| Institution Type | Private 'For-Profit' |
| Is this institution regulated? | No |
| Website address | http://www.tujijengeafrika.org/ |
| Year established | 2006 |
| Head of Institution | NAMBOBI SHAFI |
| Regions active | 0 |
| # Branches | 5 |
| Total Portfolio (nat'l) | TZS 4,529,260,138 |
| Total Portfolio (USD) | USD 3,019,506.76 |
| Active clients with loans | 17,827 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations | AFRICAP, TANZANIA ASSOCIATION OF MICROFINANCE INSTITUTIONS, MICROFINANCE ASSOCIATION INSTITUTION NETWORK |
| Funders | TUJIJENGE AFRIKA, MICRO AFRICA, LJK HOLDINGS, AFICAP |
| Institution Type | Credit Union / Cooperative |
| Is this institution regulated? | Yes |
| Website address | http://www.comerciacoop.coop/ |
| Year established | 1996 |
| Head of Institution | Jesus Maria Medina Duran |
| Regions active | |
| # Branches | 5 |
| Total Portfolio (nat'l) | COP 6,506,159,027 |
| Total Portfolio (USD) | USD 3,574,812.65 |
| Active clients with loans | 5,000 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 40% - 60% |
| Network affiliations | |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group Flexible Loan | TZS 50,000 - 3,000,000 | 3 - 12 | 60% - 80% | 60% - 80% | ||||||||||
| Group Loan | TZS 50,000 - 3,000,000 | 4 - 6 | 80% - 100% | 80% - 100% | ||||||||||
| Individual Loan | TZS 500,000 - 10,000,000 | 6 - 12 | 40% - 60% | 60% - 80% | ||||||||||
| MYC4 Loan | 0 | 0 | 40% - 60% | 80% - 100% |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Comercial (COP) | COP 200,000 - 107,000,000 | 1 - 78 | 40% - 60% | 80% - 100% | Business | Women, Men, Have business, Have home or land | Credit Educ, Group Mtgs, Business Training, Other Training, CAPITALIZACION APORTES, AHORRO PROGRAMADO | |||||||
| Consumo (COP) | COP 200,000 - 12,800,000 | 1 - 60 | 40% - 60% | 80% - 100% | Any Purpose | Women, Men, Have home or land, Salaried worker, Codeudor | Group Mtgs, Credit Ins, Business Training, Other Training, CAPITALIZACION APORTES, AHORRO PROGRAMADO | |||||||
| Microcredito | COP 200,000 - 12,875,000 | 1 - 36 | 80% - 100% | 60% - 80% | Business, CAPITAL DE TRABAJO, LIQUIDEZ, ACTIVOS | Women, Men, Have business, MICROEMPRESARIO, COMERCIANTE - INDEPENDIENTES | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training, CAPITALIZACION APORTES, AHORRO PROGRAMADO |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group Flexible Loan | 36.00%-0.00% annual, Flat | 1 Fee | 0 Ins | 65.2% - 81.2% | 94.1% - 122% | 34 | ||||||||||
| Group Loan | 36.00%-0.00% annual, Flat | 1 Fee | 0 Ins | 68.8% - 97.7% | 99.9% - 150.6% | 31 | ||||||||||
| Individual Loan | 36.00%-0.00% annual, Flat | 1 Fee | 0 Ins | N/A | 67.2% - 76.2% | 67.2% - 76.2% | 50 | |||||||||
| MYC4 Loan | 0.00% annual, 0 | 0 Fees | 0 Ins | 0% | 0% |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Comercial (COP) | 10.4%-25.9% annual, Decl Bal | 1 Fee | 1 Ins | None | 1.00% ongoing | 17.7% - 21.9% | 20.2% - 23.2% | 48 | ||||||||
| Consumo (COP) | 10.6%-27.5% annual, Decl Bal | 1 Fee | 1 Ins | None | 1.00% ongoing | 19.9% - 20.4% | 22.4% - 25.8% | 44 | ||||||||
| Microcredito | 17.3%-29.4% annual, Decl Bal | 1 Fee | 1 Ins | None | 3.00% ongoing | 26.6% - 33.4% | 28.9% - 38.2% | 50 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group Flexible Loan | 36.00%-0.00% annual, Flat | 1 Fee | 0 Ins Ins | 65.2% - 81.2% | 94.1% - 122% | 34 | ||||||||||
| Group Loan | 36.00%-0.00% annual, Flat | 1 Fee | 0 Ins Ins | 68.8% - 97.7% | 99.9% - 150.6% | 31 | ||||||||||
| Individual Loan | 36.00%-0.00% annual, Flat | 1 Fee | 0 Ins Ins | N/A | 67.2% - 76.2% | 67.2% - 76.2% | 50 | |||||||||
| MYC4 Loan | 0.00% annual, 0 | 0 Fees | 0 Ins Ins | 0% | 0% |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Comercial (COP) | 10.4%-25.9% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | 1.00% ongoing | 17.7% - 21.9% | 20.2% - 23.2% | 48 | ||||||||
| Consumo (COP) | 10.6%-27.5% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | 1.00% ongoing | 19.9% - 20.4% | 22.4% - 25.8% | 44 | ||||||||
| Microcredito | 17.3%-29.4% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | 3.00% ongoing | 26.6% - 33.4% | 28.9% - 38.2% | 50 |
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