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Institution

Grameen Financial Services Pvt. Ltd. (Grameen Koota) AvalahaliJP Nagar-9th PhaseBanglore, Karnataka560062
Data approved: 2012-02-06
Data version: 2
Age of data: -   months 

Institution

COOPEDU District KicukiroKigaliPO Box 4053
Data approved: 2012-09-28
Data version: 2
Age of data: 136 months

Institution Details

Institution TypeSect25
Is this institution regulated?Yes
Website addresshttp://www.gfspl.in/
Year established1999
Head of InstitutionSuresh K. Krishna
Regions active0
# Branches174

Total Portfolio (nat'l)INR 1,966,900,000
Total Portfolio (USD)USD 37,111,320.75
Active clients with loans274,850
Approximate % female clients80% - 100%
Approximate % urban clients20% - 40%
Network affiliationsSa-dhan, akmi, MFIN

Institution Details

Institution TypeCredit Union / Cooperative
Is this institution regulated?Yes
Website addresshttp://www.coopedu.rw/
Year established1997
Head of InstitutionMurebwayire Denise
Regions activeGasabo, Kicukiro
# Branches7

Total Portfolio (nat'l)RWF 4,756,395,805
Total Portfolio (USD)USD 7,549,834.61
Active clients with loans2,029
Approximate % female clients60% - 80%
Approximate % urban clients80% - 100%
Network affiliationsAMIR
Funders

Loan Products » Summary

138,730 Borrowers
USD 1,453,237.40 Portfolio
Active Product
3,527 Borrowers
USD 144,256.40 Portfolio
Active Product
161,167 Borrowers
USD 18,925,320.75 Portfolio
Active Product
8,394 Borrowers
USD 353,506.25 Portfolio
Active Product
3,219 Borrowers
USD 985,990.98 Portfolio
Active Product
5,260 Borrowers
USD 509,548.58 Portfolio
Active Product
10 Borrowers
USD 1,509.43 Portfolio
Low Volume Product
Retired Product
Retired Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Summary

266 Borrowers
USD 234,227 Portfolio
Active Product
338 Borrowers
USD 245,613 Portfolio
Active Product
169 Borrowers
USD 153,819 Portfolio
Active Product
81 Borrowers
USD 38,464 Portfolio
Active Product
994 Borrowers
USD 6,307,562 Portfolio
Active Product
25 Borrowers
USD 136,324 Portfolio
Low Volume Product
48 Borrowers
USD 222,359 Portfolio
Low Volume Product
26 Borrowers
USD 23,170 Portfolio
Low Volume Product
25 Borrowers
USD 1,351 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Emergency Loan INR 1,000 - 1,000 2.5 80% - 100% 20% - 40% Any Purpose Women Credit Educ, Group Mtgs, Business Training
Water Connection Loan INR 5,000 - 5,000 24 80% - 100% 0% - 20% Housing, For taking water connection Women, Have home or land Credit Educ, Group Mtgs, Credit Ins, Business Training
IGL-Pragati INR 5,000 - 15,000 12 80% - 100% 0% - 20% Business Women
IGL-Pragati Plus INR 16,000 - 25,000 24 80% - 100% 0% - 20% Business Women
Individual Loan INR 10,000 - 50,000 3 - 9 20% - 40% 80% - 100% Business Women, Men, Have business Credit Educ
Sanitation Loan INR 7,000 - 10,000 24 0% 0% Housing, For construction of toilets Women, Have home or land Group Mtgs, Business Training
Siksha Loan INR 10,000 - 15,000 3 - 6 0% 0% Education Women, Men Credit Educ, Group Mtgs

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Avance Sur Salaire RWF 150,000 - 3,500,000 6 - 24 40% - 60% 80% - 100% Any Purpose Women, Men, Salaried worker
Credit Femmes Entrepreneurs RWF 300,000 - 2,000,000 6 - 12 80% - 100% 80% - 100% Business Women, Have business, Must be a COOPEDU member for at least 1 month.
Credit Group D'Epargne Et Credit RWF 300,000 - 2,400,000 4 - 12 80% - 100% 80% - 100% Business Women
Credit Minerval RWF 100,000 - 2,000,000 3 - 12 80% - 100% 80% - 100% Education Women, Men Credit Educ, Other Training
Credit Ordinaire RWF 500,000 - 30,000,000 12 - 60 60% - 80% 80% - 100% Business, Housing, Consumer Women, Men Other Training

