| Outstanding portfolio (UGX) | UGX 1,274,847,115 |
| Portfolio (USD) | USD 579,476 |
| Active Clients with Loans | 1,200 |
| Approximate % Female Clients | 20% - 40% |
| Approximate % Urban Clients | 0% - 20% |
| Individual | x |
| Solidarity group | x |
| Village banking | x |
| Self help group | |
| Other |
| Any purpose | x |
| Income generation | |
| Mortgage/housing | |
| Consumer loan | |
| Agriculture | |
| Education | |
| Other household finance | |
| Other | Any agricultural activity |
| Other (2) |
| Credit education | x |
| Group meetings | |
| Credit insurance | x |
| Workplace visits | |
| Business training | x |
| Other training | |
| Other | |
| Other (2) | |
| No other services |
| Men | x |
| Women | x |
| Must run a business | x |
| Must own a home or land | x |
| Must be a salaried worker | |
| Must be specific age group | |
| Other | |
| Other (2) |
| # Regions for this institution | N/A |
| # Regions for this product | N/A |
| Regions Active |
| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 1997 |
| Head of Institution | Mr Solomon W.Giorgis |
| Regions active | |
| # Branches | 10 |
| Total Portfolio (nat'l) | ETB 50,807,161 |
| Total Portfolio (USD) | USD 2,761,258.75 |
| Active clients with loans | 33,342 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | AEMFI |
| Funders | Terrafina Microfinance, SOS Faim, CIDR, UNCDF |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group Loan | ETB 100 - 30,000 | 12 - 30 | 40% - 60% | 40% - 60% | Any Purpose | Women, Men | Credit Educ, Group Mtgs | |||||||
| Individual Loan | ETB 10,000 - 120,000 | 12 - 30 | 40% - 60% | 80% - 100% | Any Purpose | Women, Men | Credit Educ, Business Training | |||||||
| Youth Loan Product | ETB 5,000 - 30,000 | 12 - 24 | 20% - 40% | 80% - 100% | Business | Women, Men, Specific age group | Group Mtgs, Business Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group Loan | 16.0%-24.0% annual, Flat | 0 Fees | 0 Ins | None | 5.0%-10.0% upfront | 28.3% - 30.2% | 30.6% - 35.2% | 47 | ||||||||
| Individual Loan | 16.0%-20.0% annual, Flat | 0 Fees | 0 Ins | None | 5.0%-10.0% upfront | 29.4% - 30.9% | 34.4% - 36% | 45 | ||||||||
| Youth Loan Product | 14.0% annual, Flat | 0 Fees | 0 Ins | None | 5.0% upfront | 25.8% - 25.9% | 27.8% - 27.9% | 50 |
| Key Statistics | |
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| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
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