% - 100% | Business | Women, Men, Have business, Specific age group | Group Mtgs |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| After purpose saving loan | 24.00% annual, Decl Bal | 1 Fee | 1 Ins | N/A | 23.9% - 24.1% | 25.9% - 27.3% | ||||||||||
| Decouvert (2 weeks) | 130.00% annual, Flat | 0 Fees | 0 Ins | N/A | 130.4% | 130.4% | ||||||||||
| Decouvert (One Month) Loan | 96.00% annual, Flat | 0 Fees | 0 Ins | N/A | 94.1% - 97.4% | 94.1% - 97.4% | ||||||||||
| Microloan | 0.00% annual, 0 | 0 Fees | 0 Ins | 23.9% - 24.3% | 36.9% - 42.1% |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture | 22.0% annual, Flat | 1 Fee | 1 Ins | None | N/A | 47.2% | 50.9% | 43 | ||||||||
| Enterprise | 22.0% annual, Flat | 1 Fee | 1 Ins | None | N/A | 43.9% | 45.9% | 48 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| After purpose saving loan | 24.00% annual, Decl Bal | 1 Fee | 1 Ins Ins | N/A | 23.9% - 24.1% | 25.9% - 27.3% | ||||||||||
| Decouvert (2 weeks) | 130.00% annual, Flat | 0 Fees | 0 Ins Ins | N/A | 130.4% | 130.4% | ||||||||||
| Decouvert (One Month) Loan | 96.00% annual, Flat | 0 Fees | 0 Ins Ins | N/A | 94.1% - 97.4% | 94.1% - 97.4% | ||||||||||
| Microloan | 0.00% annual, 0 | 0 Fees | 0 Ins Ins | 23.9% - 24.3% | 36.9% - 42.1% |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture | 22.0% annual, Flat | 1 Fee | 1 Ins Ins | None | N/A | 47.2% | 50.9% | 43 | ||||||||
| Enterprise | 22.0% annual, Flat | 1 Fee | 1 Ins Ins | None | N/A | 43.9% | 45.9% | 48 |
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