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Emergency Loan 0% 29.1% 30.1% N/A
Water Connection Loan 0% 0% 0% N/A
IGL-Pragati 0% 0% 0% N/A
IGL-Pragati Plus 0% 0% 0% N/A
Individual Loan 0% 41.3% - 41.4% 42.7% - 44.1% N/A
Sanitation Loan 0% 0% 0% N/A
Siksha Loan 0% 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Emergency Loan 18.8% annual, Decl Bal 1 Fee 0 Ins None N/A 29.1% 30.1% 63
Water Connection Loan 21.0% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% N/A
IGL-Pragati 26.0% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% N/A
IGL-Pragati Plus 26.0% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% N/A
Individual Loan 36.0% annual, Decl Bal 0 Fees 1 Ins None N/A 41.3% - 41.4% 42.7% - 44.1% 83
Sanitation Loan 21.0% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% N/A
Siksha Loan 28.3% annual, Decl Bal 0 Fees 0 Ins None None 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Avance Sur Salaire 20.40% annual, Decl Bal 1 Fee 1 Ins 18.00% fees N/A 20.8% - 21.6% 21.5% - 22.5% 92
Credit Femmes Entrepreneurs 12.96% annual, Flat 1 Fee 1 Ins 18.00% fees 20.00% upfront 24.7% - 25% 49.2% - 83.5% 18
Credit Group D'Epargne Et Credit 26.00% annual, Flat 1 Fee 2 Ins 18.00% fees 10.00% upfront 49.8% - 51.4% 70% - 74.2% 36
Credit Minerval 16.80% annual, Decl Bal 1 Fee 1 Ins 18.00% fees N/A 18.2% - 21.6% 19% - 22.9% 81
Credit Ordinaire 20.40% annual, Decl Bal 1 Fee 1 Ins 18.00% fees N/A 21% - 22.1% 21.7% - 22.9% 91

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Emergency Loan 0% 29.1% 30.1% N/A
Water Connection Loan 0% 0% 0% N/A
IGL-Pragati 0% 0% 0% N/A
IGL-Pragati Plus 0% 0% 0% N/A
Individual Loan 0% 41.3% - 41.4% 42.7% - 44.1% N/A
Sanitation Loan 0% 0% 0% N/A
Siksha Loan 0% 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Emergency Loan 18.8% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 29.1% 30.1% 63
Water Connection Loan 21.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 0% 0% N/A
IGL-Pragati 26.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 0% 0% N/A
IGL-Pragati Plus 26.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 0% 0% N/A
Individual Loan 36.0% annual, Decl Bal 0 Fees 1 Ins Ins None N/A 41.3% - 41.4% 42.7% - 44.1% 83
Sanitation Loan 21.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 0% 0% N/A
Siksha Loan 28.3% annual, Decl Bal 0 Fees 0 Ins Ins None None 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Avance Sur Salaire 20.40% annual, Decl Bal 1 Fee 1 Ins Ins 18.00% fees N/A 20.8% - 21.6% 21.5% - 22.5% 92
Credit Femmes Entrepreneurs 12.96% annual, Flat 1 Fee 1 Ins Ins 18.00% fees 20.00% upfront 24.7% - 25% 49.2% - 83.5% 18
Credit Group D'Epargne Et Credit 26.00% annual, Flat 1 Fee 2 Ins Ins 18.00% fees 10.00% upfront 49.8% - 51.4% 70% - 74.2% 36
Credit Minerval 16.80% annual, Decl Bal 1 Fee 1 Ins Ins 18.00% fees N/A 18.2% - 21.6% 19% - 22.9% 81
Credit Ordinaire 20.40% annual, Decl Bal 1 Fee 1 Ins Ins 18.00% fees N/A 21% - 22.1% 21.7% - 22.9% 91
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