Number borrowers | 44 |
Loan Amount (range) | USD 10,001 - 30,000 |
Loan Term (range) | 0 |
Other Services (text summary) | |
Annual Interest & Method | 1.8% annual, Decl Bal |
Fees | None |
Insurance | None |
Tax | None |
Comp Dep | 10.00 upfront 10.00 ongoing |
Range of pricing | |
Interest Price Component | N/A |
Fee Component | 19.4% (Int+Fee) |
Insurance Component | 22.0% - 36.0% |
Tax Component Range | -36.0% - -22.0% |
Full APR (int fee ins tax dep) | 19.5% - 19.8% |
Transparency Index (min/max) | -1 |
Transparency Index (average) | -1 |
Outstanding portfolio (USD) | USD 601,052 |
Portfolio (USD) | USD 601,052 |
Active Clients with Loans | 44 |
Approximate % Female Clients | 80% - 100% |
Approximate % Urban Clients | 60% - 80% |
Individual | x |
Solidarity group | |
Village banking | |
Self help group | |
Other |
Any purpose | |
Income generation | x |
Mortgage/housing | x |
Consumer loan | x |
Agriculture | |
Education | x |
Other household finance | x |
Other | |
Other (2) |
Credit education | |
Group meetings | |
Credit insurance | |
Workplace visits | |
Business training | |
Other training | |
Other | |
Other (2) | |
No other services |
Men | |
Women | |
Must run a business | |
Must own a home or land | |
Must be a salaried worker | |
Must be specific age group | |
Other | |
Other (2) |
# Regions for this institution | N/A |
# Regions for this product | N/A |
Regions Active |
Outstanding portfolio (GHS) | GHS 456,320 |
Portfolio (USD) | USD 231,634.52 |
Active Clients with Loans | 725 |
Approximate % Female Clients | |
Approximate % Urban Clients |
Any purpose | |
Income generation | |
Mortgage/housing | |
Consumer loan | |
Agriculture | x |
Education | |
Other household finance | |
Other | |
Other (2) |
Men | x |
Women | x |
Must run a business | |
Must own a home or land | |
Must be a salaried worker | |
Must be specific age group | x |
Other | Must be a farmer |
Other (2) |
# Regions for this institution | 1 |
# Regions for this product | N/A |
Regions Active |
Currency | USD |
Minimum loan size | USD 10,001 |
Maximum loan size | 30,000 |
Shortest loan term | 0 |
Longest loan term | 0 |
Approx average | 0 |
Loans 3 months or less | N/A |
Between 4 and 6 months | N/A |
Between 7 and 9 months | N/A |
Between 10 and 12 months | N/A |
Between 13 and 18 months | N/A |
Longer than 18 months | N/A |
Grace period usage | 0 |
Average grace period | 0 |
Daily | |
Weekly | |
Every 2 weeks | |
Every 4 weeks | |
Monthly | |
Every 2 months | |
Quarterly | |
Every 6 months | |
Every 12 months | |
Single end payment | |
Irregular payments |
Lowest quoted nominal interest | 1.80% |
Highest quoted nominal interest | 1.80% |
Interest rate period | Yearly |
Interest Rate Calculation Method | Decl Bal |
Subsidized by funder request? | N/A |
Is rate fixed for entire loan term | N/A |
Required for | All |
Criteria | N/A |
Is deposit indicated on the repayment schedule? | |
Do borrowers control deposit in their group? | Yes |
% loan amount deposited | 0 - N/A |
or, Fixed-amount deposited | USD 10 - N/A |
% loan amount deposited | 0 - N/A |
or, Fixed-amount deposited | USD 10 - N/A |
Conditions on access to deposit |
Minimum interest rate paid | 0 |
Maximum interest rate paid | 0 |
Interest payment frequency | N/A |
Are taxes charged on this product? | No |
Sample 1 | |
---|---|
Loan Amount | USD 12,000 |
Loan Cycle (1, 2, 3, etc) | Not Known |
Disbursement Date | 1900-01-00 |
Loan Term (Months) | N/A |
Grace Period (Months) | 0 |
Total Cost of Credit | Not Known |
True Price by Comp | |
Interest and Fee Component | DK |
Insurance Component | 22.0% |
Tax Component | -22.0% |
Deposit Component | 0 |
Full APR (int fee ins tax dep) | DK |
Transparency Index | -1 |
Original Repayment Schedule | |
MFT Pricing Calculation |
Key Statistics | |
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# Samples: | |
# Products | |
# Institutions | |
# Countries | |
# Borrowers | |
Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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