Institution

Cooperativa de Ahorra y Credito San Antonio Ltda San Antonio de Ibarra, Hermanos Mideros 6-33 y 27 de NoviembreIbarra, Imbabadura
Data approved: 2010-11-08
Data version: 1
Age of data: 164 months

Institution

CCT Credit Cooperative 5/F Joshua Center1428 Taft Avenue, ErmitaManila, NCR1000
Data approved: 2011-11-15
Data version: 1
Age of data: 152 months

Institution Details

Institution TypeCredit Union / Cooperative
Is this institution regulated?No
Website addresshttp://www.coopsanantonio.com/
Year established1960
Head of InstitutionING. NORMA VASQUEZ
Regions active
# Branches1

Total Portfolio (nat'l)USD 2,384,754
Total Portfolio (USD)USD 2,384,754
Active clients with loans1,087
Approximate % female clients40% - 60%
Approximate % urban clients0% - 20%
Network affiliationsRed Financiera Rural, Uncacnor, Financoop, Fecoac
Funders

Institution Details

Institution TypeCredit Union / Cooperative
Is this institution regulated?Yes
Website addresshttp://www.cct.org.ph/
Year established2003
Head of InstitutionRuth S. Callanta
Regions active
# Branches132

Total Portfolio (nat'l)PhP 387,176,016
Total Portfolio (USD)USD 9,262,584.12
Active clients with loans76,168
Approximate % female clients80% - 100%
Approximate % urban clients40% - 60%
Network affiliationsNATTCO, MCPI, Hope International, Peer Servants
FundersFive Talents USA, United Kingdom, Tear Fund, New Zealand, Cross International, USA, End Poverty

Loan Products » Summary

250 Borrowers
USD 577,488 Portfolio
Active Product
812 Borrowers
USD 1,726,538 Portfolio
Active Product
15 Borrowers
USD 80,727 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Summary

100 Borrowers
USD 167,552.11 Portfolio
Active Product
120 Borrowers
USD 107,655.50 Portfolio
Active Product
30,060 Borrowers
USD 3,932,881.20 Portfolio
Active Product
40,100 Borrowers
USD 5,296,039.69 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Consumo USD 100 - 10,000 1 - 48 40% - 60% 0% - 20% Any Purpose Women, Men, Salaried worker Credit Ins
Microcredito USD 100 - 10,000 1 - 48 40% - 60% 0% - 20% Any Purpose Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Growth Enterprise Loan PHP 51,000 - 700,000 6 - 12 60% - 80% 40% - 60% Business Women, Men, Have business, Have home or land, Must be community resident for at least 5 years Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training, Values Development, Personal Counselling and Life Skills Training
Housing Loan PHP 10,000 - 30,000 12 20% - 40% 40% - 60% Housing Women, Men, Have business, Have home or land, Must meet requirements of CCT regular business loan Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training, values development, personal counselling, life skills training, health care
Regular Business Loan 4 months PHP 4,000 - 50,000 3.5 80% - 100% 60% - 80% Business Women, Men, Have business, Have home or land, Must be community resident for at least 5 years Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Values Development, Personal Counselling and Life Skills Training, Health Care
Regular Business Loan 6 months PHP 11,000 - 50,000 6 80% - 100% 60% - 80% Business Women, Men, Have business, Have home or land, Must be community resident for at least 5 years Credit Educ, Group Mtgs, Tech Asst Visits, Values Development, Personal Counselling and Life Skills Training, Business mentoring

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Consumo 15.1% annual, Decl Bal 0 Fees 1 Ins None 10.0% upfront 5.00 ongoing 15.3% 18.2% - 18.8% 81
Microcredito 15.0%-26.0% annual, Decl Bal 0 Fees 1 Ins None 10.0% upfront 5.00 ongoing 19.3% 22.8% - 23.7% 64

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Growth Enterprise Loan 10.0%-24.0% annual, Flat 1 Fee 0 Ins None 30.0% upfront 100.00 ongoing 56.1% - 60.2% 109.8% - 121.5% 8
Housing Loan 18.0% annual, Flat 1 Fee 0 Ins None 30.0% upfront 50.00 ongoing 36.9% - 37% 55.6% - 56.3% 32
Regular Business Loan 4 months 37.6% annual, Flat 1 Fee 0 Ins None 20.0% upfront 50.00 ongoing 92.2% 139.9% 27
Regular Business Loan 6 months 40.0% annual, Flat 1 Fee 0 Ins None 20.0% upfront 100.00 ongoing 87.6% 131.3% - 131.4% 30

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Consumo 15.1% annual, Decl Bal 0 Fees 1 Ins Ins None 10.0% upfront 5.00 ongoing 15.3% 18.2% - 18.8% 81
Microcredito 15.0%-26.0% annual, Decl Bal 0 Fees 1 Ins Ins None 10.0% upfront 5.00 ongoing 19.3% 22.8% - 23.7% 64

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Growth Enterprise Loan 10.0%-24.0% annual, Flat 1 Fee 0 Ins Ins None 30.0% upfront 100.00 ongoing 56.1% - 60.2% 109.8% - 121.5% 8
Housing Loan 18.0% annual, Flat 1 Fee 0 Ins Ins None 30.0% upfront 50.00 ongoing 36.9% - 37% 55.6% - 56.3% 32
Regular Business Loan 4 months 37.6% annual, Flat 1 Fee 0 Ins Ins None 20.0% upfront 50.00 ongoing 92.2% 139.9% 27
Regular Business Loan 6 months 40.0% annual, Flat 1 Fee 0 Ins Ins None 20.0% upfront 100.00 ongoing 87.6% 131.3% - 131.4% 30
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