| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | No |
| Website address | http://www.crezcamos.com/ |
| Year established | 2006 |
| Head of Institution | Mauricio Osorio Sanchez |
| Regions active | |
| # Branches | 7 |
| Total Portfolio (nat'l) | COP 41,163,048,864 |
| Total Portfolio (USD) | USD 22,617,059.82 |
| Active clients with loans | 25,888 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations | |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| CREDIAGRO | COP 500,000 - 13,390,000 | 6 - 36 | 20% - 40% | 0% - 20% | Business | Women, Men, Have business | Credit Ins | |||||||
| Credinegocio | COP 500,000 - 13,300,000 | 6 - 24 | 60% - 80% | 40% - 60% | Business | Women, Men, Have business | Credit Ins | |||||||
| Credioportuno | COP 200,000 - 1,606,800 | 2 | 60% - 80% | 20% - 40% | Business | Women, Men, Have business, Cliente con crédito vigente que tenga un saldo menor al 50% del valor desembolsado | Credit Ins | |||||||
| Credirenovacion | COP 500,000 - 13,390,000 | 6 - 36 | 40% - 60% | 0% - 20% | Business | Women, Men, Have business | Credit Ins |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| CREDIAGRO | 28.8%-34.0% annual, Decl Bal | 2 Fees | 1 Ins | None | N/A | 42.1% - 49.3% | 43% - 50.2% | 62 | ||||||||
| Credinegocio | 28.8%-34.0% annual, Decl Bal | 2 Fees | 1 Ins | None | N/A | 42.7% - 49.4% | 43.6% - 50.3% | 61 | ||||||||
| Credioportuno | 28.8%-34.0% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 39.3% - 40.6% | 39.6% - 40.9% | 72 | ||||||||
| Credirenovacion | 28.8%-34.0% annual, Decl Bal | 2 Fees | 1 Ins | None | N/A | 41.5% - 49.5% | 42.6% - 50.4% | 64 |
| Outstanding portfolio (UGX) | UGX 186,000,000 |
| Portfolio (USD) | USD 84,545 |
| Active Clients with Loans | 960 |
| Approximate % Female Clients | 80% - 100% |
| Approximate % Urban Clients | 60% - 80% |
| Individual | |
| Solidarity group | |
| Village banking | x |
| Self help group | |
| Other |
| Any purpose | |
| Income generation | x |
| Mortgage/housing | |
| Consumer loan | |
| Agriculture | |
| Education | |
| Other household finance | |
| Other | |
| Other (2) |
| Credit education | |
| Group meetings | |
| Credit insurance | |
| Workplace visits | |
| Business training | x |
| Other training | |
| Other | |
| Other (2) | |
| No other services |
| Men | |
| Women | x |
| Must run a business | x |
| Must own a home or land | |
| Must be a salaried worker | |
| Must be specific age group | |
| Other | |
| Other (2) |
| # Regions for this institution | N/A |
| # Regions for this product | N/A |
| Regions Active |
| Key Statistics | |
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| # Borrowers | |
| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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