2. Grameen Koota
Please note that the information you are viewing is 135 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. SFPI
Please note that the information you are viewing is 151 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Grameen Financial Services Pvt. Ltd. (Grameen Koota) AvalahaliJP Nagar-9th PhaseBanglore, Karnataka560062
Data approved: 2012-02-06
Data version: 2
Age of data: -   months 
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Institution

Specialised Financial and Promotional Institution Bole Sub CityAddis AbabaPO Box 10689
Data approved: 2011-12-23
Data version: 1
Age of data: 151 months

Institution Details

Institution TypeSect25
Is this institution regulated?Yes
Website addresshttp://www.gfspl.in/
Year established1999
Head of InstitutionSuresh K. Krishna
Regions active0
# Branches174

Total Portfolio (nat'l)INR 1,966,900,000
Total Portfolio (USD)USD 37,111,320.75
Active clients with loans274,850
Approximate % female clients80% - 100%
Approximate % urban clients20% - 40%
Network affiliationsSa-dhan, akmi, MFIN

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addressN/A
Year established1997
Head of InstitutionMr Solomon W.Giorgis
Regions active
# Branches10

Total Portfolio (nat'l)ETB 50,807,161
Total Portfolio (USD)USD 2,761,258.75
Active clients with loans33,342
Approximate % female clients40% - 60%
Approximate % urban clients20% - 40%
Network affiliationsAEMFI
FundersTerrafina Microfinance, SOS Faim, CIDR, UNCDF

Loan Products » Summary

Emergency
138,730 Borrowers
USD 1,453,237.40 Portfolio
Active Product
Water Conn
3,527 Borrowers
USD 144,256.40 Portfolio
Active Product
IGL-Pragati
161,167 Borrowers
USD 18,925,320.75 Portfolio
Active Product
IGL-Pragati+
8,394 Borrowers
USD 353,506.25 Portfolio
Active Product
Indiv
3,219 Borrowers
USD 985,990.98 Portfolio
Active Product
Sanitation
5,260 Borrowers
USD 509,548.58 Portfolio
Active Product
Siksha
10 Borrowers
USD 1,509.43 Portfolio
Low Volume Product
General Loan
Retired Product
Income Generating Loan
Retired Product
Individual Loan (Offered by "Maarg" Division of GFS)
Retired Product
Supplementary Loan
Retired Product
Supplementary Loan 2
Retired Product
Water and Sanitation Loan
Retired Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Summary

Group
32,000 Borrowers
USD 2,608,695.65 Portfolio
Active Product
Individual
1,500 Borrowers
USD 130,434.78 Portfolio
Active Product
Youth Loan
100 Borrowers
USD 10,869.57 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Emergency Loan INR 1,000 - 1,000 2.5 80% - 100% 20% - 40% Any Purpose Women Credit Educ, Group Mtgs, Business Training
Water Connection Loan INR 5,000 - 5,000 24 80% - 100% 0% - 20% Housing, For taking water connection Women, Have home or land Credit Educ, Group Mtgs, Credit Ins, Business Training
IGL-Pragati INR 5,000 - 15,000 12 80% - 100% 0% - 20% Business Women
IGL-Pragati Plus INR 16,000 - 25,000 24 80% - 100% 0% - 20% Business Women
Individual Loan INR 10,000 - 50,000 3 - 9 20% - 40% 80% - 100% Business Women, Men, Have business Credit Educ
Sanitation Loan INR 7,000 - 10,000 24 0% 0% Housing, For construction of toilets Women, Have home or land Group Mtgs, Business Training
Siksha Loan INR 10,000 - 15,000 3 - 6 0% 0% Education Women, Men Credit Educ, Group Mtgs

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Group Loan ETB 100 - 30,000 12 - 30 40% - 60% 40% - 60% Any Purpose Women, Men Credit Educ, Group Mtgs
Individual Loan ETB 10,000 - 120,000 12 - 30 40% - 60% 80% - 100% Any Purpose Women, Men Credit Educ, Business Training
Youth Loan Product ETB 5,000 - 30,000 12 - 24 20% - 40% 80% - 100% Business Women, Men, Specific age group Group Mtgs, Business Training

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Emergency Loan 0% 29.1% 30.1% N/A
Water Connection Loan 0% 0% 0% N/A
IGL-Pragati 0% 0% 0% N/A
IGL-Pragati Plus 0% 0% 0% N/A
Individual Loan 0% 41.3% - 41.4% 42.7% - 44.1% N/A
Sanitation Loan 0% 0% 0% N/A
Siksha Loan 0% 0% 0% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Emergency Loan 18.8% annual, Decl Bal 1 Fee 0 Ins None N/A 29.1% 30.1% 63
Water Connection Loan 21.0% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% N/A
IGL-Pragati 26.0% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% N/A
IGL-Pragati Plus 26.0% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% N/A
Individual Loan 36.0% annual, Decl Bal 0 Fees 1 Ins None N/A 41.3% - 41.4% 42.7% - 44.1% 83
Sanitation Loan 21.0% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% N/A
Siksha Loan 28.3% annual, Decl Bal 0 Fees 0 Ins None None 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Loan 16.0%-24.0% annual, Flat 0 Fees 0 Ins None 5.0%-10.0% upfront 28.3% - 30.2% 30.6% - 35.2% 47
Individual Loan 16.0%-20.0% annual, Flat 0 Fees 0 Ins None 5.0%-10.0% upfront 29.4% - 30.9% 34.4% - 36% 45
Youth Loan Product 14.0% annual, Flat 0 Fees 0 Ins None 5.0% upfront 25.8% - 25.9% 27.8% - 27.9% 50

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Emergency Loan 0% 29.1% 30.1% N/A
Water Connection Loan 0% 0% 0% N/A
IGL-Pragati 0% 0% 0% N/A
IGL-Pragati Plus 0% 0% 0% N/A
Individual Loan 0% 41.3% - 41.4% 42.7% - 44.1% N/A
Sanitation Loan 0% 0% 0% N/A
Siksha Loan 0% 0% 0% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Emergency Loan 18.8% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 29.1% 30.1% 63
Water Connection Loan 21.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 0% 0% N/A
IGL-Pragati 26.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 0% 0% N/A
IGL-Pragati Plus 26.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 0% 0% N/A
Individual Loan 36.0% annual, Decl Bal 0 Fees 1 Ins Ins None N/A 41.3% - 41.4% 42.7% - 44.1% 83
Sanitation Loan 21.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 0% 0% N/A
Siksha Loan 28.3% annual, Decl Bal 0 Fees 0 Ins Ins None None 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Loan 16.0%-24.0% annual, Flat 0 Fees 0 Ins Ins None 5.0%-10.0% upfront 28.3% - 30.2% 30.6% - 35.2% 47
Individual Loan 16.0%-20.0% annual, Flat 0 Fees 0 Ins Ins None 5.0%-10.0% upfront 29.4% - 30.9% 34.4% - 36% 45
Youth Loan Product 14.0% annual, Flat 0 Fees 0 Ins Ins None 5.0% upfront 25.8% - 25.9% 27.8% - 27.9% 50
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Loan Portfolio (USD)
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% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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