2. AgroCapital
Please note that the information you are viewing is 165 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. AfricaWorks
Please note that the information you are viewing is 111 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Fundación Agrocapital Calle Nataniel Aguirre No. S-669Cochabamba, Cercado5901
Data approved: 2010-10-28
Data version: 1
Age of data: 165 months

Institution

AfricaWorks Fialho de Almeida 69Maputo
Data approved: 2013-05-23
Data version: 2
Age of data: -   months 
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Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.agrocapital.org.bo/
Year established1992
Head of InstitutionJorge Gonzalo Noda Miranda
Regions active
# Branches16

Total Portfolio (nat'l)BOB 180,022,209
Total Portfolio (USD)USD 26,669,956.89
Active clients with loans22,140
Approximate % female clients60% - 80%
Approximate % urban clients60% - 80%
Network affiliationsASOFIN, ETIMOS
Funders

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addressN/A
Year established2008
Head of InstitutionClaudien Nsengimana
Regions activeMaputo Capital, Maputo Province, Inhambane, Gaza
# Branches7

Total Portfolio (nat'l)MZN 51,898,022.01
Total Portfolio (USD)USD 1,707,171.78
Active clients with loans4,901
Approximate % female clients60% - 80%
Approximate % urban clients60% - 80%
Network affiliationsAMOMIF, MIX
Funders

Loan Products » Summary

Comunal BOB
14,946 Borrowers
USD 2,743,570.07 Portfolio
Active Product
529 Borrowers
USD 1,265,111.79 Portfolio
Active Product
Asalar. USD
107 Borrowers
USD 104,671.67 Portfolio
Active Product
Vivi. USD
111 Borrowers
USD 433,734 Portfolio
Active Product
Plan Micro I
738 Borrowers
USD 484,361.04 Portfolio
Active Product
Secue USD
2,807 Borrowers
USD 3,614,561.85 Portfolio
Active Product
Secue BOB
95 Borrowers
USD 205,487.54 Portfolio
Active Product
No Seue USD
2,525 Borrowers
USD 7,983,545.76 Portfolio
Active Product
Consumo USD
10 Borrowers
USD 20,294.32 Portfolio
Low Volume Product
Consumo BOB
39 Borrowers
USD 19,162.70 Portfolio
Low Volume Product
Vivi. BOB
20 Borrowers
USD 19,628.24 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Summary

Especial
196 Borrowers
USD 131,901.55 Portfolio
Active Product
Comunitario
4,212 Borrowers
USD 942,577.32 Portfolio
Active Product
Individual
244 Borrowers
USD 420,395.99 Portfolio
Active Product
Tsembeka
130 Borrowers
USD 22,687.34 Portfolio
Active Product
Pecuario
89 Borrowers
USD 168,348.49 Portfolio
Active Product
Solidario
9 Borrowers
USD 8,574.72 Portfolio
Low Volume Product
Agricultura
21 Borrowers
USD 12,686.35 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Banca Comunal BOB 300 - 12,000 4 - 8 60% - 80% 80% - 100% Any Purpose Women, Men, Buenos antecedentes crediticios. Solvencia Moral., Los interesados deben ser mayores de edad no mayores a 65 años. N/A
BOB 400 - 300,000 6 - 60 20% - 40% 0% - 20% Business, Housing, Para capital de Inversiones , Para capital de Operaciones Women, Men, Have business Credit Ins
CRÉDITO DE CONSUMO (Asalariado) - USD USD 1,000 - 2,000 12 - 24 20% - 40% 0% - 20% Any Purpose Women, Men, Salaried worker, AntigàŒedad mínima de 1 año en trabajo. Buenos antecedentes personales y crediticios. Credit Ins
Microcrédito Vivienda (USD) USD 600 - 12,000 12 - 60 20% - 40% 0% - 20% Housing Women, Men, Have business, Buenos antecedentes personales y crediticios. Actividad económica y financieramente viable. Credit Ins
Plan Microcrédito I (Microcrédito Secuencial) BOB 1,000 - 44,000 4 - 60 40% - 60% 0% - 20% Business, Housing Women, Men, Have business, Good credit history , Owning profitable or sustainable business Credit Ins
Plan Microcrédito I (Microcrédito Secuencial) (USD) USD 195 - 12,000 6 - 60 40% - 60% 0% - 20% Business Women, Men, Have business, Buenos antecedentes personales y crediticios. Actividad económica y financieramente viable. Credit Ins
Plan Microcrédito II (No Secuencial) BOB 5,000 - 71,000 12 - 60 40% - 60% 0% - 20% Business Women, Men, Have business, Buenos antecedentes personales y crediticios. Actividad económica y financieramente viable. Credit Ins
Plan Microcrédito II (No Secuencial) (USD) USD 300 - 12,000 3 - 60 20% - 40% 0% - 20% Business Women, Men, Have business, Buenos antecedentes personales y crediticios. Actividad económica y financieramente viable. Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Especial MZN 10,000 - 60,000 4 - 6 40% - 60% 60% - 80% Business Women, Men Credit Educ, Group Mtgs, Tech Asst Visits, Business Training
Grupo Comunitario MZN 3,000 - 30,000 4 - 6 60% - 80% 60% - 80% Business Women, Men Credit Educ, Group Mtgs, Tech Asst Visits, Business Training
Individual MZN 20,000 - 500,000 2 - 12 20% - 40% 80% - 100% Business Women, Men Credit Educ, Group Mtgs, Tech Asst Visits, Business Training
Tsembeka MZN 3,000 - 15,000 4 - 6 60% - 80% 40% - 60% Business Women, Men Credit Educ, Group Mtgs, Tech Asst Visits, Business Training
Pecuária (Criação de frangos de corte) MZN 10,000 - 300,000 2 60% - 80% 40% - 60% Business Women, Men Tech Asst Visits

