| Institution Type | Private 'For-Profit' |
| Is this institution regulated? | N/A |
| Website address | N/A |
| Year established | 1994 |
| Head of Institution | Hout Ieng Tong |
| Regions active | 0 |
| # Branches | 16 |
| Total Portfolio (nat'l) | N/A |
| Total Portfolio (USD) | N/A |
| Active clients with loans | 43,322 |
| Approximate % female clients | N/A |
| Approximate % urban clients | N/A |
| Network affiliations | |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Large Loans | USD 10,001 - 30,000 | 0 | 80% - 100% | 60% - 80% | Business, Housing, Consumer, Education, Other | |||||||||
| Medium Loans | USD 2,501 - 10,000 | 0 | 60% - 80% | 60% - 80% | Business, Housing, Consumer, Education, Other | |||||||||
| Micro Loans | USD 50 - 1,000 | 0 | 60% - 80% | 20% - 40% | Business, Housing, Consumer, Education, Other | |||||||||
| Small Loans | USD 1,001 - 2,500 | 0 | 60% - 80% | 20% - 40% | Business, Housing, Consumer, Education, Other |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Large Loans | 1.8% annual, Decl Bal | 0 Fees | 0 Ins | None | 10.00 upfront 10.00 ongoing | 19.4% | 19.5% - 19.8% | -1 | ||||||||
| Medium Loans | 2.0%-2.8% annual, Decl Bal | 0 Fees | 0 Ins | None | 5.00 upfront 5.00 ongoing | 23.7% | 24.4% - 24.6% | -1 | ||||||||
| Micro Loans | 3.0%-3.5% annual, Decl Bal | 0 Fees | 0 Ins | None | 1.00 upfront 1.00 ongoing | 35.1% - 35.2% | 35.9% - 42.8% | -1 | ||||||||
| Small Loans | 2.5%-3.0% annual, Decl Bal | 0 Fees | 0 Ins | None | 3.00 upfront 3.00 ongoing | 27.9% | 28.6% - 29.1% | -1 |
| Outstanding portfolio (GHS) | GHS 456,320 |
| Portfolio (USD) | USD 231,634.52 |
| Active Clients with Loans | 725 |
| Approximate % Female Clients | |
| Approximate % Urban Clients |
| Any purpose | |
| Income generation | |
| Mortgage/housing | |
| Consumer loan | |
| Agriculture | x |
| Education | |
| Other household finance | |
| Other | |
| Other (2) |
| Men | x |
| Women | x |
| Must run a business | |
| Must own a home or land | |
| Must be a salaried worker | |
| Must be specific age group | x |
| Other | Must be a farmer |
| Other (2) |
| # Regions for this institution | 1 |
| # Regions for this product | N/A |
| Regions Active |
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| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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