2. FUNBODEM
Please note that the information you are viewing is 124 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Fundacion Boliviana Para El Dessarollo De Le Mujer Calle Rene Moreno # 476Santa Cruz
Data approved: 2010-10-28
Data version: 1
Age of data: -   months 
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Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addressN/A
Year established1987
Head of InstitutionJulio Cesar Miranda Franco
Regions active0
# Branches3

Total Portfolio (nat'l)BOB 86,907,157.32
Total Portfolio (USD)USD 12,687,176.25
Active clients with loans9,606
Approximate % female clients60% - 80%
Approximate % urban clients80% - 100%
Network affiliations
Funders

Loan Products » Summary

Asalariado
788 Borrowers
USD 417,712.04 Portfolio
Active Product
Asociativo
317 Borrowers
USD 225,456.52 Portfolio
Active Product
Independent
6,423 Borrowers
USD 7,390,695.18 Portfolio
Active Product
Linea Agil
369 Borrowers
USD 1,617,970.63 Portfolio
Active Product
Oportuno
1,031 Borrowers
USD 781,001.74 Portfolio
Active Product
Temporada
239 Borrowers
USD 45,395.15 Portfolio
Active Product
Transporte
427 Borrowers
USD 1,846,514.49 Portfolio
Active Product
Microwarrant
12 Borrowers
USD 144,000 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Asalariado USD 50 - 3,000 3 - 48 20% - 40% 60% - 80% Any Purpose Women, Men, Salaried worker Credit Ins
Asociativo USD 50 - 2,000 12 - 36 0% - 20% 80% - 100% Business Women, Men, Have business, Ser mienbro de una asociación Credit Ins
Independiente USD 50 - 15,000 3 - 48 60% - 80% 80% - 100% Business, en caso de que la casa sea parte del negocio, En educación en caso que esta aumente la capacidad Women, Men, Have business Credit Ins
Linea Agil USD 500 - 15,000 4 - 48 40% - 60% 80% - 100% Business, el uso del dinero en la casa en caso que este sea Women, Men, Have business Credit Ins
Oportuno USD 100 - 2,000 3 - 18 60% - 80% 80% - 100% Business Women, Men, Have business Credit Ins
Temporada USD 50 - 400 1 - 4 80% - 100% 80% - 100% Any Purpose Women, Men, Have business, tambien se aplica a personas asalariadas Credit Ins
Transporte USD 500 - 16,000 6 - 48 20% - 40% 60% - 80% Business Women, Men Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Asalariado 24.0%-36.0% annual, Decl Bal 3 Fees 1 Ins 15.00% Principal N/A 0% 0% N/A
Asociativo 18.0%-20.0% annual, Decl Bal 3 Fees 1 Ins 15.00% Principal N/A 0% 0% N/A
Independiente 20.0%-36.0% annual, Decl Bal 3 Fees 1 Ins 15.00% Principal N/A 0% 0% N/A
Linea Agil 20.0%-32.0% annual, Decl Bal 3 Fees 1 Ins 15.00% Principal N/A 0% 0% N/A
Oportuno 24.0%-36.0% annual, Decl Bal 3 Fees 1 Ins 15.00% Principal N/A 0% 0% N/A
Temporada 32.0%-36.0% annual, Decl Bal 3 Fees 1 Ins 15.00% Principal N/A 0% 0% N/A
Transporte 18.0%-32.0% annual, Decl Bal 3 Fees 1 Ins 15.00% Principal N/A 0% 0% N/A
Institution Price Graph
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  2. FINCA
Please note that the information you are viewing is 107 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

FINCA Microfinance Bank Ltd 387-E, Johar TownLahore, Punjab
Data approved: 2015-04-17
Data version: 2
Age of data: 107 months
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Product

Kamyab Kashtkar Karza Product 9 of 13 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (PKR)PKR 312,889,299
Portfolio (USD)USD 3,072,572.92
Active Clients with Loans4,654
Approximate % Female Clients0
Approximate % Urban Clients0
Methodology
Individualx
Solidarity group
Village banking
Self help group
Other
Description
Term loan with Bullet payment.
Loan Purpose
Any purpose
Income generation
Mortgage/housing
Consumer loan
Agriculturex
Education
Other household finance
Other
Other (2)
Included Services
Credit education
Group meetings
Credit insurancex
Workplace visits
Business training
Other training
Other
Other (2)
No other servicesx
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or land
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institution3
# Regions for this product1
Regions ActivePunjab

