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Institution

UGAFODE MICROFINANCE LIMITED PLOT 11/13 NKURUMAH ROADKAMPALA, UGANDA256
Data approved: 2011-06-29
Data version: 1
Age of data: -   months 

Institution

Grameen Financial Services Pvt. Ltd. (Grameen Koota) AvalahaliJP Nagar-9th PhaseBanglore, Karnataka560062
Data approved: 2013-05-14
Data version: 3
Age of data: 136 months

Product

Small Business Loan Product 7 of 7 « Prev | Next »

Product

Individual Loan (Offered by "Maarg" Division of GFS) Product 8 of 23 « Prev | Next »

Product Summary

Number borrowers453
Loan Amount (range)UGX 500,000 - 10,000,000
Loan Term (range)3 - 24
Other Services (text summary)
Annual Interest & Method30.00% annual, Flat
Fees
Insurance
Tax
Comp DepN/A
Range of pricing 
Interest Price ComponentN/A
Fee Component54.7% - 56.0% (Int+Fee)
Insurance Component1.1% - 65.4%
Tax Component Range-65.4% - 0
Full APR (int fee ins tax dep)56.8% - 58.2%
Transparency Index (min/max)31 - 87
Transparency Index (average)

Product Details

Key Statistics
Outstanding portfolio (UGX)UGX 625,742,481
Portfolio (USD)USD 284,428
Active Clients with Loans453
Approximate % Female Clients0% - 20%
Approximate % Urban Clients40% - 60%
Methodology
Individualx
Solidarity group
Village banking
Self help group
Other
Description
These are Loans to Small Business Entreprenuers mainly for working capital finance or acquisition of Business Assets, but not for any other Investment. Amount ranges from above UGX 5Million to 10 Million.
Loan Purpose
Any purpose
Income generationx
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
OtherAcquire Business Asset
Other (2)
Included Services
Credit educationx
Group meetings
Credit insurancex
Workplace visits
Business training
Other training
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or land
Must be a salaried worker
Must be specific age group
OtherFixed Security ie land required; must have existing business
Other (2)Age Limit not above 65 years
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institutionN/A
# Regions for this productN/A
Regions Active

This institution provided data on this product on 2011-03-25 and the product was no longer active when they submitted data on 2013-05-14.
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Key Statistics
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# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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