2. 1st Valley Bank
Please note that the information you are viewing is 152 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. Contactar
Please note that the information you are viewing is 160 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

1st Valley Bank, Inc. A Rural Bank Vamenta Blvd. corner Lirio St.CarmenCagayan de Oro City, Misamis Oriental8000
Data approved: 2011-11-23
Data version: 1
Age of data: 152 months

Institution

Corporación Nariño Empresa y Futuro Calle 17 No. 29-31Pasto, Nariño
Data approved: 2011-08-01
Data version: 1
Age of data: 160 months

Institution Details

Institution TypeRurBank
Is this institution regulated?Yes
Website addresshttp://www.1stvalleybank.com/
Year established1956
Head of InstitutionAtty. Nicolas J. Lim
Regions active
# Branches23

Total Portfolio (nat'l)PhP 3,284,057,363
Total Portfolio (USD)USD 78,565,965.62
Active clients with loans70,630
Approximate % female clients40% - 60%
Approximate % urban clients40% - 60%
Network affiliationsBangko Sentral ng Pilipinas (BSP), Rural Bankers Association of the Philippines (RBAP), Microenterprise Access to Banking Services (MABS), Microfinance Council of the Philippines, Inc. (MCPI)
Funders

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.contactar-pasto.org/
Year established1971
Head of InstitutionGloria Lucía Bustos Chaves
Regions active
# Branches21

Total Portfolio (nat'l)COP 34,006,476,957
Total Portfolio (USD)USD 18,684,877.45
Active clients with loans24,982
Approximate % female clients40% - 60%
Approximate % urban clients0% - 20%
Network affiliationsEMPRENDER, FOROLACFR
FundersCORPONARIÑO - GTZ, ARTESANIAS DE COLOMBIA, FUNDACION SOCIAL, CORFAS

Loan Products » Summary

Barangay
12,175 Borrowers
USD 8,437,978.06 Portfolio
Active Product
DepEd
22,118 Borrowers
USD 38,714,006.10 Portfolio
Active Product
Microfinance
4,702 Borrowers
USD 1,139,084.90 Portfolio
Active Product

Loan Products » Summary

Comercial
204 Borrowers
USD 1,499,125.46 Portfolio
Active Product
Microcredito
24,982 Borrowers
USD 18,684,877.45 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Barangay and LGU Livelihood Loan PHP 10,000 - 250,000 12 - 24 20% - 40% 40% - 60% Business, Agriculture Women, Men, Salaried worker, Specific age group, 18-70 years old, Barangay & LGU Officials Credit Ins
DepEd APDS Loan PHP 20,000 - 250,000 12 - 24 60% - 80% 40% - 60% Any Purpose Women, Men, Salaried worker Credit Ins
Microfinance Loan PHP 3,000 - 150,000 0.9 - 12 80% - 100% 20% - 40% Business, Agriculture, Housing Women, Men, Specific age group, 18-65 years old Credit Ins, Tech Asst Visits

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Comercial COP 12,875,001 - 103,000,000 1 - 60 40% - 60% 40% - 60% Any Purpose, Principalmente para capital de trabajo y activos f, Sustitución de pasivos Women, Men, Have business Eventualmente capacitación y asistencia técnica
Microcrédito COP 200,000 - 103,000,000 1 - 60 40% - 60% 0% - 20% Any Purpose Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Eventualmente capacitación y asistencia técnica

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Barangay and LGU Livelihood Loan 18.0%-20.0% annual, Flat 2 Fees 1 Ins None 500.00 upfront 39.1% - 39.7% 39.4% - 45.1% 42
DepEd APDS Loan 9.0% annual, Flat 2 Fees 1 Ins None 1,000.00 upfront 10.00 ongoing 21.3% - 21.5% 23.5% - 24.8% 37
Microfinance Loan 30.0% annual, Flat 2 Fees 1 Ins None 5.0% upfront 10.00 ongoing 68.6% - 96.4% 80.2% - 120.9% 32

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Comercial 23.8% annual, Decl Bal 2 Fees 1 Ins None N/A 21.2% - 21.3% 22.5% - 22.7% 100
Microcrédito 25.0%-31.9% annual, Decl Bal 2 Fees 1 Ins None N/A 38.4% - 41.2% 39.6% - 42.6% 61

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Barangay and LGU Livelihood Loan 18.0%-20.0% annual, Flat 2 Fees 1 Ins Ins None 500.00 upfront 39.1% - 39.7% 39.4% - 45.1% 42
DepEd APDS Loan 9.0% annual, Flat 2 Fees 1 Ins Ins None 1,000.00 upfront 10.00 ongoing 21.3% - 21.5% 23.5% - 24.8% 37
Microfinance Loan 30.0% annual, Flat 2 Fees 1 Ins Ins None 5.0% upfront 10.00 ongoing 68.6% - 96.4% 80.2% - 120.9% 32

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Comercial 23.8% annual, Decl Bal 2 Fees 1 Ins Ins None N/A 21.2% - 21.3% 22.5% - 22.7% 100
Microcrédito 25.0%-31.9% annual, Decl Bal 2 Fees 1 Ins Ins None N/A 38.4% - 41.2% 39.6% - 42.6% 61
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