Institution # Borrowers Portfolio (US$) Products Age of Data
Actuar Caldas3,7005,247,0001108
Actuar Quindio2,3002,800,0002108
Actuar Tolima8,8005,099,0003108
Amanecer4,3008,253,0004108
Banco Agrario56,30039,938,0003108
Banco WWB219,400294,019,0005103
Bancolombia36,20051,563,0001108
BdO10,4007,945,0002108
Comerciacoop1,6003,255,0004108
Confiar43,80081,993,0007108
Congente5,40020,045,0002108
Contactar25,10020,184,0002108
Crezcamos27,50022,564,0004108
Finamerica39,80099,536,0007108
FMM Popayán310,000243,614,0003108
FMSD6,8009,236,0006108
Fomentamos900102,0001108
Fund DeLaMujer199,900165,568,0001108
Fund Oleoductos500435,0001103
FUNDAUNIBAN6001,307,0002108
FUNDESAN2,4002,521,0005108
FUNDESMAG1,0001,698,0002108
Interactuar30,20093,846,0004108
MEDA15,60027,322,0002108
ProCredit CO5,70018,569,0003108
Please note that the information you are viewing is 98 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Eshet MFI Head OfficeAddis AbabaPO Box 23923
Data approved: 2011-12-23
Data version: 1
Age of data: 98 months

Product

Rural Agricultural Loan Product 3 of 3 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (ETB)ETB 38,304,548
Portfolio (USD)USD 2,081,768.91
Active Clients with Loans16,472
Approximate % Female Clients20% - 40%
Approximate % Urban Clients0% - 20%
Methodology
Individual
Solidarity groupx
Village banking
Self help group
Other
Description
This product is targeted at rural dwellers whose economic activities is mainly agricultural production
Loan Purpose
Any purpose
Income generationx
Mortgage/housing
Consumer loan
Agriculturex
Education
Other household finance
Other
Other (2)
Included Services
Credit educationx
Group meetingsx
Credit insurancex
Workplace visits
Business training
Other training
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a business
Must own a home or land
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institutionN/A
# Regions for this productN/A
Regions Active

Loan Conditions

Loan Amount
CurrencyETB
Minimum loan sizeETB 500
Maximum loan size7,500
Loan Term and Grace Period
Shortest loan term6.0 months
Longest loan term12.0 months
Approx average12.0 months
Grace Period
Grace period usage100%
Average grace period1.0 month
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthly
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end paymentx
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest24.00%
Highest quoted nominal interest24.00%
Interest rate periodYearly
Interest Rate Calculation MethodFlat
Subsidized by funder request?
Is rate fixed for entire loan termYes
Upfront Fees
This product has no upfront fees
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
Ins 1
DescriptionInsurance Fee
% of loan amount - min1.00%
% of loan amount - max1.00%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variationN/A
Appears on Repayment Sched?No
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forAll
CriteriaN/A
Is deposit indicated on the repayment schedule?Yes
Do borrowers control deposit in their group?
Deposit BEFORE or AT Disbursement
% loan amount deposited5.00%
or, Fixed-amount deposited0
Deposits DURING period payments
% loan amount deposited0
or, Fixed-amount depositedETB 10
Conditions on access to depositAccess During
Interest Paid on Deposit
Minimum interest rate paid6.00%
Maximum interest rate paid6.00%
Interest payment frequencyAnnually
Taxes
Are taxes charged on this product?No

Full Pricing Data

Rural Agricultural Loan samples
Sample 1Sample 2Sample 3
Loan AmountETB 800ETB 1,800ETB 2,000
Loan Cycle (1, 2, 3, etc)Not KnownNot KnownNot Known
Disbursement Date2011-09-062011-09-062011-09-06
Loan Term (Months)12.0 months12.0 months12.0 months
Grace Period (Months)0.0 months0.0 months0.0 months
Total Cost of CreditNot KnownNot KnownNot Known
True Price by Comp     
Interest and Fee Component24.1%24.1%24.1%
Insurance Component1.2%1.2%1.2%
Tax Component0.0%0.0%0.0%
Deposit Component1.5%1.3%1.3%
Full APR (int fee ins tax dep)26.8%26.6%26.6%
Transparency Index899090
      
Original Repayment SchedulePDFPDFPDF
MFT Pricing CalculationPDFPDFPDF
Rural Agricultural Loan Price Graphs


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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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