Loan Conditions

Loan Amount
CurrencyPKR
Minimum loan sizePKR 25,000
Maximum loan size150,000
Distribution at Disbursement (Est.)
Loans less than PKR 10,0000
PKR 10,000-25,0000
PKR 25,000-50,00030%
PKR 50,000-75,00040%
PKR 75,000-150,00030%
Greater than PKR 150,00030%
Loan Term and Grace Period
Shortest loan term3.0 months
Longest loan term12.0 months
Approx average12.0 months
Distribution at Disbursement (Est.)
Loans 3 months or less0
Between 4 and 6 months30%
Between 7 and 9 months30%
Between 10 and 12 months40%
Between 13 and 18 months0
Longer than 18 months0
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthly
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end paymentx
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest29.00%
Highest quoted nominal interest30.00%
Reason(s) why interest rate variesTime as Client
Interest rate periodYearly
Interest Rate Calculation MethodFlat
Subsidized by funder request?No
Is rate fixed for entire loan termYes
Upfront Fees
Fee 1
DescriptionProcessing Fee
% of loan amount - min0
% of loan amount - max0
OR, Fixed amount - min750
Fixed amount - max1,250
Reason for variationfor fresh clients with new loans- 1250, for repeat clients with new loans- 750
Appears on Repayment Sched?Yes
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
Ins 1
DescriptionInsurance Fee
% of loan amount - min0.90%
% of loan amount - max0.90%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variationN/A
Appears on Repayment Sched?Yes
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forNever
CriteriaN/A
Is deposit indicated on the repayment schedule?N/A
Do borrowers control deposit in their group?N/A
Deposit BEFORE or AT Disbursement
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Deposits DURING period payments
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Conditions on access to depositN/A
Interest Paid on Deposit
Minimum interest rate paidN/A
Maximum interest rate paidN/A
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?Yes
Percentage of fees16%
All or some fees taxedSome

Full Pricing Data

Kamyab Kashtkar Karza samples
Loan Amount
Type of Sample
Disbursement Date
Loan Term (Months)
Grace Period (Months)
Total Cost of Credit
Full APR (int fee ins tax dep)
True Price by Component
Transparency Index
Original Repayment Schedule
MFT Pricing Calculation
Interest price component
Fee Component
Insurance Component
Tax Component
Deposit Component
PKR 25,000 Generated 2015-06-01 5.9 months N/A PKR 5,015.14 38.7% 29.3% 6.2% 1.9% 1.3% 0.0% 75 - PDF
PKR 30,000 Generated 2015-06-01 5.9 months N/A PKR 5,844.17 37.5% 29.3% 5.1% 1.9% 1.2% 0.0% 77 - PDF
PKR 51,000 Generated 2015-06-01 5.9 months N/A PKR 9,973.84 37.5% 29.7% 4.9% 1.8% 1.1% 0.0% 77 - PDF
PKR 60,000 Generated 2015-06-01 8.9 months N/A PKR 16,666.37 34.2% 29.5% 2.8% 1.2% 0.7% 0.0% 85 - PDF
PKR 70,000 Generated 2015-06-01 8.9 months N/A PKR 19,212.10 33.7% 29.5% 2.4% 1.2% 0.6% 0.0% 86 - PDF
PKR 75,000 Generated 2015-06-01 11.8 months N/A PKR 27,327.42 32.3% 29.3% 1.7% 0.9% 0.4% 0.0% 90 - PDF
PKR 80,000 Generated 2015-06-01 11.8 months N/A PKR 29,056.45 32.2% 29.3% 1.6% 0.9% 0.4% 0.0% 90 - PDF
PKR 100,000 Generated 2015-06-01 11.8 months N/A PKR 35,972.57 31.8% 29.3% 1.3% 0.9% 0.3% 0.0% 91 - PDF
Kamyab Kashtkar Karza Price Graphs


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% Products with one or more insurances
% Products with compulsory deposits
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