| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| APAS | 320 | 128,000 | 2 | 157 |
| BRAC-UGA | 139,200 | 28,254,000 | 3 | 114 |
| Centenary Bank | 133,802 | 221,144,231 | 4 | 138 |
| EBO SACCO | 1,500 | 1,240,382 | 2 | 138 |
| Equity Bank | 13,069 | 57,252,004 | 0 | 138 |
| Finance Trust | 22,555 | 17,520,424 | 5 | 138 |
| FINCA-UGA | 56,300 | 27,402,000 | 4 | 112 |
| Five Talents | 5,365 | 368,057 | 2 | 138 |
| Gatsby | 1,346 | 2,440,236 | 2 | 138 |
| Habitat Uganda | 858 | 265,508 | 1 | 138 |
| Hofokam | 20,908 | 4,793,200 | 6 | 138 |
| KACITA | 156 | 60,318 | 1 | 138 |
| Madfa SACCO | 4,832 | 288,674 | 5 | 138 |
| Opportunity | 23,734 | 13,560,846 | 13 | 138 |
| RUCREF | 5,557 | 898,380 | 4 | 157 |
| Rushere SACCO | 983 | 574,549 | 2 | 138 |
| SAO | 204 | 62,768 | 1 | 138 |
| Silver Upholders | 2,111 | 189,189 | 4 | 138 |
| THPU | 6,528 | 676,391 | 1 | 138 |
| UGAFODE | 8,197 | 4,720,446 | 9 | 138 |
| VF Uganda | 13,072 | 3,221,675 | 5 | 138 |
| Wakiso | 513 | 276,000 | 1 | 138 |
| Y-SAVE | 208 | 1,686,485 | 1 | 138 |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | Yes |
| Website address | http://www.thardeep.org |
| Year established | 1998 |
| Head of Institution | Mr. Zaffar Iqbal Junejo |
| Regions active | Sindh |
| # Branches | 86 |
| Total Portfolio (nat'l) | PKR 688,688,701 |
| Total Portfolio (USD) | USD 7,027,435.72 |
| Active clients with loans | 64,750 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | Pakistan Microfinance Network, Rural Support Programme Network, National Disaster Management Authority |
| Funders | Pakistan Poverty Alleviation Fund (PPAF), USAID, Government Of Sindh, Save the Children |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Enterprise Loans | PKR 5,000 - 100,000 | 3 - 12 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business | Credit Educ, Business Training | |||||||
| Livestock Loans | PKR 5,000 - 70,000 | 6 - 12 | 40% - 60% | 0% - 20% | Business, Livestock | Women, Men, must have livestock or want to purchase livestock | Credit Educ, Business Training | |||||||
| Agriculture Loans | PKR 5,000 - 40,000 | 4 - 8 | 0% - 20% | 0% | Agriculture | Men, Have home or land | Credit Educ |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Enterprise Loans | 18.0% annual, Flat | 1 Fee | 1 Ins | None | N/A | 34.6% - 35% | 34.8% - 37.3% | N/A | ||||||||
| Livestock Loans | 18.0% annual, Flat | 1 Fee | 1 Ins | None | N/A | 34.8% - 35.3% | 35.3% - 37.8% | N/A | ||||||||
| Agriculture Loans | 18.0% annual, Flat | 1 Fee | 1 Ins | None | N/A | 18.6% - 25% | 19.1% - 27.1% | N/A |
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