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Banca Comunal 30.0% annual, Decl Bal 0 Fees 0 Ins None 10.0% upfront 20.00% ongoing 30.7% - 30.8% 47.8% - 48.6% 62
11.0%-21.5% annual, Decl Bal 2 Fees 0 Ins 15.00% Principal N/A 18.4% - 23.3% 18.5% - 23.4% 53
CRÉDITO DE CONSUMO (Asalariado) - USD 22.5%-26.0% annual, Decl Bal 2 Fees 0 Ins 15.00% Principal N/A 25.8% 26% 87
Microcrédito Vivienda (USD) 22.0%-30.0% annual, Decl Bal 2 Fees 0 Ins 15.00% Principal N/A 24.9% - 32.2% 25% - 32.3% 75
Plan Microcrédito I (Microcrédito Secuencial) 25.0%-32.0% annual, Decl Bal 2 Fees 0 Ins None N/A 32% - 34.4% 32% - 34.4% 75
Plan Microcrédito I (Microcrédito Secuencial) (USD) 22.0%-35.8% annual, Decl Bal 2 Fees 0 Ins 15.00% Principal N/A 26.9% - 31.3% 27.1% - 31.6% 72
Plan Microcrédito II (No Secuencial) 24.5%-32.0% annual, Decl Bal 2 Fees 0 Ins None N/A 30% - 33.3% 30% - 33.3% 76
Plan Microcrédito II (No Secuencial) (USD) 21.0%-30.0% annual, Decl Bal 2 Fees 0 Ins 15.00% Principal N/A 24.9% - 31.3% 25% - 31.5% 75

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Especial 52.0% annual, Flat 0 Fees 0 Ins None 15.0%-30.0% upfront 70.6% - 79.8% 89.3% - 126.5% 46
Grupo Comunitario 52.0% annual, Flat 0 Fees 0 Ins None 10.0%-20.0% upfront 77.5% - 78.7% 77.5% - 109% 55
Individual 45.5% annual, Flat 0 Fees 0 Ins None 10.0%-15.0% upfront 65.2% - 66.6% 76.1% - 78.1% 58
Tsembeka 32.5% annual, Flat 0 Fees 0 Ins None 10.0%-15.0% upfront 48.8% - 50.2% 50.2% - 59.4% 58
Pecuária (Criação de frangos de corte) 24.0% annual, Flat 0 Fees 0 Ins None N/A 26% - 39.8% 26% - 39.8% 77

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Banca Comunal 30.0% annual, Decl Bal 0 Fees 0 Ins Ins None 10.0% upfront 20.00% ongoing 30.7% - 30.8% 47.8% - 48.6% 62
11.0%-21.5% annual, Decl Bal 2 Fees 0 Ins Ins 15.00% Principal N/A 18.4% - 23.3% 18.5% - 23.4% 53
CRÉDITO DE CONSUMO (Asalariado) - USD 22.5%-26.0% annual, Decl Bal 2 Fees 0 Ins Ins 15.00% Principal N/A 25.8% 26% 87
Microcrédito Vivienda (USD) 22.0%-30.0% annual, Decl Bal 2 Fees 0 Ins Ins 15.00% Principal N/A 24.9% - 32.2% 25% - 32.3% 75
Plan Microcrédito I (Microcrédito Secuencial) 25.0%-32.0% annual, Decl Bal 2 Fees 0 Ins Ins None N/A 32% - 34.4% 32% - 34.4% 75
Plan Microcrédito I (Microcrédito Secuencial) (USD) 22.0%-35.8% annual, Decl Bal 2 Fees 0 Ins Ins 15.00% Principal N/A 26.9% - 31.3% 27.1% - 31.6% 72
Plan Microcrédito II (No Secuencial) 24.5%-32.0% annual, Decl Bal 2 Fees 0 Ins Ins None N/A 30% - 33.3% 30% - 33.3% 76
Plan Microcrédito II (No Secuencial) (USD) 21.0%-30.0% annual, Decl Bal 2 Fees 0 Ins Ins 15.00% Principal N/A 24.9% - 31.3% 25% - 31.5% 75

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Especial 52.0% annual, Flat 0 Fees 0 Ins Ins None 15.0%-30.0% upfront 70.6% - 79.8% 89.3% - 126.5% 46
Grupo Comunitario 52.0% annual, Flat 0 Fees 0 Ins Ins None 10.0%-20.0% upfront 77.5% - 78.7% 77.5% - 109% 55
Individual 45.5% annual, Flat 0 Fees 0 Ins Ins None 10.0%-15.0% upfront 65.2% - 66.6% 76.1% - 78.1% 58
Tsembeka 32.5% annual, Flat 0 Fees 0 Ins Ins None 10.0%-15.0% upfront 48.8% - 50.2% 50.2% - 59.4% 58
Pecuária (Criação de frangos de corte) 24.0% annual, Flat 0 Fees 0 Ins Ins None N/A 26% - 39.8% 26% - 39.8% 77
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% Products with one or more insurances
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