| Outstanding portfolio (UGX) | UGX 27,360,249,572 |
| Portfolio (USD) | USD 12,436,477 |
| Active Clients with Loans | 15,530 |
| Approximate % Female Clients | 60% - 80% |
| Approximate % Urban Clients | 40% - 60% |
| Individual | x |
| Solidarity group | |
| Village banking | |
| Self help group | |
| Other |
| Any purpose | |
| Income generation | x |
| Mortgage/housing | |
| Consumer loan | |
| Agriculture | |
| Education | |
| Other household finance | |
| Other | |
| Other (2) |
| Credit education | x |
| Group meetings | |
| Credit insurance | x |
| Workplace visits | |
| Business training | |
| Other training | |
| Other | |
| Other (2) | |
| No other services |
| Men | x |
| Women | x |
| Must run a business | x |
| Must own a home or land | |
| Must be a salaried worker | |
| Must be specific age group | x |
| Other | Age 18 and above |
| Other (2) | Must have a savings account at Finance Trust |
| # Regions for this institution | N/A |
| # Regions for this product | N/A |
| Regions Active |
| Institution Type | Trust |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 2000 |
| Head of Institution | Abebe Kebede |
| Regions active | 0 |
| # Branches | 2 |
| Total Portfolio (nat'l) | MWK 65,000,000 |
| Total Portfolio (USD) | USD 433,333.33 |
| Active clients with loans | 4,200 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | Malawi Microfinance Network (MAMN) |
| Funders | Vision Fund International, World Vision International, World Vision, MALAWI (ADP) |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agricultural loan I (Irrigation loan - Group) | MWK 30,000 - 40,000 | 4 - 12 | 40% - 60% | 0% - 20% | ||||||||||
| Agricultural Loan II (Rain fed - Group) | MWK 12,000 - 25,000 | 6 - 10 | 40% - 60% | 0% - 20% | ||||||||||
| Business Loan I (Group) | MWK 5,000 - 45,000 | 4 - 12 | 40% - 60% | 0% - 20% | ||||||||||
| Business Loan II (Group) | MWK 10,000 - 78,000 | 6 - 9 | 40% - 60% | 80% - 100% |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agricultural loan I (Irrigation loan - Group) | 48.00% annual, Flat | 2 Fees | 0 Ins | 17.2% - 30.6% | 21.5% - 39.2% | |||||||||||
| Agricultural Loan II (Rain fed - Group) | 48.00% annual, Flat | 1 Fee | 0 Ins | 30.1% - 32% | 38.4% - 41.3% | |||||||||||
| Business Loan I (Group) | 48.00% annual, Flat | 1 Fee | 0 Ins | 89.8% | 129.8% | |||||||||||
| Business Loan II (Group) | 48.00% annual, Flat | 1 Fee | 0 Ins | 89.8% | 129.8% |
| Key Statistics | |
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| % Products with one or more insurances | |
| % Products with compulsory deposits |
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