| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | N/A |
| Year established | 2005 |
| Head of Institution | Mr. Kisembo Patrick |
| Regions active | Western |
| # Branches | 2 |
| Total Portfolio (nat'l) | UGX 721,685,949 |
| Total Portfolio (USD) | USD 288,674.38 |
| Active clients with loans | 4,832 |
| Approximate % female clients | 20% - 40% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | Uganda Co-operative Savings and Credit Union Ltd, Mid North Private Sector |
| Funders | TRIAS Uganda |
| Institution Type | Private 'For-Profit' |
| Is this institution regulated? | N/A |
| Website address | N/A |
| Year established | 2006 |
| Head of Institution | Daniel Muhimuzi Mugisha |
| Regions active | 0 |
| # Branches | 6 |
| Total Portfolio (nat'l) | RWF 747,483,674 |
| Total Portfolio (USD) | USD 1,266,921.48 |
| Active clients with loans | 2,225 |
| Approximate % female clients | 20% - 40% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations | AMIR, Terrafina |
| Funders | African Evangelical Enterprise, Rwanda |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Lima Loan | UGX 10,000 - 30,000,000 | 1 - 8 | 20% - 40% | 0% - 20% | Any Purpose | Women, Men, Have home or land | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training | |||||||
| Commercial Loan | UGX 50,000 - 10,000,000 | 1 - 6 | 40% - 60% | 60% - 80% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Curuza (Business) MT & LT | RWF 100,000 - 10,000,000 | 4 - 36 | 0% - 20% | 80% - 100% | ||||||||||
| Ezukame Express PU & PM | 0 | 0 | 20% - 40% | 20% - 40% | ||||||||||
| Hembwa Wage Express | RWF 5,000 - 500,000 | 1 - 3 | 20% - 40% | 60% - 80% | ||||||||||
| Hembwa Wage MT & LT | RWF 10,000 - 5,000,000 | 4 - 36 | 20% - 40% | 60% - 80% | ||||||||||
| Kaze (Solidarity Group) GS & GS-PU | RWF 10,000 - 500,000 | 3 - 6 | 40% - 60% | 0% - 20% | ||||||||||
| Tunga Women MT & LT | RWF 200,000 - 10,000,000 | 4 - 36 | 80% - 100% | 40% - 60% |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Lima Loan | 30.00% annual, Flat | 1 Fee | 1 Ins | None | 20.00% upfront | 31.2% - 56% | 41.1% - 86.8% | 51 | ||||||||
| Commercial Loan | 30.00%-36.00% annual, Flat | 1 Fee | 1 Ins | None | 20.00% upfront | 53.9% - 64.7% | 69.1% - 99% | 35 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Curuza (Business) MT & LT | 15.00% annual, Flat | 1 Fee | 2 Ins | 0% - 45.7% | 23.9% - 74.2% | |||||||||||
| Ezukame Express PU & PM | 0.00% annual, 0 | 0 Fees | 0 Ins | 0% - 71.7% | 29.6% - 72.7% | |||||||||||
| Hembwa Wage Express | 42.00% annual, Flat | 1 Fee | 2 Ins | N/A | 74.1% - 80.1% | 75.3% - 85.1% | ||||||||||
| Hembwa Wage MT & LT | 15.00% annual, Flat | 2 Fees | 2 Ins | N/A | 0% - 53.8% | 26.5% - 56.5% | ||||||||||
| Kaze (Solidarity Group) GS & GS-PU | 30.00% annual, Flat | 1 Fee | 0 Ins | 54% - 68.5% | 56.7% - 74.1% | |||||||||||
| Tunga Women MT & LT | 13.00% annual, Flat | 2 Fees | 2 Ins | 0% - 42.4% | 35% - 74.9% |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Lima Loan | 30.00% annual, Flat | 1 Fee | 1 Ins Ins | None | 20.00% upfront | 31.2% - 56% | 41.1% - 86.8% | 51 | ||||||||
| Commercial Loan | 30.00%-36.00% annual, Flat | 1 Fee | 1 Ins Ins | None | 20.00% upfront | 53.9% - 64.7% | 69.1% - 99% | 35 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Curuza (Business) MT & LT | 15.00% annual, Flat | 1 Fee | 2 Ins Ins | 0% - 45.7% | 23.9% - 74.2% | |||||||||||
| Ezukame Express PU & PM | 0.00% annual, 0 | 0 Fees | 0 Ins Ins | 0% - 71.7% | 29.6% - 72.7% | |||||||||||
| Hembwa Wage Express | 42.00% annual, Flat | 1 Fee | 2 Ins Ins | N/A | 74.1% - 80.1% | 75.3% - 85.1% | ||||||||||
| Hembwa Wage MT & LT | 15.00% annual, Flat | 2 Fees | 2 Ins Ins | N/A | 0% - 53.8% | 26.5% - 56.5% | ||||||||||
| Kaze (Solidarity Group) GS & GS-PU | 30.00% annual, Flat | 1 Fee | 0 Ins Ins | 54% - 68.5% | 56.7% - 74.1% | |||||||||||
| Tunga Women MT & LT | 13.00% annual, Flat | 2 Fees | 2 Ins Ins | 0% - 42.4% | 35% - 74.9% |
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